NOT LISTED FOR SALE

515 Ringgold St Sigourney, IA 52591

Estimated Value: $87,000 - $101,000

2 Beds
1 Bath
1,480 Sq Ft
$64/Sq Ft Est. Value

Last Sold June 17, 2022

Last sale price $85,400 $58 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $584/month

105 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Country Kitchen
  • Property is near schools
  • Loft
  • Living Room
  • Forced Air Heating System

About This Home

As of June 2022

Charming 1½ story home nestled on a nice usable lot in a desirable area of Sigourney! Cozy living room greets you when you walk-in through the front door. Updated and spacious eat-in kitchen with all appliances staying. There is an area located off the kitchen that could be used as a 1st floor office or bonus area. This home features two generous sized bedrooms including the 1st floor primary bedroom. The upper level has a nice loft/bonus area that could be used a 3rd nonconforming bedroom space. 1st floor laundry with washer/dryer staying. Upgrades completed prior to current seller include: blown-in insulation in the walls (2016), newer energy efficient vinyl windows, and newer metal roof. The following updates have been done by current sellers: new flooring (2021), added spray foam insulation to the basement walls (2021), and upgraded the electrical service including the panel to 200-amp (2021). Plenty of storage in the basement area. Enjoy sitting on the covered back porch at the end of the day. 1 ½ car attached carport and garden shed stay. Property is currently rented at $625/month and could be a rental or single-family dwelling.

Last Agent to Sell the Property

Jessica Yoder

KALONA REALTY, INC. Listed on: 03/04/2022

Last Buyer's Agent

Nonmember NONMEMBER

NONMEMBER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $946

Year Built

  • Built in 1880

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132

Parking

  • 1 Parking Space

Home Design

  • Frame Construction

Interior Spaces

  • 1,480 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Loft
  • Bonus Room

Kitchen

  • Country Kitchen
  • Oven or Range

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Primary Bedroom on Main
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Partial Basement

Location

  • Property is near schools
  • Property is near shops

Schools

  • Sigourney Elementary And Middle School
  • Sigourney High School

Utilities

  • Forced Air Heating System
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number SGCOS-042825

Home Details

Home Type

Single Family

Est. Annual Taxes

$946

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Property Type: SINGLE FAMILY/ACREAGE
  • Total Sq Ft: 1480
  • Homebuilder: unk
  • Owner Name L F Mi: McKay
  • Ownership Type: Single Family
  • Photo Code: Complete
  • T Val: 85400
  • Year Built: 1880
  • Tax Year Report: 2020
  • Directions: Hwy 92/E Jackson St into Sigourney, North on N Warren St, East on Ringgold St
  • L O1 Dues Paid: y
  • Amenities: Close to Shopping, Close to School
  • Basement Remarks: Full, Partial
  • Fireplace Type Location: None
  • Interior R: Cable Available
  • Kitchen Breakfast R: Country Kitchen
  • Lot Description R: Less than .5 Acre
  • Possession R: Negotiable
  • Possible Finance R: Cash, Conventional
  • Stories Style R: 2 Story
  • Remarks2: Charming 1½ story home nestled on a nice usable lot in a desirable area of Sigourney! Cozy living room greets you when you walk-in through the front door. Updated and spacious eat-in kitchen with all appliances staying. There is an area located off the kitchen that could be used as a 1st floor office or bonus area. This home features two generous sized bedrooms including the 1st floor primary bedroom. The upper level has a nice loft/bonus area that could be used a 3rd nonconforming bedroom space. 1st floor laundry with washer/dryer staying. Upgrades completed prior to current seller include: blown-in insulation in the walls (2016), newer energy efficient vinyl windows, and newer metal roof. The following updates have been done by current sellers: new flooring (2021), added spray foam insulation to the basement walls (2021), and upgraded the electrical service including the panel to 200-amp (2021). Plenty of storage in the basement area. Enjoy sitting on the covered back porch at the end of the day. 1 ½ car attached carport and garden shed stay. Property is currently rented at $625/month and could be a rental or single-family dwelling.
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Range/Oven, Refrigerator, Dryer, Washer
  • Number Bedrooms Upper: 1
  • Number Bedrooms Main: 1
  • Sq Ft Above: 1480
  • Total Full Baths: 1
  • Bedrooms: 2
  • Total Bathrooms: 1
  • Dining Room Level: Main
  • Kitchen Level: Main
  • Living Room Level: Main
  • Laundry Location: 1st Floor
  • Mstr Br Level: Main
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Construction: Frame

Garage/Parking

  • Parking Spaces: 1 Car

Utilities

  • Internet: Yes
  • Water Sewer: City Sewer, City Water
  • Heating Cooling: Electric, Forced Air

Schools

  • Elementary School: Sigourney
  • Middle School: Sigourney
  • High School: Sigourney
  • High School: Sigourney
  • Jr Middle School: Sigourney
  • Elementary School: Sigourney

Lot Info

  • Acreage: 0.2
  • Geo Subdivision: IA
  • Lot Dimensions: 66x132
  • Zoning: Residential

Tax Info

  • Gross Tax County City: 456
  • Assessor Parcel Number: SGCOS-042825

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2022
Closed on
Jun 11, 2022
Sold by
Mckay Jason G and Mckay Lisa A
Bought by
Gingerich Caitlin D
Seller's Agent
Jessica Yoder
KALONA REALTY, INC.
Buyer's Agent
Nonmember NONMEMBER
NONMEMBER
List Price
$99,900
Sold Price
$85,400
Premium/Discount to List
-$14,500
-14.51%
Current Estimated Value
$92,327

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,927
Avg. Annual Appreciation
2.55%
Original Mortgage
$82,315
Outstanding Balance
$78,874
Interest Rate
5.27%
Mortgage Type
FHA
Estimated Equity
$13,584

Purchase Details

Closed on
Oct 31, 2016
Sold by
Bernardine Shimek
Bought by
Gabel Jackie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,771
Interest Rate
3.47%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gingerich Caitlin D $85,500 None Listed On Document
Gabel Jackie -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gingerich Caitlin D $82,315
Previous Owner Mckay Jason G $32,000
Previous Owner Mckay Jason G $25,600
Previous Owner Williams Stephen O $55,000
Previous Owner Gabel Jackie $39,771
Previous Owner Gabel Jackie --
Closed Gingerich Caitlin D $823
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2022 06/17/22 Sold $85,400 0.0% $58 / Sq Ft
06/17/2022 06/17/22 Sold $85,400 +0.6% $58 / Sq Ft
05/17/2022 05/17/22 Pending -- -- --
05/16/2022 05/16/22 Price Changed $84,900 0.0% $57 / Sq Ft
05/16/2022 05/16/22 Price Changed $84,900 -5.6% $57 / Sq Ft
04/15/2022 04/15/22 Price Changed $89,900 0.0% $61 / Sq Ft
04/15/2022 04/15/22 Price Changed $89,900 -5.3% $61 / Sq Ft
03/30/2022 03/30/22 Price Changed $94,900 0.0% $64 / Sq Ft
03/30/2022 03/30/22 Price Changed $94,900 -5.0% $64 / Sq Ft
03/04/2022 03/04/22 For Sale $99,900 0.0% $68 / Sq Ft
03/01/2022 03/01/22 Price Changed $99,900 -13.1% $68 / Sq Ft
02/01/2022 02/01/22 For Sale $114,900 +341.9% $78 / Sq Ft
08/16/2018 08/16/18 Sold $26,000 -31.6% $18 / Sq Ft
07/28/2018 07/28/18 Pending -- -- --
06/10/2017 06/10/17 For Sale $38,000 -- $26 / Sq Ft
Source: Iowa City Area Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $946 $64,360 $8,490 $55,870
2023 $632 $64,360 $8,490 $55,870
2022 $786 $39,360 $8,490 $30,870
2021 $786 $47,390 $16,520 $30,870
2020 $456 $44,930 $15,420 $29,510
2019 $470 $44,930 $0 $0
2018 $932 $0 $0 $0
2017 $932 $43,670 $0 $0
2016 $778 $42,750 $0 $0
2015 $778 $42,750 $0 $0
2014 $822 $25,060 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa City Area Association of REALTORS®

MLS Number: 202201150

Iowa City Area Association of REALTORS®

APN: SGCOS-042800