Seller's Agent in 2020
Kevin Wallace
MLS Direct
(609) 820-8947
2 in this area
87 Total Sales
515 Spruce St Delanco, NJ 08075
Estimated Value: $206,000 - $232,000
2
Beds
1
Bath
962
Sq Ft
$227/Sq Ft
Est. Value
Highlights
- No HOA
- 2-minute walk to Delanco
- Hot Water Baseboard Heater
- Living Room
- Bungalow
About This Home
As of February 2020HUD Home. Year Built 1920, LBP is required for all properties built before 1978. Sold "AS IS" by elec. bid only. Prop avail 01/13/2020. Bids due by 01/22/2020 11:59 PM Central Time then daily until sold. FHA Case #351-640471. Insured w Escrow Repairs. Eligible for FHA 203K. Financing Terms: FHA 203K, FHA 203B, Cash or Conventional Finance. With a little elbow grease this Delanco bungalow with full basement can be your home. Close to schools and parks. Don't miss out on the opportunity. Buyer to verify all information prior to bidding. Go to website for more information or to place a bid. Buyer is responsible for their own investigative information on SqFt of home, Room Sizes, Bathroom counts, taxes and all other information regarding this home. This home is a AS-IS Sale with buyer being responsible for all inspections and repairs including CO and other township inspections. Availability and status of sale type are subject to change at any time.This home is currently available for $100.00 Total Down Payment if purchased with FHA Insured loan. $100.00 Down Payment is a Limited time opportunity. Buyer must be an owner occupant purchaser. Buyer choses their own lender. For Limited time HUD is giving a $500 Selling Broker Bonus for FHA 203K Sales. See attached addendum & Disclosures. For additional information contact the agent of your choice or click Listing Agent tab in requested information.
Last Agent to Sell the Property
(609) 820-8947 kwallace@mlsdirectrealtors.com MLS Direct License #RM422746 Listed on: 01/14/2020
Last Buyer's Agent
(609) 820-8947 kwallace@mlsdirectrealtors.com MLS Direct License #RM422746 Listed on: 01/14/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,340
Year Built
- Built in 1920
Lot Details
- 5,250 Sq Ft Lot
- Lot Dimensions are 50.00 x 105.00
- Property is zoned R-4
Parking
- Driveway
Home Design
- Bungalow
- Frame Construction
- Aluminum Siding
Interior Spaces
- 962 Sq Ft Home
- Property has 1 Level
- Living Room
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Utilities
- Hot Water Baseboard Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 00015
- Assessor Parcel Number 09-01603-00015
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 14, 2020
Closed on
Feb 12, 2020
Sold by
Secretary Of Housing & Urban Development
Bought by
Berger Bryce A and Berger John M
Seller's Agent
Kevin Wallace
MLS Direct
Buyer's Agent
Kevin Wallace
MLS Direct
List Price
$108,000
Sold Price
$102,000
Premium/Discount to List
-$6,000
-5.56%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$116,387
Avg. Annual Appreciation
13.67%
Purchase Details
Listed on
Jan 14, 2020
Closed on
Jan 9, 2020
Sold by
Fifth Third Bank
Bought by
Secretary Of Housing & Urban Development
Seller's Agent
Kevin Wallace
MLS Direct
Buyer's Agent
Kevin Wallace
MLS Direct
List Price
$108,000
Sold Price
$102,000
Premium/Discount to List
-$6,000
-5.56%
Purchase Details
Closed on
Apr 15, 2019
Sold by
Fitzpatrick Kevin M and Fitzpatrick Sarah A
Bought by
Fifth Third Mortgage Company
Purchase Details
Closed on
Apr 10, 2013
Sold by
Fitzpatrick Kevin and Belinsky Sarah
Bought by
Fitzpatrick Kevin and Fitzpatrick Sarah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,700
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 6, 2008
Sold by
Schmitt Mark A and Schmitt Kathleen M
Bought by
Fitzpatrick Kevin and Belinsky Sarah
Purchase Details
Closed on
May 28, 2003
Sold by
Gerkens Charles
Bought by
Schmitt Mark A and Schmitt Kathleen M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,400
Interest Rate
5.77%
Mortgage Type
Stand Alone First
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Berger Bryce A | $102,000 | Cape Atlantic Title Agcy Llc | |
| Secretary Of Housing & Urban Development | -- | Servicelink Ttl Co Default T | |
| Fifth Third Mortgage Company | -- | None Available | |
| Fitzpatrick Kevin | -- | Hunter Title Agency | |
| Fitzpatrick Kevin | $217,000 | None Available | |
| Schmitt Mark A | $114,900 | Congress Title Corp |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Fitzpatrick Kevin | $200,700 | |
| Previous Owner | Schmitt Mark A | $103,400 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/14/2020 02/14/20 | Sold | $102,000 | -5.6% | $106 / Sq Ft |
| 01/23/2020 01/23/20 | Pending | -- | -- | -- |
| 01/14/2020 01/14/20 | For Sale | $108,000 | -- | $112 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,640 | $131,900 | $41,100 | $90,800 |
| 2024 | $4,655 | $131,900 | $41,100 | $90,800 |
| 2023 | $4,655 | $131,900 | $41,100 | $90,800 |
| 2022 | $4,548 | $131,900 | $41,100 | $90,800 |
| 2021 | $4,533 | $131,900 | $41,100 | $90,800 |
| 2020 | $4,464 | $131,900 | $41,100 | $90,800 |
| 2019 | $4,340 | $131,900 | $41,100 | $90,800 |
| 2018 | $4,252 | $131,900 | $41,100 | $90,800 |
| 2017 | $4,172 | $131,900 | $41,100 | $90,800 |
| 2016 | $4,049 | $131,900 | $41,100 | $90,800 |
| 2015 | $3,982 | $131,900 | $41,100 | $90,800 |
| 2014 | $3,882 | $131,900 | $41,100 | $90,800 |
Source: Public Records
Agents Affiliated with this Home
-
Kevin Wallace
Map
Source: Bright MLS
MLS Number: NJBL364524
APN: 09-01603-0000-00015
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