NOT LISTED FOR SALE

515 Stewart Rd Chipley, FL 32428

Estimated Value: $163,000 - $176,000

2 Beds
1 Bath
1,104 Sq Ft
$156/Sq Ft Est. Value

Sale Details

Date Sold: July 31, 2025

Last sale price $170,000 $154 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $968 / mo

274 Days on Market

Highlights

  • No HOA
  • Central Heating and Cooling System
  • Fenced
  • Living Room
  • Ceiling Fan

About This Home

As of July 2025

This charming two bedroom, one bath home is nestled on a beautiful ONE acre lot, offering plenty of space for outdoor activities and peaceful living. Step inside to discover beautiful vinyl wood plank flooring that adds warmth and style to the living areas. The cozy kitchen features a gas stove, perfect for whipping up delicious meals. The property has a fenced backyard, providing a safe space for kids and pets to play. Plus, the spacious pole barn offers additional storage and endless possibilities for hobbies or projects. Don't miss out on the chance to enjoy country living at its finest! There is an additional four acres that can be purchased with agreed upon price.

Last Agent to Sell the Property

Dana Panichella

American Gold Realty License #BK3090579 Listed on: 05/23/2025

Last Buyer's Agent

Dana Panichella

American Gold Realty License #BK3090579 Listed on: 05/23/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $452

Year Built

  • Built in 1992

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 190x200
  • Dirt Road
  • Fenced

Home Design

  • Brick Exterior Construction
  • Metal Roof

Interior Spaces

  • Ceiling Fan
  • Living Room
  • Gas Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Kate M. Smith Elementary School
  • Roulhac Middle School
  • Chipley High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$452

Year Built

Built in 1992

Lot Details

1 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1992
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.0
  • Lot Size: 190x200
  • Road Surface Type: Dirt
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Other
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Gas Cooktop
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Dining Room Type: Bedroom, Full Bath, Kitchen, Laundry, Living Room

Exterior Features

  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: Brick
  • Roof: Metal

Garage/Parking

  • Garage: No

Utilities

  • Utilities: Electricity Available, Water Connected
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Roulhac

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 452.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Kate M. Smith
  • High School: Chipley

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2025
Closed on
Jul 31, 2025
Sold by
Bought by
Seller's Agent
Dana Panichella
American Gold Realty
Buyer's Agent
Dana Panichella
American Gold Realty
List Price
$185,000
Sold Price
$170,000
Premium/Discount to List
-$15,000
-8.11%
Views
38
Current Estimated Value
$171,918

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,918
Avg. Annual Appreciation
1.27%
Original Mortgage
$171,717
Outstanding Balance
$170,978
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$940

Purchase Details

Closed on
Jun 4, 2021
Sold by
Bought by

Purchase Details

Listed on
Jun 22, 2017
Closed on
Aug 31, 2017
Sold by
Bought by
Seller's Agent
Seamus O'neill
SOUTHERN WAY REALTY, INC.
Buyer's Agent
Jonathan Poole
Pro Team Realty Group, LLC
List Price
$72,999
Sold Price
$72,000
Premium/Discount to List
-$999
-1.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.38%
Original Mortgage
$72,727
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 7, 2017
Closed on
May 10, 2017
Sold by
Bought by
Seller's Agent
Seamus O'neill
SOUTHERN WAY REALTY, INC.
Buyer's Agent
Seamus O'neill
SOUTHERN WAY REALTY, INC.
List Price
$49,900
Sold Price
$34,000
Premium/Discount to List
-$15,900
-31.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1024.97%
Original Mortgage
$41,000
Interest Rate
4.14%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Nov 2, 2016
Sold by
Bought by

Purchase Details

Closed on
Aug 28, 2015
Sold by
Bought by

Purchase Details

Closed on
Dec 15, 2014
Sold by
Bought by

Purchase Details

Closed on
Jun 3, 2013
Sold by
Bought by

Purchase Details

Closed on
Mar 27, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,890
Interest Rate
5.1%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$170,000 Florida Land Title & Trust
$170,000 Florida Land Title & Trust
-- Florida Land Title & Tr Co
$72,000 Florida Land Title & Trust C
$34,000 Florida Land Title & Tr Co
$29,625 Peer Title Inc
$245,000 Heights Title Agency
$35,000 None Available
-- None Available
$68,000 Dixie Abstract & Title Co In
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $171,717
Closed $171,717
Previous Owner $72,727
Previous Owner $41,000
Previous Owner $70,890
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/31/2025 07/31/25 Sold $170,000 -8.1% $154 / Sq Ft
06/19/2025 06/19/25 Pending -- -- --
05/23/2025 05/23/25 For Sale $185,000 0.0% $168 / Sq Ft
03/05/2025 03/05/25 Pending -- -- --
02/17/2025 02/17/25 For Sale $185,000 0.0% $168 / Sq Ft
02/17/2025 02/17/25 Price Changed $185,000 -14.0% $168 / Sq Ft
12/25/2024 12/25/24 Off Market $215,000 -- --
09/18/2024 09/18/24 For Sale $215,000 +198.6% $195 / Sq Ft
06/20/2022 06/20/22 Off Market $72,000 -- --
06/20/2022 06/20/22 Off Market $34,000 -- --
08/31/2017 08/31/17 Sold $72,000 -1.4% $64 / Sq Ft View Prior Sale
07/05/2017 07/05/17 Pending -- -- --
06/22/2017 06/22/17 For Sale $72,999 +114.7% $65 / Sq Ft
05/11/2017 05/11/17 Sold $34,000 -31.9% $30 / Sq Ft View Prior Sale
04/25/2017 04/25/17 Pending -- -- --
03/01/2017 03/01/17 For Sale $49,900 -- $45 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $485 $75,862 -- --
2024 $454 $73,724 -- --
2023 $452 $71,577 $0 $0
2022 $446 $69,492 $0 $0
2021 $451 $67,468 $0 $0
2020 $450 $66,536 $0 $0
2019 $439 $61,662 $0 $0
2018 $449 $60,512 $4,800 $55,712
2017 $876 $55,017 $4,500 $50,517
2016 $896 $55,245 $0 $0
2015 $915 $55,245 $0 $0
2014 $456 $55,245 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Dana Panichella

    Seller's Agent in 2025

    Dana Panichella

    American Gold Realty

    (850) 209-8870

    213 Total Sales

    Dana Panichella
    Section Image
  • Seamus O'neill

    Seller's Agent in 2017

    Seamus O'neill

    SOUTHERN WAY REALTY, INC.

    (850) 260-5851

    509 Total Sales

    Seamus O'neill
    Section Image

  • J

    Buyer's Agent in 2017

    Jonathan Poole

    Pro Team Realty Group, LLC

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 762865

Central Panhandle Association of REALTORS®

APN: 00000000-00-0113-0004

Florida Washington County Chipley 32428

515 Stewart Rd, Chipley, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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