$565,000
SOLD APR 16, 2025

51651 Winding Waters Ln Elkhart, IN 46514

Simonton Lake Neighborhood
3 Beds
3.5 Baths
3,354 Sq Ft
1.34 Acres

Recently Sold

$168 Per Sq Ft

6% Below List Price

121 Days on Market

Highlights

  • 108 Feet of Waterfront
  • Primary Bedroom Suite
  • Open Floorplan
  • Pier or Dock
  • 1.34 Acre Lot
  • Backs to Open Ground

About This Home

As of April 2025

LOOKING TO ESCAPE THE NOISE AND CONGESTION OF THE CITY AND STILL BE CLOSE TO ALL THE CONVENIENCES? THIS CLASSY HOME OFFERS THAT AND MORE. JOURNEY DOWN THE 400' LONG DRIVEWAY TO THIS IMMACULATE 3 BEDROOM, 3 BATH HOME WITH 108' OF IMPECCABLE VIEWS ON CHRISTINA CREEK. The MAIN FLOOR features a KITCHEN with Jenn-air gas stove, built-in microwave and oven porcelain tile floors, corian counters and hickory wood cabinets and leads to the dining room with sliding doors out to the large deck. The LIVING ROOM has a vaulted ceiling and hickory wood flooring and a fireplace. Upper level has 2 large bedrooms with a full bath and a PRIMARY with 2 closets, bathroom with cherry wood cabinets, tile walk-in shower and its own private upper deck. The LOWER LEVELS are built for entertaining with 2 family rooms, wet-bar with fridge and walkout to the creek. And don't forget to check out the attached garage with its Indy 500 checkered floor and the other detached garage with insulation, drywall and heating.

Last Agent to Sell the Property

Dennis Bamber

Cressy & Everett- Elkhart Brokerage Phone: 574-532-3808 Listed on: 10/23/2024

Cressy & Everett- Elkhart

Co-Listed By

Katrina Hale

Cressy & Everett- Elkhart Brokerage Phone: 574-532-3808

Last Buyer's Agent

Joel Fourman

Re/Max County Wide 1st

Re/Max County Wide 1st

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,418

Year Built

  • Built in 1959

Lot Details

  • 1.34 Acre Lot
  • Lot Dimensions are 102x570
  • 108 Feet of Waterfront
  • Creek or Stream
  • Backs to Open Ground

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Quad-Level Property
  • Poured Concrete
  • Wood Siding
  • Cedar

Interior Spaces

  • Open Floorplan
  • Wet Bar
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • Water Views

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Separate Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement

Home Security

  • Home Security System
  • Fire and Smoke Detector

Schools

  • Mary Feeser Elementary School
  • West Side Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System
  • Cable TV Available

Additional Features

  • Sun Deck
  • Suburban Location

Community Details

  • Pier or Dock

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 20-02-18-427-007.000-026

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,418

Year Built

Built in 1959

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1959
  • Age: 66
  • Style: Quad-Level
  • Total Number of Rooms: 16
  • Total Number of Rooms Below Grade: 5
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: Winding Waters Lot 12
  • Parcel Number ID: 20-02-18-427-007.000-026
  • Platted: Yes
  • Amenities: Alarm System-Security, Cable Ready, Ceiling Fan(s), Deck on Waterfront, Detector-Smoke, Foyer Entry, Garage Door Opener, Home Warranty Included, Open Floor Plan, Wet Bar, Stand Up Shower, Main Level Bedroom Suite, Garage-Heated
  • Location: City/Town/Suburb
  • Sp Lp Percent: 97.58
  • Year Taxes Payable: 2023
  • Special Features: None

Interior Features

  • Total Sq Ft: 3444
  • Total Finished Sq Ft: 3354
  • Above Grade Finished Sq Ft: 2552
  • Below Grade Finished Sq Ft: 802
  • Below Grade Sq Ft: 90
  • Price Per Sq Ft: 221.39
  • Basement: Yes
  • Basement Foundation: Finished, Full Basement, Walk-Out Basement
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Tile
  • Living Great Room: Dimensions: 14x19, On Level: Main
  • Kitchen: Dimensions: 14x16, On Level: Main
  • Dining Room: Dimensions: 13x10, On Level: Main
  • Family Room: Dimensions: 31x31, On Level: Lower
  • Recreation Room: Dimensions: 17x26, On Level: Lower
  • Bedroom 1: Dimensions: 15x19, On Level: Upper
  • Bedroom 2: Dimensions: 14x11, On Level: Upper
  • Bedroom 3: Dimensions: 12x10, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 892

Exterior Features

  • Exterior: Cedar, Wood
  • Outbuilding1: None
  • Water Features: Pier/Dock Available
  • Water Frontage: 108

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x25
  • Garage Sq Ft: 500
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Water Type: Creek
  • Well Type: Private

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Mary Feeser
  • Middle School: West Side
  • High School: Elkhart
  • Elementary School: Mary Feeser

Lot Info

  • Lot Description: Waterfront, 0-2.9999, Water View
  • Lot Dimensions: 102X570
  • Estimated Lot Sq Ft: 58370
  • Estimated Lot Size Acres: 1.34

Tax Info

  • Annual Taxes: 3417.54
  • Exemptions: Homestead

Multi Family

  • Water Access: Frontage Lot

MLS Schools

  • High School: Elkhart
  • Middle School: West Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2024
Closed on
Apr 16, 2025
Sold by
Loomis John A
Bought by
Wright Emily R and Bollman Jared M
Seller's Agent
Dennis Bamber
Cressy & Everett- Elkhart
Buyer's Agent
Joel Fourman
Re/Max County Wide 1st
List Price
$599,000
Sold Price
$565,000
Premium/Discount to List
-$34,000
-5.68%
Views
154
Current Estimated Value
$535,719

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$29,281
Avg. Annual Appreciation
-6.20%
Original Mortgage
$565,000
Outstanding Balance
$565,000
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
-$11,457

Purchase Details

Closed on
Jan 31, 2006
Sold by
Underwood Shirley M
Bought by
Loomis John A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
6.37%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
May 19, 2004
Sold by
Helen C Culp 1998 Revocable Trust
Bought by
Underwood Shirley M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Meridian Title
Warranty Deed -- Meridian Title Corp
Warranty Deed -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $565,000 New Conventional
Previous Owner $161,000 New Conventional
Previous Owner $195,000 Unknown
Previous Owner $212,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/16/2025 04/16/25 Sold $565,000 -2.4% $168 / Sq Ft
02/21/2025 02/21/25 Pending -- -- --
02/18/2025 02/18/25 Price Changed $579,000 -3.3% $173 / Sq Ft
10/23/2024 10/23/24 For Sale $599,000 -- $179 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,418 $401,300 $37,900 $363,400
2022 $3,418 $397,200 $37,900 $359,300
2021 $3,554 $356,100 $37,900 $318,200
2020 $3,656 $330,600 $37,900 $292,700
2019 $3,487 $319,800 $37,900 $281,900
2018 $3,445 $304,300 $37,900 $266,400
2017 $3,300 $286,100 $37,900 $248,200
2016 $3,127 $277,300 $37,900 $239,400
2014 $3,046 $265,400 $37,900 $227,500
2013 $2,933 $265,400 $37,900 $227,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202441185

Indiana Regional MLS

APN: 20-02-18-427-007.000-026