Seller's Agent in 2019
Cindy Heckelsberg
Coldwell Banker Real Estate Group
(630) 253-2997
15 in this area
475 Total Sales
517 Cardinal Ave Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $493,000 - $505,000
4
Beds
3
Baths
3,152
Sq Ft
$158/Sq Ft
Est. Value
Highlights
- Deck
- Traditional Architecture
- Den
- Churchill Elementary School Rated A-
- Bonus Room
- Walk-In Pantry
About This Home
As of August 2019Wow! 4-5 Bedrooms, a 1st Floor Office/Den and a 3 Car Garage (tandem) in Oswego's desirable Churchill Club - which features a pool, clubhouse, tennis & basketball courts and Elementary School! This spacious 3,150+ sq ft home is all set for new owners. Highlights include a gourmet kitchen complete with center island, breakfast bar seating, double oven, oversized upper cabinets with crown molding, planning desk, pantry closet & a nearly new fridge & dishwasher! Great floor plan with the office space tucked away behind french doors off the foyer & formal living room, apart from the action of the family room, formal dining room & eat-in kitchen. Massive bonus space above the garage could be a 5th bedroom, play room, man den, flex it however you need it! Love the private Master Suite with a vaulted ceiling, separate tub & shower with tile surround, water closet & large walk-in closet. Brand new washing machine & dryer in the 1st floor laundry, fireplace, large bedrooms, so much to love!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475142782 Listed on: 04/01/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,253
Year Built
- 2005
Lot Details
- 6,970
HOA Fees
- $20 per month
Parking
- Attached Garage
- Tandem Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Fireplace With Gas Starter
- Den
- Bonus Room
- Unfinished Basement
- Partial Basement
- Storm Screens
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Oven
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Deck
- Porch
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- $4,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 22, 2020
Sold by
Diaz Alberto R
Bought by
Diaz Lotzy and Diaz Lotzy E
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,000
Outstanding Balance
$261,659
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$230,615
Purchase Details
Listed on
Apr 1, 2019
Closed on
Aug 2, 2019
Sold by
Kann Richard B and Kann Angela M
Bought by
Diaz Lotzy E and Diaz Alberto R
Seller's Agent
Cindy Heckelsberg
Coldwell Banker Real Estate Group
Buyer's Agent
Peter Dominguez
Century 21 Circle - Aurora
List Price
$310,000
Sold Price
$304,000
Premium/Discount to List
-$6,000
-1.94%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.34%
Original Mortgage
$288,800
Interest Rate
4.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 29, 2005
Sold by
Pinnacle Corp
Bought by
Kann Richard B and Kann Angela M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,208
Interest Rate
6.04%
Mortgage Type
Fannie Mae Freddie Mac
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Diaz Lotzy | -- | First American Title | |
| Diaz Lotzy E | $152,000 | Fidelity National Title | |
| Kann Richard B | $323,000 | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Diaz Lotzy E | $62,000 | |
| Open | Diaz Lotzy | $293,000 | |
| Closed | Diaz Lotzy E | $288,800 | |
| Previous Owner | Kann Richard B | $57,900 | |
| Previous Owner | Kann Richard B | $258,208 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/02/2019 08/02/19 | Sold | $304,000 | -1.9% | $96 / Sq Ft |
| 05/13/2019 05/13/19 | Pending | -- | -- | -- |
| 04/01/2019 04/01/19 | For Sale | $310,000 | -- | $98 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,253 | $139,839 | $25,312 | $114,527 |
| 2023 | $10,344 | $124,856 | $22,600 | $102,256 |
| 2022 | $10,344 | $114,547 | $20,734 | $93,813 |
| 2021 | $10,017 | $107,054 | $19,378 | $87,676 |
| 2020 | $9,917 | $104,955 | $18,998 | $85,957 |
| 2019 | $9,796 | $102,048 | $18,998 | $83,050 |
| 2018 | $9,975 | $101,903 | $23,711 | $78,192 |
| 2017 | $9,763 | $95,237 | $22,160 | $73,077 |
| 2016 | $9,389 | $90,272 | $21,005 | $69,267 |
| 2015 | $9,515 | $87,220 | $20,295 | $66,925 |
| 2014 | -- | $82,283 | $19,146 | $63,137 |
| 2013 | -- | $82,738 | $19,252 | $63,486 |
Source: Public Records
Agents Affiliated with this Home
-
-
Seller Co-Listing Agent in 2019
Lara Heckelsberg Gawrych
Coldwell Banker Real Estate Group
(630) 253-2995
6 in this area
217 Total Sales
-
Buyer's Agent in 2019
Peter Dominguez
Century 21 Circle - Aurora
(630) 235-3774
2 in this area
104 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10326580
APN: 03-10-458-003
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