Seller's Agent in 2025
Bo Baker
Lifesaver Realty
(831) 345-6202
2 in this area
21 Total Sales
517 Sumner Ave Aptos, CA 95003
Rio del Mar Neighborhood
2
Beds
2
Baths
1,318
Sq Ft
4,182
Sq Ft Lot
Highlights
- Deck
- Vaulted Ceiling
- Park or Greenbelt View
- Aptos High School Rated A-
- Wood Flooring
- 3-minute walk to Hidden Beach Park
About This Home
As of November 2025Welcome home! Your opportunity to live in Costal Aptos between Seascape and Seacliff and everything they have to offer is right here. Conveniently located near beach path access. The home has 2 Beds & 2 Baths on the same level as the Family Room and Kitchen, all perched above the parking and driveway. Sun kisses the front of the home in the afternoon including the large balcony deck off the kitchen featuring a unique feature for cat lovers - a custom "Cat-io" protected cat run accessible from the eat-in kitchen through a window screen. These same front windows have Silhouette pull-down shades to give you the option of how much sun you let in. Family Room features a vaulted exposed beam ceiling, half-height plantation shutters, gas fireplace with electric blower and wood floors. The grounds of the property include mature landscaping, a drip watering system, a French Drain to maintain water flow, a water feature in back yard outside Primary Bedroom and a back up generator down in carport next to the large unfinished storage area under the home.
Home Details
Home Type
- Single Family
Year Built
- Built in 1975
Lot Details
- 4,182 Sq Ft Lot
- Partially Fenced Property
- Wood Fence
- Lot Sloped Up
- Grass Covered Lot
- Back Yard
- Zoning described as R-1-5
Parking
- 2 Carport Spaces
Property Views
- Park or Greenbelt
- Neighborhood
Home Design
- Flat Roof Shape
- Pillar, Post or Pier Foundation
- Wood Frame Construction
- Composition Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,318 Sq Ft Home
- 1-Story Property
- Beamed Ceilings
- Vaulted Ceiling
- Free Standing Fireplace
- Gas Fireplace
- Double Pane Windows
- Plantation Shutters
- Family Room with Fireplace
- Storage Room
- Unfinished Basement
Kitchen
- Eat-In Kitchen
- Gas Oven
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
- Low Flow Toliet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry in unit
- Washer and Dryer
Outdoor Features
- Balcony
- Deck
Utilities
- Forced Air Heating System
- Separate Meters
- Individual Gas Meter
Listing and Financial Details
- Assessor Parcel Number 044-203-14-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 10, 2025
Closed on
Nov 5, 2025
Sold by
Robert And Anne C Young Revocable Trust and Young Anne C
Bought by
Kelly William Michael
Seller's Agent
Bo Baker
Lifesaver Realty
Buyer's Agent
Ashley Melikian
eXp Realty of California Inc
List Price
$995,000
Sold Price
$920,000
Premium/Discount to List
-$75,000
-7.54%
Views
56
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
185.71%
Original Mortgage
$690,000
Outstanding Balance
$690,000
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$310,604
Purchase Details
Closed on
Aug 27, 2021
Sold by
Young Anne C and Young Robert A
Bought by
Young Anne C and Young Robert A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$441,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 13, 2020
Sold by
Young Anne C and Young Robert A
Bought by
Young Anne C and Young Robert A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$446,000
Interest Rate
3.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 9, 2019
Sold by
Anne C Munson Revocable Living Trust
Bought by
Anne C Young Revocable Trust
Purchase Details
Closed on
Oct 5, 2018
Sold by
Young Anne C and Anne C Munson Revocable Living
Bought by
Young Anne C and Young Robert A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$453,100
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 24, 2007
Sold by
Munson Anne C
Bought by
Munson Anne C and Anne C Munson Revocable Living
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,000
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 2, 2007
Sold by
Munson Anne C
Bought by
Munson Anne C and Anne C Munson Revocable Living
Purchase Details
Closed on
Aug 18, 2004
Sold by
Crush John S and Crush Maria T
Bought by
Munson Anne C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$488,000
Interest Rate
5.26%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
May 15, 2000
Sold by
Wood Christian E and Wood Hinano C
Bought by
Crush John S and Crush Maria T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,375
Interest Rate
8.08%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
Oct 8, 1997
Sold by
Wood Christian E and Wood Hinano C
Bought by
Wood Christian E and Wood Hinano C
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $920,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | Old Republic Title Company | |
| Interfamily Deed Transfer | -- | Old Republic Title Company | |
| Interfamily Deed Transfer | -- | Old Republic Title Company | |
| Interfamily Deed Transfer | -- | Old Republic Title Company | |
| Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Old Republic Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | First American Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $610,000 | Santa Cruz Title Company | |
| Grant Deed | $365,000 | First American Title Co | |
| Gift Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $690,000 | New Conventional | |
| Previous Owner | $441,000 | New Conventional | |
| Previous Owner | $446,000 | New Conventional | |
| Previous Owner | $453,100 | New Conventional | |
| Previous Owner | $548,000 | Purchase Money Mortgage | |
| Previous Owner | $488,000 | Negative Amortization | |
| Previous Owner | $319,375 | Stand Alone First | |
| Closed | $73,000 | No Value Available | |
| Closed | $61,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/13/2025 11/13/25 | Sold | $920,000 | -5.6% | $698 / Sq Ft |
| 10/13/2025 10/13/25 | Pending | -- | -- | -- |
| 09/22/2025 09/22/25 | Price Changed | $975,000 | -2.0% | $740 / Sq Ft |
| 09/10/2025 09/10/25 | For Sale | $995,000 | -- | $755 / Sq Ft |
Source: MLSListings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,324 | $850,291 | $510,174 | $340,117 |
| 2023 | $10,104 | $817,273 | $490,364 | $326,909 |
| 2022 | $9,880 | $801,248 | $480,749 | $320,499 |
| 2021 | $9,575 | $785,537 | $471,322 | $314,215 |
| 2020 | $9,413 | $777,482 | $466,489 | $310,993 |
| 2019 | $9,244 | $762,237 | $457,342 | $304,895 |
| 2018 | $8,993 | $747,292 | $448,375 | $298,917 |
| 2017 | $8,908 | $732,638 | $439,582 | $293,056 |
| 2016 | $8,473 | $698,662 | $419,199 | $279,463 |
| 2015 | $8,069 | $659,115 | $395,470 | $263,645 |
| 2014 | $7,302 | $593,798 | $356,279 | $237,519 |
Source: Public Records
Agents Affiliated with this Home
-
Bo Baker
-
Marcene Baker
Seller Co-Listing Agent in 2025
Marcene Baker
Lifesaver Realty
(831) 566-5501
2 in this area
15 Total Sales
-
Ashley Melikian
Buyer's Agent in 2025
Ashley Melikian
eXp Realty of California Inc
(831) 419-6685
2 in this area
10 Total Sales
Map
Source: MLSListings
MLS Number: ML82021103
APN: 044-203-14-000
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