518 Montgomery Dr Ruther Glen, VA 22546
3
Beds
3
Baths
1,780
Sq Ft
2003
Built
Highlights
- Boat Ramp
- Gated Community
- Lake Privileges
- Fitness Center
- View of Trees or Woods
- Community Lake
About This Home
As of August 2025Rare tri-level split in amenity-filled Lake Land Or. Features 3 bedrooms, 3 full baths, a large recreation room, and laundry on the lower level. Over 1,800 sq. ft. of living space includes a cozy living room with cathedral ceiling and gas fireplace. The open-concept kitchen and dining area overlook the living room. The upper level has two bedrooms, a full bath, and a main bedroom with a luxury en-suite bath featuring a whirlpool tub and separate shower.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,313
Year Built
- Built in 2003
Lot Details
- Level Lot
- Wooded Lot
- Backs to Trees or Woods
- Property is zoned R1
HOA Fees
- $146 Monthly HOA Fees
Parking
- Driveway
Home Design
- Split Level Home
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 2.5 Levels
- Ceiling Fan
- Gas Fireplace
- Combination Kitchen and Dining Room
- Views of Woods
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Stove
- Built-In Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Walk-In Closet
Laundry
- Dryer
- Washer
Finished Basement
- Laundry in Basement
- Natural lighting in basement
Accessible Home Design
- Level Entry For Accessibility
Outdoor Features
- Lake Privileges
- Shed
Schools
- Lewis And Clark Elementary School
- Caroline Middle School
- Caroline High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 422
- Assessor Parcel Number 51A6-1-B-422
Community Details
Overview
- Association fees include common area maintenance, pool(s), road maintenance, security gate, snow removal
- $1,500 Other One-Time Fees
- Lake Land Or HOA
- Lake Land Or Subdivision
- Community Lake
Amenities
- Picnic Area
- Common Area
- Clubhouse
Recreation
- Boat Ramp
- Tennis Courts
- Community Basketball Court
- Community Playground
- Fitness Center
- Community Pool
Security
- Security Service
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 29, 2019
Closed on
Jan 8, 2020
Sold by
Odom Cassandra A
Bought by
Sharlow Marie Emily
Seller's Agent
Kelly Thomas
Samson Properties
Buyer's Agent
Micah Dianda
Samson Properties
List Price
$224,500
Sold Price
$224,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.28%
Original Mortgage
$220,433
Outstanding Balance
$196,139
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$154,985
Purchase Details
Listed on
Jan 30, 2019
Closed on
Mar 6, 2019
Sold by
Maryland Kuristian P
Bought by
Odom Cassandra A
Seller's Agent
Mike Hogan
The Hogan Group Real Estate
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$199,900
Sold Price
$195,000
Premium/Discount to List
-$4,900
-2.45%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.26%
Original Mortgage
$188,917
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 4, 2010
Sold by
Griffith Antoine and Griffith Rachel
Bought by
Maryland Khristian P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,500
Interest Rate
5.11%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 27, 2005
Sold by
Rushin Christopher
Bought by
Griffith Antoine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,633
Interest Rate
6%
Mortgage Type
VA
Purchase Details
Closed on
Sep 30, 2003
Sold by
William R Beach Gen Contr
Bought by
Rushin Christopher
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,000
Interest Rate
6.29%
Mortgage Type
New Conventional
Similar Homes in Ruther Glen, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $224,500 | Universal Title | |
| Deed | $195,000 | Cardinal Title Group Llc | |
| Deed | $142,000 | J T Title & Escrow Llc | |
| Deed | $262,000 | -- | |
| Deed | $156,754 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $8,999 | FHA | |
| Closed | $4,381 | FHA | |
| Closed | $3,452 | FHA | |
| Open | $220,433 | FHA | |
| Previous Owner | $188,917 | New Conventional | |
| Previous Owner | $127,500 | New Conventional | |
| Previous Owner | $7,500 | FHA | |
| Previous Owner | $132,955 | FHA | |
| Previous Owner | $267,633 | VA | |
| Previous Owner | $141,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $350,000 | 0.0% | $197 / Sq Ft |
| 07/14/2025 07/14/25 | Pending | -- | -- | -- |
| 07/09/2025 07/09/25 | For Sale | $350,000 | +55.9% | $197 / Sq Ft |
| 01/15/2020 01/15/20 | Sold | $224,500 | 0.0% | $126 / Sq Ft |
| 12/07/2019 12/07/19 | Pending | -- | -- | -- |
| 11/29/2019 11/29/19 | For Sale | $224,500 | +15.1% | $126 / Sq Ft |
| 03/14/2019 03/14/19 | Sold | $195,000 | -2.5% | $177 / Sq Ft |
| 02/14/2019 02/14/19 | Pending | -- | -- | -- |
| 01/30/2019 01/30/19 | For Sale | $199,900 | -- | $182 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $263,186 | $341,800 | $50,000 | $291,800 |
| 2024 | $1,597 | $207,400 | $46,000 | $161,400 |
| 2023 | $1,597 | $207,400 | $46,000 | $161,400 |
| 2022 | $1,597 | $207,400 | $46,000 | $161,400 |
| 2021 | $1,597 | $207,400 | $46,000 | $161,400 |
| 2020 | $1,313 | $158,200 | $30,000 | $128,200 |
| 2019 | $1,313 | $158,200 | $30,000 | $128,200 |
| 2018 | $1,313 | $158,200 | $30,000 | $128,200 |
| 2017 | $1,313 | $158,200 | $30,000 | $128,200 |
| 2016 | -- | $158,200 | $30,000 | $128,200 |
| 2015 | $1,189 | $165,200 | $41,000 | $124,200 |
| 2014 | $1,189 | $165,200 | $41,000 | $124,200 |
Source: Public Records
Agents Affiliated with this Home
-
Micah Dianda
Seller's Agent in 2025
Micah Dianda
Samson Properties
(540) 653-0102
442 Total Sales
-
datacorrect BrightMLS
d
Buyer's Agent in 2025
datacorrect BrightMLS
Non Subscribing Office
-
Kelly Thomas
Seller's Agent in 2020
Kelly Thomas
Samson Properties
(703) 405-2222
65 Total Sales
-
Owen Thomas
Seller Co-Listing Agent in 2020
Owen Thomas
Samson Properties
(703) 901-5892
52 Total Sales
-
Mike Hogan
Seller's Agent in 2019
Mike Hogan
The Hogan Group Real Estate
(804) 655-0751
987 Total Sales
-
KIM WHITE
K
Seller Co-Listing Agent in 2019
KIM WHITE
Lee Beaver & Associates Inc
16 Total Sales
Map
Source: Bright MLS
MLS Number: VACV2008484
APN: 51A6-1 B-422
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