NOT LISTED FOR SALE

518 Spruce St Aptos, CA 95003

Estimated Value: $1,075,700 - $1,358,000

2 Beds
2 Baths
1,348 Sq Ft
$905/Sq Ft Est. Value

About This Home

This home is located at 518 Spruce St, Aptos, CA 95003 and is currently estimated at $1,219,425, approximately $904 per square foot. 518 Spruce St is a home located in Santa Cruz County with nearby schools including Mar Vista Elementary School, Aptos Junior High School, and Aptos High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 28, 2020
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G
Current Estimated Value
$1,219,425

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$307,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 5, 2020
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$307,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2016
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,000
Interest Rate
3.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2011
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 5, 2004
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,500
Interest Rate
5.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 22, 2004
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,500
Interest Rate
5.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 29, 2003
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,500
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 11, 2002
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,000
Interest Rate
6.29%

Purchase Details

Closed on
Sep 3, 2002
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,000
Interest Rate
6.29%

Purchase Details

Closed on
Apr 7, 1998
Sold by
Karz Paul R and Karz Susan G
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,400
Interest Rate
6.99%

Purchase Details

Closed on
Mar 4, 1998
Sold by
Karz Paul R and Karz Paul R & Susan G Revocable Trust
Bought by
Karz Paul R and Karz Susan G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,400
Interest Rate
6.99%

Purchase Details

Closed on
Jul 5, 1995
Sold by
Karz Susan G and Curtiss Susan G
Bought by
Karz Paul R and Karz Susan G
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Karz Paul R -- Stewart Title
Karz Paul R -- Stewart Title Of Ca Inc
Karz Paul R -- Stewart Title Of Ca Inc
Karz Paul R -- Stewart Title Of Ca Inc
Karz Paul R -- Accommodation
Karz Paul R -- Old Republic Title Company
Karz Paul R -- --
Karz Paul R -- --
Karz Paul R -- Old Republic Title Company
Karz Paul R -- Old Republic Title Company
Karz Paul R -- --
Karz Paul R -- --
Karz Paul R -- Santa Cruz Title Company
Karz Paul R -- Santa Cruz Title Company
Karz Paul R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Karz Paul R $307,000
Closed Karz Paul R $293,000
Closed Karz Paul R $267,000
Closed Karz Paul R $217,500
Closed Karz Paul R $195,500
Closed Karz Paul R $199,000
Closed Karz Paul R $190,400
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,721 $319,447 $167,490 $151,957
2023 $4,581 $307,042 $160,986 $146,056
2022 $4,451 $301,022 $157,830 $143,192
2021 $4,230 $295,119 $154,735 $140,384
2020 $4,148 $292,093 $153,148 $138,945
2019 $4,070 $286,367 $150,146 $136,221
2018 $3,950 $280,752 $147,202 $133,550
2017 $3,902 $275,246 $144,315 $130,931
2016 $3,812 $269,849 $141,485 $128,364
2015 $3,737 $265,796 $139,360 $126,436
2014 $3,639 $260,589 $136,630 $123,959
Source: Public Records

Map

California Santa Cruz County Aptos 95003

518 Spruce St, Aptos, CA

Not Listed for Sale

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