519 Water St Charlotte, TN 37036
4
Beds
2
Baths
1,788
Sq Ft
0.95
Acres
Highlights
- Home fronts a creek
- Deck
- No HOA
- Bluff View
- Traditional Architecture
- Porch
About This Home
As of April 2025Nestled just off the square in charming Charlotte, this delightful 1940's home is a true blend of vintage character and modern appeal. The property boasts timeless original hardwood floors and beadboard ceilings, offering a warm and inviting ambiance throughout. Unique stained glass windows enhance its classic charm, adding a touch of artistry to the space. The durable metal roof ensures longevity and peace of mind. Outside, a large covered front porch welcomes you, perfect for relaxing with a morning coffee or evening sunset. The expansive, level lot offers plenty of space for outdoor gatherings, gardening, or play. A peaceful creek runs through the property, adding natural beauty and tranquility to the setting. With its unbeatable location and undeniable charm, this home is a rare find. Don’t miss your chance to own a piece of history in the heart of Charlotte!
Last Agent to Sell the Property
Parker Peery Properties Brokerage Phone: 6155212476 License #347186 Listed on: 10/12/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,070
Year Built
- Built in 1948
Lot Details
- 0.95 Acre Lot
- Lot Dimensions are 210x190
- Home fronts a creek
- Level Lot
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Metal Roof
Interior Spaces
- 1,788 Sq Ft Home
- Property has 2 Levels
- Ceiling Fan
- Living Room with Fireplace
- Bluff Views
- Unfinished Basement
Kitchen
- Microwave
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms | 2 Main Level Bedrooms
- 2 Full Bathrooms
Parking
- 1 Parking Space
- 1 Carport Space
- Gravel Driveway
Outdoor Features
- Deck
- Porch
Schools
- Charlotte Elementary School
- Charlotte Middle School
- Creek Wood High School
Utilities
- Cooling Available
- Central Heating
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 065E E 00300 000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 12, 2024
Closed on
Apr 14, 2025
Sold by
Cunningham Andrew Blake
Bought by
Lebert Nicholas John
Seller's Agent
Cheryl Pitney
Parker Peery Properties
Buyer's Agent
Karen Crouch
Parker Peery Properties
List Price
$365,000
Sold Price
$275,000
Premium/Discount to List
-$90,000
-24.66%
Views
398
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,083
Avg. Annual Appreciation
23.97%
Original Mortgage
$266,750
Outstanding Balance
$266,041
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$30,438
Purchase Details
Closed on
Jun 13, 2024
Sold by
Gautreaux Tabitha R
Bought by
Cunningham Andrew Blake
Purchase Details
Listed on
Apr 26, 2021
Closed on
Aug 6, 2021
Sold by
Robinson Cody R and Robinson Anna L
Bought by
Cunningham Andrew Blake and Gautreaux Tabitha R
Seller's Agent
Karen Crouch
Parker Peery Properties
Buyer's Agent
Cheryl Pitney
Parker Peery Properties
List Price
$230,000
Sold Price
$238,000
Premium/Discount to List
$8,000
3.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.57%
Original Mortgage
$240,404
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 5, 2017
Closed on
Feb 3, 2018
Sold by
Meadows Thomas
Bought by
Robinson Cody R and Robinson Anna L
Seller's Agent
Susan Hutcherson
Synergy Realty Network, LLC
Buyer's Agent
Karen Crouch
Parker Peery Properties
List Price
$139,900
Sold Price
$147,000
Premium/Discount to List
$7,100
5.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.76%
Original Mortgage
$148,484
Interest Rate
3.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 17, 2017
Sold by
Smith Jessica Travis
Bought by
Meadows Thomas
Purchase Details
Closed on
Nov 5, 2012
Sold by
Waller Timothy
Bought by
Travis Jessica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,025
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 16, 2011
Sold by
Federal National Mortgage Association
Bought by
Waller Timothy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,200
Interest Rate
4.63%
Mortgage Type
Commercial
Purchase Details
Closed on
Feb 3, 2011
Sold by
York Craig
Bought by
Federal National Mtg Associati
Purchase Details
Closed on
Aug 8, 2002
Bought by
Vail York Craig Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.53%
Purchase Details
Closed on
Aug 10, 1995
Sold by
Thomas Edward G
Bought by
Crow Thomas B
Purchase Details
Closed on
Aug 9, 1995
Sold by
Thomas Edward G
Bought by
Crow Thomas B
Purchase Details
Closed on
May 1, 1987
Bought by
Thomas Edward G and Sheila Rae
Similar Homes in Charlotte, TN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $275,000 | Title Group Of Tennessee | |
| Quit Claim Deed | $20,000 | None Listed On Document | |
| Warranty Deed | $238,000 | Bankers T&E Dickson Llc | |
| Warranty Deed | $147,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $109,000 | -- | |
| Special Warranty Deed | $35,900 | -- | |
| Deed | -- | -- | |
| Warranty Deed | $85,000 | -- | |
| Deed | $62,500 | -- | |
| Deed | $62,500 | -- | |
| Warranty Deed | $27,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $266,750 | New Conventional | |
| Previous Owner | $240,404 | New Conventional | |
| Previous Owner | $148,484 | New Conventional | |
| Previous Owner | $14,810 | Commercial | |
| Previous Owner | $107,025 | FHA | |
| Previous Owner | $35,200 | Commercial | |
| Previous Owner | $85,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/21/2025 04/21/25 | Sold | $275,000 | -6.8% | $154 / Sq Ft |
| 03/18/2025 03/18/25 | Pending | -- | -- | -- |
| 02/13/2025 02/13/25 | Price Changed | $295,000 | -3.3% | $165 / Sq Ft |
| 01/28/2025 01/28/25 | Price Changed | $305,000 | -3.2% | $171 / Sq Ft |
| 01/10/2025 01/10/25 | Price Changed | $315,000 | -3.1% | $176 / Sq Ft |
| 12/17/2024 12/17/24 | Price Changed | $325,000 | -3.0% | $182 / Sq Ft |
| 12/02/2024 12/02/24 | Price Changed | $335,000 | -2.9% | $187 / Sq Ft |
| 11/12/2024 11/12/24 | Price Changed | $345,000 | -2.8% | $193 / Sq Ft |
| 10/29/2024 10/29/24 | Price Changed | $355,000 | -2.7% | $199 / Sq Ft |
| 10/12/2024 10/12/24 | For Sale | $365,000 | +53.4% | $204 / Sq Ft |
| 08/06/2021 08/06/21 | Sold | $238,000 | +3.5% | $133 / Sq Ft |
| 05/03/2021 05/03/21 | Pending | -- | -- | -- |
| 04/26/2021 04/26/21 | For Sale | $230,000 | +56.5% | $129 / Sq Ft |
| 02/05/2018 02/05/18 | Sold | $147,000 | +5.1% | $82 / Sq Ft |
| 12/09/2017 12/09/17 | Pending | -- | -- | -- |
| 12/05/2017 12/05/17 | For Sale | $139,900 | -- | $78 / Sq Ft |
Source: Realtracs
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,070 | $62,575 | $9,350 | $53,225 |
| 2023 | $1,070 | $42,475 | $3,500 | $38,975 |
| 2022 | $1,070 | $42,475 | $3,500 | $38,975 |
| 2021 | $1,070 | $42,475 | $3,500 | $38,975 |
| 2020 | $1,070 | $42,475 | $3,500 | $38,975 |
| 2019 | $1,070 | $42,475 | $3,500 | $38,975 |
| 2018 | $710 | $24,725 | $3,000 | $21,725 |
| 2017 | $710 | $24,725 | $3,000 | $21,725 |
| 2016 | $710 | $24,725 | $3,000 | $21,725 |
| 2015 | $651 | $21,125 | $3,000 | $18,125 |
| 2014 | $651 | $21,125 | $3,000 | $18,125 |
Source: Public Records
Agents Affiliated with this Home
-
Cheryl Pitney
Seller's Agent in 2025
Cheryl Pitney
Parker Peery Properties
(615) 521-2476
6 in this area
57 Total Sales
-
Karen Crouch
Buyer's Agent in 2025
Karen Crouch
Parker Peery Properties
(615) 456-4691
10 in this area
118 Total Sales
-
Susan Hutcherson
Seller's Agent in 2018
Susan Hutcherson
Synergy Realty Network, LLC
(615) 308-4718
16 in this area
60 Total Sales
-
Jimmy Kitchen
Seller Co-Listing Agent in 2018
Jimmy Kitchen
Fridrich & Clark Realty
(931) 384-0684
57 Total Sales
Map
Source: Realtracs
MLS Number: 2747599
APN: 065E-E-003.00
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