Seller's Agent in 2026
Debbie Balderson
O'Brien Realty
(410) 610-8031
3 in this area
67 Total Sales
520 E Chesapeake Beach Rd Owings, MD 20736
Estimated Value: $601,000 - $627,000
4
Beds
3
Baths
2,855
Sq Ft
$216/Sq Ft
Est. Value
Highlights
- Home fronts navigable water
- Canoe or Kayak Water Access
- View of Trees or Woods
- Windy Hill Elementary School Rated A-
- Fishing Allowed
- 3.22 Acre Lot
About This Home
As of February 2026GREAT NEW PRICE & SELLER OFFERING $10,000 CLOSING HELP with an acceptable offer! Beautiful Hardwood Floors have just been Professionally Refinished & New Carpeting throughout, Plus has been Freshly Painted!!! AWESOME & VERY UNIQUE CONTEMPORARY, SPLIT-LEVEL HOME IN NORTHERN CALVERT * With an Awesome Community Pond right in your own Back Yard where you can go Fishing, Kayaking or just Relax & enjoy the Beautiful Scenery!!! This Beautiful Home is situated on a 3.22 Acre Lot, Surrounded by Trees for Privacy, with the Community Pond in the Back Yard ** Built in 1982 with approximately 2,855 Square Feet of Finished Living Space ** The Main Level features an Entry Way with a Skylight & Vaulted Ceiling * Spacious Living Room with a Fireplace, Hardwood Flooring & Vaulted Ceiling * Cute Kitchen with Oak Cabinets, Center Island, Ceramic Tile Flooring * The Dining Room has Hardwood Flooring & a Patio Door to the Deck off the back of the house * There is a Spacious Family Room off the Kitchen with a Fireplace which has a Wood Stove Insert & Surrounded by Beautiful Tile, Hardwood Floors & Patio Door to the Deck off the back of the house ** Up a few steps there is a Laundry Closet with Washer & Dryer as you go up to the Bedrooms ** Upstairs you have 3 Spacious Bedrooms which includes the Primary Bedroom overlooking the Pond, has Vaulted Ceiling, Walk-in Closet & Primary Bathroom * Hall Bath ** The Lower Level Features a Spacious Rec Room with door to Back Yard Patio * 3rd Bathroom with Ceramic Tile Flooring & a Soaking Tub, Plus a Vanity * 4th Bedroom * The 2 Car Garage is approximately 650 SF ** Very Nice Shed * Partially Fenced in Back Yard * Deck ** This is a very unique home & is a pleasure to show!!! There are Community Covenants but "NO HOA!" It is conveniently located to Washington DC, Annapolis, Andrews Air Force Base, Shopping, Restaurants, Parks, Movie Theater, In-Door Swimming, Gym, Hospital, Chesapeake Beach with Boardwalk, Entertainment, Parks, Chesapeake Beach, Patuxent River & More!!!
Last Agent to Sell the Property
(410) 535-5050 debbie@debbiebalderson.com O'Brien Realty ERA Powered Brokerage Phone: 4105355050 License #325853 Listed on: 11/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,868
Year Built
- Built in 1982
Lot Details
- 3.22 Acre Lot
- Home fronts navigable water
- Partially Fenced Property
- No Through Street
- Private Lot
- Secluded Lot
- Partially Wooded Lot
- Property is in very good condition
Parking
- 2 Car Direct Access Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
- Off-Site Parking
Property Views
- Pond
- Woods
Home Design
- Contemporary Architecture
- Split Level Home
- Block Foundation
- Asphalt Roof
- Wood Siding
Interior Spaces
- 2,855 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Self Contained Fireplace Unit Or Insert
- Fireplace With Glass Doors
- Screen For Fireplace
- Fireplace Mantel
- Window Treatments
- Window Screens
- French Doors
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Recreation Room
- Alarm System
Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a pond
- Swimming Allowed
- Pond
- Deck
- Shed
Schools
- Windy Hill Elementary And Middle School
- Northern High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Well
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Assessor Parcel Number 0503088871
Community Details
Overview
- No Home Owners Association
Recreation
- Fishing Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2025
Closed on
Feb 20, 2026
Sold by
Bought by
Seller's Agent
Debbie Balderson
O'Brien Realty ERA Powered
Buyer's Agent
Bethany Stalder
KW Metro Center
List Price
$639,900
Sold Price
$600,000
Premium/Discount to List
-$39,900
-6.24%
Views
315
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,628
Avg. Annual Appreciation
7.86%
Original Mortgage
$545,000
Outstanding Balance
$545,000
Interest Rate
6.16%
Mortgage Type
VA
Estimated Equity
$70,628
Purchase Details
Closed on
Jan 17, 1984
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
13.4%
Purchase Details
Closed on
Oct 20, 1983
Sold by
Bought by
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $600,000 | Commonwealth Land Title | ||
| $134,300 | -- | ||
| $90,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $545,000 | ||
| Previous Owner | $80,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/20/2026 02/20/26 | Sold | $600,000 | -3.2% | $210 / Sq Ft |
| 01/13/2026 01/13/26 | Pending | -- | -- | -- |
| 01/05/2026 01/05/26 | Price Changed | $619,900 | -1.6% | $217 / Sq Ft |
| 12/04/2025 12/04/25 | Price Changed | $629,900 | -1.6% | $221 / Sq Ft |
| 11/19/2025 11/19/25 | For Sale | $639,900 | -- | $224 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,680 | $505,800 | $190,400 | $315,400 |
| 2024 | $5,430 | $483,167 | $0 | $0 |
| 2023 | $4,785 | $460,533 | $0 | $0 |
| 2022 | $4,761 | $437,900 | $190,400 | $247,500 |
| 2021 | $4,548 | $426,933 | $0 | $0 |
| 2020 | $4,548 | $415,967 | $0 | $0 |
| 2019 | $4,450 | $405,000 | $190,400 | $214,600 |
| 2018 | $4,437 | $405,000 | $190,400 | $214,600 |
| 2017 | $4,495 | $405,000 | $0 | $0 |
| 2016 | -- | $409,100 | $0 | $0 |
| 2015 | $4,384 | $409,100 | $0 | $0 |
| 2014 | $4,384 | $409,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Balderson
-
Bethany Stalder
Buyer's Agent in 2026
Bethany Stalder
KW Metro Center
(703) 850-4752
1 in this area
152 Total Sales
Map
Source: Bright MLS
MLS Number: MDCA2023910
APN: 03-088871
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
Nearby Homes
- 745 Bella Vista Dr
- 9121 Woodland Way N
- 95 Griffith Way
- 5 Cross Point Dr
- 875 E Mount Harmony Rd
- 8814 Lafayette Dr
- 8827 Lafayette Dr
- 8819 Lafayette Dr
- 8271 Sycamore Terrace
- 1665 Paris Oaks Rd
- 8531 Solomons Island Rd
- 8741 Paris Pines Ct
- 310 Kidwell Ln
- 8200 Sycamore Cir
- 9330 Boyds Turn Rd
- 9236 Blue Sky Ct
- 9642 Boyds Turn Rd
- 175 Tucker Ct
- 9217 Easy St
- 9947 Boyds Turn Rd
- 500 E Chesapeake Beach Rd
- 510 E Chesapeake Beach Rd
- 9180 Nana Russell Rd
- 9140 Nana Russell Rd
- 9200 Nana Russell Rd
- 527 E Chesapeake Beach Rd
- 9155 Nana Russell Rd
- 9100 Nana Russell Rd
- 9185 Nana Russell Rd
- 1164 Isabelle Dr
- 1160 Isabelle Dr
- 9075 Nana Russell Rd
- 1165 Isabelle Dr
- 1156 Isabelle Dr
- 1 Thomas Ave
- 523 Chesapeake Beach Rd
- 523 E Chesapeake Beach Rd
- 1152 Isabelle Dr
- 1155 Isabelle Dr
- 355 W Chesapeake Beach Rd
Your Personal Tour Guide
Ask me questions while you tour the home.