520 Harbor Cay Dr Longboat Key, FL 34228
Estimated payment $23,991/month
Highlights
- 68 Feet of Bay Harbor Waterfront
- White Water Ocean Views
- Assigned Boat Slip
- Southside Elementary School Rated A
- Dock has access to electricity and water
- Access To Intracoastal Waterway
About This Home
This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast’s dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.
Listing Agent
MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-383-7591 License #3436836 Listed on: 03/13/2025
Co-Listing Agent
MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-383-7591 License #3018579
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $29,765
Year Built
- Built in 1986
Lot Details
- 0.4 Acre Lot
- 68 Feet of Bay Harbor Waterfront
- Street terminates at a dead end
- Northwest Facing Home
- Mature Landscaping
- Private Lot
- Irrigation Equipment
- Landscaped with Trees
- Property is zoned PD
HOA Fees
Parking
- 2 Car Attached Garage
- Ground Level Parking
- Garage Door Opener
- Circular Driveway
- Off-Street Parking
Property Views
- White Water Ocean
- Lagoon
- Bayou
- Woods
- Pool
Home Design
- Custom Home
- Florida Architecture
- Elevated Home
- Bi-Level Home
- Stem Wall Foundation
- Tile Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,828 Sq Ft Home
- Open Floorplan
- Wet Bar
- Cathedral Ceiling
- Ceiling Fan
- Gas Fireplace
- Shades
- Drapes & Rods
- French Doors
- Sliding Doors
- Family Room with Fireplace
- Great Room
- Family Room Off Kitchen
- Living Room with Fireplace
- Dining Room
- Inside Utility
Kitchen
- Eat-In Kitchen
- Built-In Double Oven
- Cooktop with Range Hood
- Microwave
- Freezer
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Trash Compactor
- Disposal
Flooring
- Wood
- Marble
- Ceramic Tile
- Travertine
Bedrooms and Bathrooms
- 4 Bedrooms
- Fireplace in Primary Bedroom
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- Private Water Closet
- Soaking Tub
- Bathtub With Separate Shower Stall
- Shower Only
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Home Security System
- Security Lights
- Security Gate
- Fire and Smoke Detector
Pool
- Heated In Ground Pool
- Pool Deck
- Pool Tile
- Pool Lighting
Outdoor Features
- Access To Intracoastal Waterway
- Access to Bay or Harbor
- Access To Bayou
- Property is near a marina
- Access to Saltwater Canal
- Seawall
- No Wake Zone
- Boat Lift
- Assigned Boat Slip
- Dock has access to electricity and water
- Open Dock
- Dock made with Composite Material
- Balcony
- Deck
- Covered Patio or Porch
- Outdoor Kitchen
- Exterior Lighting
- Outdoor Grill
- Rain Gutters
Location
- Flood Zone Lot
- Property is near a golf course
Schools
- Southside Elementary School
- Booker Middle School
- Booker High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Underground Utilities
- Natural Gas Connected
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 35
- Assessor Parcel Number 0008160010
Community Details
Overview
- Association fees include 24-Hour Guard, common area taxes, private road, security
- Ken Kanderfer Association, Phone Number (941) 921-3221
- Bay Isles, Advanced Mgmt, Inc. Neil Fleet Association, Phone Number (941) 383-3200
- Bay Isles Community
- Bay Isles Subdivision
Security
- Security Guard
- Card or Code Access
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $29,765 | $2,097,046 | -- | -- |
| 2024 | $29,765 | $1,906,405 | -- | -- |
| 2023 | $28,135 | $2,587,700 | $1,435,500 | $1,152,200 |
| 2022 | $25,746 | $2,322,900 | $1,380,000 | $942,900 |
| 2021 | $20,931 | $1,559,000 | $957,000 | $602,000 |
| 2020 | $18,677 | $1,302,100 | $691,900 | $610,200 |
| 2019 | $18,906 | $1,330,300 | $783,700 | $546,600 |
| 2018 | $21,106 | $1,482,300 | $905,000 | $577,300 |
| 2017 | $22,257 | $1,538,400 | $905,000 | $633,400 |
| 2016 | $23,397 | $1,635,300 | $957,000 | $678,300 |
| 2015 | $21,739 | $1,497,200 | $898,400 | $598,800 |
| 2014 | $19,267 | $1,125,700 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/01/2025 10/01/25 | Price Changed | $3,995,000 | -6.0% | $1,044 / Sq Ft | |
| 07/26/2025 07/26/25 | Price Changed | $4,250,000 | -5.5% | $1,110 / Sq Ft | |
| 03/13/2025 03/13/25 | For Sale | $4,495,000 | +318.1% | $1,174 / Sq Ft | |
| 05/01/2012 05/01/12 | Sold | $1,075,000 | 0.0% | $280 / Sq Ft | View Prior Sale |
| 03/01/2012 03/01/12 | Pending | -- | -- | -- | |
| 07/21/2011 07/21/11 | For Sale | $1,075,000 | -- | $280 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,075,000 | Attorney | |
| Warranty Deed | $1,994,700 | Attorney | |
| Warranty Deed | $1,595,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $935,000 | -- | |
| Warranty Deed | $680,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $2,200,000 | No Value Available | |
| Previous Owner | $748,000 | No Value Available | |
| Previous Owner | $500,000 | No Value Available |
Source: Stellar MLS
MLS Number: A4643565
APN: 0008-16-0010
- 501 Harbor Point Rd
- 510 Harbor Gate Way
- 560 Harbor Point Rd
- 1630 Harbor Cay Ln
- 1591 Gulf of Mexico Dr Unit 512
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- 1561 Gulf of Mexico Dr Unit 403
- 560 Harbor Cove Cir
- 1922 Harbourside Dr Unit 1104
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