NOT LISTED FOR SALE

520 Spruce St Aptos, CA 95003

Estimated Value: $989,906 - $1,218,000

2 Beds
1 Bath
950 Sq Ft
$1,149/Sq Ft Est. Value

Last Sold February 20, 2015

Last sale price $639,000 $673 Per Sq Ft

Est. 71% increase in value since last sale

Current estimated payment $6,515/month

7 Days on Market

Highlights

  • City Lights View
  • Deck
  • Granite Countertops
  • Aptos High School Rated A-
  • High Ceiling
  • Cottage

About This Home

As of February 2015

Wonderful beach house located just a short walk to Seacliff State Beach and Park. Remodeled with granitestyle counters, Wolf stove, kitchen island with sink and so much more. Open and bright floor plan with multiple skylights, open beam ceilings and plantation shutters. French doors lead out to the front courtyard with stucco fence. Rear yard features a large composite deck, tile, outdoor shower, french drains and full landscaping. 2nd bedroom no closet.

Last Agent to Sell the Property

Mike Castle

CENTURY 21 Masters License #00620895 Listed on: 01/27/2015

CENTURY 21 Masters

Last Buyer's Agent

Terri Mayall

Christie's International Real Estate Sereno License #01085181

Christie's International Real Estate Sereno

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1971

Lot Details

  • 3,920 Sq Ft Lot
  • Fenced
  • Level Lot
  • Back Yard
  • Zoning described as R1

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 950 Sq Ft Home
  • 1-Story Property
  • Beamed Ceilings
  • High Ceiling
  • Ceiling Fan
  • Skylights in Kitchen
  • Wood Burning Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Dining Room
  • Storage Room
  • Washer and Dryer Hookup
  • City Lights Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • 2 Parking Spaces
  • 2 Carport Spaces

Outdoor Features

  • Balcony
  • Deck

Utilities

  • Wall Furnace
  • Vented Exhaust Fan
  • Separate Meters
  • 220 Volts
  • Individual Gas Meter
  • Community Sewer or Septic
  • High Speed Internet
  • Cable TV Available

Community Details

  • Courtyard

Listing and Financial Details

  • Assessor Parcel Number 038-111-008

Home Details

Home Type

Single Family

Year Built

Built in 1971

Lot Details

0

Listing Details

  • Subclass: Single Family Home
  • Style: Cottage
  • Listing Class: Residential
  • Structure Sq Ft: 950
  • Incorporated: Yes
  • Year Built: 1971
  • Zoning Description: R1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room
  • Fireplace: Gas Burning, Gas Starter, Wood Burning
  • Dining Room: Breakfast Bar, Breakfast Nook, No Formal Dining Room, Skylight
  • Kitchen: 220 Volt Outlet, Cooktop - Gas, Countertop - Granite, Dishwasher, Exhaust Fan, Garbage Disposal, Hookups - Gas, Island with Sink, Microwave, Oven Range - Built-In, Gas, Refrigerator, Skylight
  • Living Sq Ft: 950
  • Stories: 1
  • Laundry: Hookup - Washer/Dryer
  • Flooring: Carpet, Tile
  • Additional Rooms: Storage
  • Fireplaces Min: 1
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • View: City Lights
  • Yard/Grounds: Back Yard, Balcony / Patio, Courtyard, Deck
  • Fencing: Fenced
  • Construction Type: Wood Frame

Garage/Parking

  • Parking Spaces: 2
  • Garage Parking Features: Carport
  • Carport Min: 2

Utilities

  • Cooling System: Ceiling Fan
  • Heating System: Wall Furnace
  • Sewer/Septic System: Community Sewer / Septic

Association/Amenities

  • Amenities Miscellaneous: High Ceiling, Open Beam Ceiling, Skylight

Lot Info

  • Lot Description: Grade - Level
  • Parcel Number: 038-111-008
  • Lot Acres: 0.0900
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 3964.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 3964.00

Green Features

  • Energy Features: Double Pane Windows, Skylight

Multi Family

  • Utilities: Individual Electric Meters, Individual Gas Meters, Natural Gas

MLS Schools

  • High School District Text: Pajaro Valley Unified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 5, 2020
Sold by
Kennedy Colm M and Kennedy Stephanie T
Bought by
Kennesdy Colm M and Kennesdy Colm
Current Estimated Value
$1,091,727

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Outstanding Balance
$251,811
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$839,916

Purchase Details

Listed on
Jan 27, 2015
Closed on
Feb 12, 2015
Sold by
Bui Phuong
Bought by
Stephanie Colm and Stephanie Kennedy Revocable Livin
Seller's Agent
Mike Castle
CENTURY 21 Masters
Buyer's Agent
Terri Mayall
Christie's International Real Estate Sereno
List Price
$629,950
Sold Price
$639,000
Premium/Discount to List
$9,050
1.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.05%
Original Mortgage
$400,000
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 25, 2007
Sold by
Garroutte Samuel W
Bought by
Bui Phuong

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$552,000
Interest Rate
7.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 6, 2004
Sold by
Garroutee Samuel W and Garroutte William L
Bought by
Garroutte Samuel W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$323,800
Interest Rate
5.57%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 11, 2003
Sold by
Richardson John W and Case #02-57286 Aasw Chapter 7
Bought by
Garroutte Samuel W and Garroutte William L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,700
Interest Rate
5.53%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kennesdy Colm M -- Old Republic Title Company
Kennedy Colm M -- Old Republic Title Company
Stephanie Colm $639,000 Stewart Title
Bui Phuong $690,000 Santa Cruz Title Company
Garroutte Samuel W -- Multiple
Garroutte Samuel W $410,000 First American Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kennedy Colm M $360,000
Previous Owner Stephanie Colm $400,000
Previous Owner Bui Phuong $552,000
Previous Owner Garroutte Samuel W $323,800
Previous Owner Garroutte Samuel W $322,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/20/2015 02/20/15 Sold $639,000 +1.4% $673 / Sq Ft
02/03/2015 02/03/15 Pending -- -- --
01/27/2015 01/27/15 For Sale $629,950 -- $663 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,667 $767,983 $575,987 $191,996
2023 $9,322 $738,161 $553,621 $184,540
2022 $9,113 $723,687 $542,765 $180,922
2021 $8,821 $709,497 $532,123 $177,374
2020 $8,671 $702,223 $526,667 $175,556
2019 $8,517 $688,453 $516,340 $172,113
2018 $8,285 $674,955 $506,216 $168,739
2017 $8,207 $661,720 $496,290 $165,430
2016 $8,005 $648,745 $486,559 $162,186
2015 $8,275 $671,001 $486,233 $184,768
2014 $7,495 $604,506 $438,048 $166,458
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81448289

MLSListings

APN: 038-111-05-000