Seller's Agent in 2026
Ryan Cherney
Circle One Realty
(630) 862-5181
3 in this area
1,118 Total Sales
521 E Spring Ave South Elgin, IL 60177
3
Beds
1
Bath
1,176
Sq Ft
1954
Built
Highlights
- Landscaped Professionally
- Wood Flooring
- Porch
- Ranch Style House
- 2.5 Car Detached Garage
- Patio
About This Home
As of April 2026Exceptionally well-maintained ranch home ready to move in. Located in the very desirable Crystal Springs neighborhood in the heart of South Elgin. This home offers 3 bedrooms and 1 full bath with hardwood floors throughout. Enjoy being just steps from the scenic Fox River as well as a playground, baseball field, and community dock ideal for outdoor fun and recreation. A must see!!! This will not last long. Schedule your showing today.
Last Agent to Sell the Property
Circle One Realty Brokerage Phone: (630) 862-5181 License #471019427 Listed on: 03/19/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,841
Year Built
- Built in 1954
Lot Details
- Lot Dimensions are 60x160
- Landscaped Professionally
Parking
- 2.5 Car Detached Garage
- Parking Available
- Garage Door Opener
- Gravel Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 1,176 Sq Ft Home
- Ceiling Fan
- Family Room
- Living Room
- Dining Room
- Wood Flooring
- Crawl Space
- Dormer Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
Outdoor Features
- Patio
- Shed
- Porch
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- Fox River Crystal Spring Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 19, 2026
Closed on
Apr 23, 2026
Sold by
Stillwater Usa Llc
Bought by
Castillo Yoendri
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Beatriz Guzman
N. Z. Homes
List Price
$299,900
Sold Price
$300,000
Premium/Discount to List
$100
0.03%
Views
50
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-20.70%
Original Mortgage
$15,000
Outstanding Balance
$15,000
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$281,541
Purchase Details
Listed on
Mar 19, 2026
Closed on
Mar 5, 2026
Sold by
Dale Ware
Bought by
Stillwater Usa Llc
Seller's Agent
Ryan Cherney
Circle One Realty
Buyer's Agent
Beatriz Guzman
N. Z. Homes
List Price
$299,900
Sold Price
$300,000
Premium/Discount to List
$100
0.03%
Views
50
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Outstanding Balance
$15,000
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$281,541
Purchase Details
Listed on
Sep 24, 2020
Closed on
Nov 23, 2020
Sold by
Stewart Stephen R and Stewart Christine I
Bought by
Ware Michael Dale
Seller's Agent
Kelly Schmidt
Coldwell Banker Realty
Buyer's Agent
Paul Horvath
Real People Realty
List Price
$209,900
Sold Price
$211,700
Premium/Discount to List
$1,800
0.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.71%
Original Mortgage
$207,865
Interest Rate
2.71%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | Chicago Title | |
| Warranty Deed | $229,000 | Blackhawk Title Services | |
| Warranty Deed | $212,000 | Landtrust National Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $15,000 | New Conventional | |
| Open | $285,000 | New Conventional | |
| Previous Owner | $207,865 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/23/2026 04/23/26 | Sold | $300,000 | 0.0% | $255 / Sq Ft | |
| 03/23/2026 03/23/26 | Pending | -- | -- | -- | |
| 03/19/2026 03/19/26 | For Sale | $299,900 | +41.7% | $255 / Sq Ft | |
| 12/10/2020 12/10/20 | Sold | $211,700 | +0.9% | $180 / Sq Ft | View Prior Sale |
| 10/30/2020 10/30/20 | Pending | -- | -- | -- | |
| 10/11/2020 10/11/20 | For Sale | $209,900 | 0.0% | $178 / Sq Ft | |
| 09/29/2020 09/29/20 | Pending | -- | -- | -- | |
| 09/24/2020 09/24/20 | For Sale | $209,900 | -- | $178 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,841 | $69,343 | $14,884 | $54,459 |
| 2023 | $4,585 | $62,647 | $13,447 | $49,200 |
| 2022 | $4,399 | $57,123 | $12,261 | $44,862 |
| 2021 | $4,129 | $53,406 | $11,463 | $41,943 |
| 2020 | $4,527 | $50,984 | $10,943 | $40,041 |
| 2019 | $4,376 | $48,566 | $10,424 | $38,142 |
| 2018 | $4,312 | $45,752 | $9,820 | $35,932 |
| 2017 | $4,118 | $43,252 | $9,283 | $33,969 |
| 2016 | $3,950 | $40,126 | $8,612 | $31,514 |
| 2015 | -- | $36,779 | $7,894 | $28,885 |
| 2014 | -- | $36,325 | $7,797 | $28,528 |
| 2013 | -- | $37,283 | $8,003 | $29,280 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Cherney
-
Beatriz Guzman
B
Buyer's Agent in 2026
Beatriz Guzman
N. Z. Homes
(630) 709-1141
3 in this area
68 Total Sales
-
Kelly Schmidt
Seller's Agent in 2020
Kelly Schmidt
Coldwell Banker Realty
(630) 338-2049
1 in this area
331 Total Sales
-
P
Buyer's Agent in 2020
Paul Horvath
Real People Realty
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12596618
APN: 06-35-456-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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