NOT LISTED FOR SALE

Estimated Value: $690,000 - $785,780

6 Beds
4.5 Baths
3,218 Sq Ft
$226/Sq Ft Est. Value

Last Sold August 31, 2023

Last sale price $710,000 $221 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,787/month

70 Days on Market

Highlights

  • Second Kitchen
  • Eat-In Gourmet Kitchen
  • Wood Flooring
  • Parkway Elementary School Rated A-
  • Open Floorplan
  • Victorian Architecture

About This Home

As of August 2023

Welcome to 521 Elm St, a stunning Victorian home nestled on a corner lot in the heart of downtown Frederick, MD. Built in 1915, this historic gem showcases timeless elegance and boasts remarkable architectural features that have stood the test of time. As you approach the property, you'll be greeted by the charm of the brick exterior and a delightful wrap-around porch, perfect for enjoying the neighborhood ambiance. At the rear of the house, a spacious porch provides a private retreat for outdoor entertaining and relaxation. The porch extends to a balcony on the second level, offering a delightful spot to relax and soak in the surrounding views. Step inside, and you'll be immediately captivated by the grandeur of this Victorian home. The interior showcases hardwood flooring throughout, accentuating the timeless beauty and adding a touch of warmth to each room. The high ceilings lend an air of spaciousness and elegance to the living spaces. The main level welcomes you with a gracious foyer, setting the tone for the rest of the home. A gourmet kitchen awaits, complete with top-of-the-line Viking stove, GE Pro series refrigerator, and ample counter and storage space. The adjacent formal dining room is perfect for hosting dinner parties and gatherings. The living room, featuring a charming brick fireplace, provides a cozy retreat for relaxation. Convenience is key, as the main level also includes a half bath, ideal for guests and everyday use. Venturing to the upper levels, you'll find a sanctuary of comfort and tranquility. The first upper level encompasses three generously sized bedrooms and two full baths. The primary owner's suite is a true retreat, boasting a separate sitting space and an attached luxury bath adorned with beautiful tile accents and a clawfoot tub with a shower. The second upper level offers two additional bedrooms and another full bath, providing ample space. The lower level of the home is truly versatile, currently being utilized as an Airbnb apartment. It comprises a bedroom with a sitting room, a full bath, a convenient kitchenette, and a comfortable living room. This space offers endless possibilities, whether for guests, in-laws, or potential rental income. The property is further enhanced by a fenced rear yard, ensuring privacy and security while enjoying the outdoors. Additionally, the home spans four levels, offering abundant space for living, working, and entertaining. The location of 521 Elm St is unbeatable, with the convenience of downtown Frederick and Baker Park just a short stroll away. Explore the vibrant streets, filled with charming shops, delectable dining options, and lively entertainment venues. The park provides a peaceful oasis, perfect for outdoor activities and leisurely walks. Don't miss the opportunity to own a piece of Frederick's history and make this enchanting Victorian home your own. Schedule a showing today and prepare to be captivated by its timeless elegance, remarkable features, and unmatched location.

Last Agent to Sell the Property

Carolyn Young

Samson Properties License #0022361 Listed on: 05/11/2023

Samson Properties

Co-Listed By

Bill Fowler

Samson Properties License #5012026

Last Buyer's Agent

Stephen Mercer

HomeBuyer Brokerage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,171

Year Built

  • Built in 1915

Lot Details

  • 4,092 Sq Ft Lot
  • Stone Retaining Walls
  • Back Yard Fenced
  • Landscaped
  • Extensive Hardscape
  • Corner Lot
  • Property is in excellent condition
  • Property is zoned R12

Parking

  • Off-Street Parking

Home Design

  • Victorian Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Plaster Walls
  • Shingle Roof

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Brick Wall or Ceiling
  • High Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Stained Glass
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Sun or Florida Room

Kitchen

  • Eat-In Gourmet Kitchen
  • Second Kitchen
  • Gas Oven or Range
  • Range Hood
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Interior and Rear Basement Entry

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Balcony
  • Exterior Lighting
  • Wrap Around Porch

Schools

  • Parkway Elementary School
  • West Frederick Middle School
  • Frederick High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Baker Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1102067854

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,171

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Expected On Market: 2023-05-13
  • Year Built: 1915
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Gas, Range Hood, Refrigerator, Washer, Water Heater, Extra Refrigerator/Freezer, Built-In Microwave, Stainless Steel Appliances
  • Flooring Type: Ceramic Tile, Hardwood
  • Interior Amenities: Kitchen - Gourmet, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Floor Plan - Open, Floor Plan - Traditional, 2nd Kitchen, Built-Ins, Ceiling Fan(s), Crown Moldings, Primary Bath(s), Soaking Tub, Stain/Lead Glass, Tub Shower, Upgraded Countertops, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Brick, High, Plaster Walls
  • Foundation Details: Permanent
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Foyer, Sun/Florida Room, Bedroom 6, Bathroom 1, Primary Bathroom
  • Basement: Yes
  • Basement Type: Heated, Improved, Interior Access, Partially Finished, Rear Entrance
  • Laundry Type: Has Laundry
  • Total Sq Ft: 3518
  • Living Area Sq Ft: 3218
  • Price Per Sq Ft: 297.82
  • Above Grade Finished Sq Ft: 2518
  • Below Grade Finished Sq Ft: 700
  • Below Grade Sq Ft: 300
  • Total Below Grade Sq Ft: 1000
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 521

Beds/Baths

  • Bedrooms: 6
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Upper Level 2 Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Sidewalks, Stone Retaining Walls, Street Lights, Extensive Hardscape, Exterior Lighting
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Zoned
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Zoned
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Smoke Detector, Security System, Carbon Monoxide Detector(s)
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: PARKWAY
  • Middle School: WEST FREDERICK
  • High School: FREDERICK
  • School District Key: 121139693024
  • School District Source: Listing Agent
  • Elementary School: PARKWAY
  • High School: FREDERICK
  • Middle Or Junior School: WEST FREDERICK

Lot Info

  • Fencing: Rear
  • Land Use Code: R
  • Lot Features: Corner, Landscaping
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4092.00
  • Outdoor Living Structures: Porch(es), Wrap Around, Balcony, Roof
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: R12
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9171.00
  • Assessor Parcel Number: 1102067854
  • Tax Total Finished Sq Ft: 3218
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 08/31/2023

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 11, 2023
Closed on
Aug 31, 2023
Sold by
Hamill Frank A and Hamill Isaac J
Bought by
Lamprecht Virginia M and Dosch Mark J
Seller's Agent
Carolyn Young
Samson Properties
Buyer's Agent
Stephen Mercer
HomeBuyer Brokerage
List Price
$849,990
Sold Price
$710,000
Premium/Discount to List
-$139,990
-16.47%
Total Days on Market
70
Views
516
Current Estimated Value
$727,445

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,445
Avg. Annual Appreciation
1.40%

Purchase Details

Listed on
May 10, 2016
Closed on
Jan 31, 2017
Sold by
Shaughnessy Kevin O and Shaughnessy Ahna O
Bought by
Hamill Frank A and Whitaker Isaac J
Seller's Agent
Rob Whalen
Long & Foster Real Estate, Inc.
Buyer's Agent
Kenneth Grant
Pearson Smith Realty, LLC
List Price
$549,900
Sold Price
$550,000
Premium/Discount to List
$100
0.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.96%
Original Mortgage
$412,500
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 13, 2006
Sold by
Gajewski Robert B
Bought by
O'Shaughnessy Kevin and O'Shaughnessy Ahna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$515,000
Interest Rate
6.28%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 23, 2005
Sold by
Gajewski Robert B
Bought by
O'Shaughnessy Kevin and O'Shaughnessy Ahna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$515,000
Interest Rate
6.28%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 9, 2005
Sold by
Kehne Mary Eleanor
Bought by
Gajewski Robert B and Pasquale Monique A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,500
Interest Rate
1.37%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lamprecht Virginia M $710,000 First American Title
Hamill Frank A $550,000 Community Title
O'Shaughnessy Kevin $712,000 --
O'Shaughnessy Kevin $712,000 --
Gajewski Robert B $245,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hamill Frank A $508,380
Previous Owner Hamill Frank A $412,500
Previous Owner Direct Mmortgage Loans Llc $110,000
Previous Owner Oshaughnessy Kevin $485,170
Previous Owner O'Shaughnessy Kevin $515,000
Previous Owner O'Shaughnessy Kevin $515,000
Previous Owner Gajewski Robert B $171,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/31/2023 08/31/23 Sold $710,000 -5.3% $221 / Sq Ft
07/20/2023 07/20/23 Pending -- -- --
07/04/2023 07/04/23 Price Changed $749,900 -6.3% $233 / Sq Ft
06/12/2023 06/12/23 Price Changed $799,900 -3.0% $249 / Sq Ft
05/30/2023 05/30/23 Price Changed $824,900 -3.0% $256 / Sq Ft
05/11/2023 05/11/23 For Sale $849,990 +54.5% $264 / Sq Ft
01/31/2017 01/31/17 Sold $550,000 0.0% $172 / Sq Ft
12/01/2016 12/01/16 Pending -- -- --
05/10/2016 05/10/16 For Sale $549,900 -- $172 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,112 $601,467 $0 $0
2023 $9,683 $556,733 $0 $0
2022 $9,173 $512,000 $105,200 $406,800
2021 $9,133 $511,667 $0 $0
2020 $9,133 $511,333 $0 $0
2019 $9,123 $511,000 $88,300 $422,700
2018 $9,106 $505,567 $0 $0
2017 $8,919 $511,000 $0 $0
2016 $10,463 $494,700 $0 $0
2015 $10,463 $494,700 $0 $0
2014 $10,463 $494,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2034276

Bright MLS

APN: 02-067854