NOT LISTED FOR SALE

521 Shepherds Way Osceola, IN 46561

Shepherds Cove Neighborhood

Estimated Value: $372,372 - $467,000

4 Beds
3.5 Baths
3,282 Sq Ft
$122/Sq Ft Est. Value

Last Sold December 15, 2023

Last sale price $353,000 $108 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $2,474/month

22 Days on Market

Highlights

  • Open Floorplan
  • Contemporary Architecture
  • Wood Flooring
  • Moran Elementary School Rated A-
  • Backs to Open Ground
  • Corner Lot

About This Home

As of December 2023

MOTIVATED SELLER! You do not want to miss this charming 4 bedroom (with possible 5th bedroom in basement), two story home with approximately 3,200 sf and located in the heart of award winning PHM school district in the desirable Shepherds Cove subdivision, Michiana! Imagine gathering your family or friends for entertaining in the spacious open concept living area and kitchen leading into a formal dining room. The main floor offers an office upon entry into the welcoming foyer. The eat-in kitchen leads to the privately, cozy vinyl fenced backyard with gardening and relaxing spaces. The Master is a beautiful ensuite with a walk-in closet and large bathroom. The main floor houses a laundry and powder room. The lower level features a potential bedroom, full bath, and MORE living space. An important upgrade is a new roof! Schedule your showing today because this home is ALL ABOUT YOU!

Last Listed By

Ashley Leader

Inspired Homes Indiana Brokerage Email: team@inspiredhomes.com Listed on: 10/20/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,707

Year Built

  • Built in 2006

Lot Details

  • 10,290 Sq Ft Lot
  • Lot Dimensions are 98x105
  • Backs to Open Ground
  • Rural Setting
  • Privacy Fence
  • Vinyl Fence
  • Landscaped
  • Corner Lot
  • Level Lot
  • Irrigation

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Formal Dining Room
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Laminate Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Separate Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement
  • 2 Bedrooms in Basement

Outdoor Features

  • Patio

Schools

  • Moran Elementary School
  • Grissom Middle School
  • Penn High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Shepherds Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-10-08-451-022.000-030

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,707

Year Built

Built in 2006

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2006
  • Age: 17
  • Style: Two Story
  • Architectural Style: Contemporary
  • Total Number of Rooms: 12
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: LOT 115 SHEPHERDS COVE SEC 3 NP 8678 9/20/2004
  • Parcel Number ID: 71-10-08-451-022.000-030
  • Platted: Yes
  • Amenities: Ceiling-9+, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Irrigation System, Landscaped, Open Floor Plan, Patio Open, Stand Up Shower, Formal Dining Room, Main Floor Laundry
  • Location: Rural
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2021
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3702
  • Total Finished Sq Ft: 3282
  • Above Grade Finished Sq Ft: 2082
  • Below Grade Finished Sq Ft: 1200
  • Below Grade Sq Ft: 420
  • Price Per Sq Ft: 169.55
  • Basement: Yes
  • Basement Foundation: Full Basement, Partially Finished
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet
  • Living Great Room: Dimensions: 13x13, On Level: Main
  • Kitchen: Dimensions: 10x14, On Level: Main
  • Dining Room: Dimensions: 12x12, On Level: Main
  • Family Room: Dimensions: 13x14
  • Extra Room: Breakfast Nook, Dimensions: 8x12, On Level: Main
  • Bedroom 1: Dimensions: 13x16, On Level: Upper
  • Bedroom 2: Dimensions: 12x11, On Level: Upper
  • Bedroom 3: Dimensions: 10x11, On Level: Upper
  • Bedroom 4: Dimensions: 10x11, On Level: Upper
  • Other Room1: Bedroom in basement, Dimensions: 10x12, On Level: Lower
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1620

Exterior Features

  • Exterior: Brick, Vinyl
  • Outbuilding1: Garden Shed, Dimensions: 8x12
  • Fence: Privacy, Vinyl

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 22x22
  • Garage Sq Ft: 484
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Water Company: Mishawaka Utility
  • Laundry: Dimensions: Mainx10, On Level: 5

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Moran
  • Middle School: Grissom
  • High School: Penn
  • Elementary School: Moran

Lot Info

  • Lot Description: Corner, Level
  • Lot Dimensions: 98X105
  • Estimated Lot Sq Ft: 10290
  • Estimated Lot Size Acres: 0.24
  • Lot Number: 115

Tax Info

  • Annual Taxes: 2707
  • Total Assessed Value: 345200

MLS Schools

  • High School: Penn
  • Middle School: Grissom
  • School District: Penn-Harris-Madison School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 20, 2023
Closed on
Dec 15, 2023
Sold by
Rydzinski Joshua D and Rydzinski Laura S
Bought by
Delgado Rafael Guillermo Ag and Santamaria Carla Karina
Seller's Agent
Ashley Leader
Inspired Homes Indiana
Buyer's Agent
Jaime Perez
Century 21 Circle
List Price
$365,000
Sold Price
$353,000
Premium/Discount to List
-$12,000
-3.29%
Total Days on Market
22
Views
165
Current Estimated Value
$401,593

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,593
Avg. Annual Appreciation
9.78%
Original Mortgage
$335,350
Outstanding Balance
$331,449
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$70,060

Purchase Details

Listed on
Aug 28, 2015
Closed on
Dec 17, 2015
Sold by
Dix Pamela K and Dix Bradley K
Bought by
Rydzinski Joshua D and Rydzinski Laura S
Seller's Agent
Beverly Fisher
Weichert Rltrs-J.Dunfee&Assoc.
Buyer's Agent
Abbey Platt
Cressy & Everett - South Bend
List Price
$221,900
Sold Price
$210,000
Premium/Discount to List
-$11,900
-5.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.71%
Original Mortgage
$189,000
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2009
Sold by
Puckett Rory M and Puckett Lorie A
Bought by
Dix Bradley K and Dix Pamela R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 3, 2007
Sold by
Cleland Builders Incorporated
Bought by
Puckett Rory M and Puckett Lorie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
6.31%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Aug 2, 2006
Sold by
Shepherd S Cove Llc
Bought by
Cleland Builders Incorporated

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Delgado Rafael Guillermo Ag -- Metropolitan Title
Rydzinski Joshua D -- Meridian Title
Dix Bradley K -- Meridian Title Corp
Puckett Rory M -- Metropolitan Title Llc
Cleland Builders Incorporated -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Delgado Rafael Guillermo Ag $335,350
Previous Owner Rydzinski Joshua D $189,000
Previous Owner Dix Bradley K $102,500
Previous Owner Dix Bradley K $150,000
Previous Owner Biondo Lisa $20,000
Closed Puckett Rory M $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2023 12/15/23 Sold $353,000 0.0% $108 / Sq Ft
11/11/2023 11/11/23 Pending -- -- --
10/29/2023 10/29/23 Price Changed $353,000 -3.3% $108 / Sq Ft
10/20/2023 10/20/23 For Sale $365,000 +73.8% $111 / Sq Ft
12/17/2015 12/17/15 Sold $210,000 -5.4% $64 / Sq Ft
11/07/2015 11/07/15 Pending -- -- --
08/28/2015 08/28/15 For Sale $221,900 -- $68 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,834 $337,300 $80,700 $256,600
2023 $2,825 $298,000 $72,900 $225,100
2022 $3,436 $345,200 $80,600 $264,600
2021 $2,707 $271,200 $26,700 $244,500
2020 $2,370 $237,300 $26,200 $211,100
2019 $2,122 $212,500 $23,200 $189,300
2018 $2,063 $205,200 $21,500 $183,700
2017 $1,938 $223,300 $30,700 $192,600
2016 $1,818 $191,000 $26,000 $165,000
2014 $1,959 $194,000 $26,000 $168,000
Source: Public Records

Agents Affiliated with this Home

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Source: Indiana Regional MLS

MLS Number: 202338589

Indiana Regional MLS

APN: 71-10-08-451-022.000-030