Seller's Agent in 2025
Cosmo Spellings
Assurance Realty of NWFL LLC
(850) 699-1856
250 Total Sales
4
Beds
2
Baths
2,727
Sq Ft
14.7
Acres
Highlights
- 14.7 Acre Lot
- Separate Outdoor Workshop
- Fireplace
- Wooded Lot
- 4 Car Garage
- Porch
About This Home
As of August 2025Attractively priced, this large 4 bedroom 2 bath HUD REO home may be the one you are looking for. Originally built in 1976, this all brick home rests on just under 15 acres and comes with both an attached 2 car garage and a massive detached 2 car garage//workshop. Both garages have semi finished spaces above the garage adding a significant amount of square footage that is not including in the homes 2700 square foot foot print. Unique to this year is the split bedroom design with the master being just off the kitchen/laundry area which is where the rear exit door is located. Home currently has wall to wall carpet, fireplace, dining area x 2, and living room. If looking for acreage, this just may be the one!
Last Agent to Sell the Property
Assurance Realty of NWFL LLC License #3113695 Listed on: 03/19/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1976
Lot Details
- 14.7 Acre Lot
- Property fronts a private road
- Property fronts an easement
- Irregular Lot
- Wooded Lot
- The community has rules related to exclusive easements
Parking
- 4 Car Garage
Home Design
- Brick Exterior Construction
- Off Grade Structure
- Wallpaper
- Dimensional Roof
- Wood Trim
Interior Spaces
- 2,727 Sq Ft Home
- 1-Story Property
- Fireplace
- Living Room
- Wall to Wall Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Outdoor Features
- Separate Outdoor Workshop
- Porch
Schools
- Jay Elementary And Middle School
- Jay High School
Utilities
- Electric Water Heater
- Septic Tank
- Phone Available
Listing and Financial Details
- Assessor Parcel Number 13-5N-30-0000-00703-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 19, 2025
Closed on
Aug 6, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Cleaver Melissa
Seller's Agent
Cosmo Spellings
Assurance Realty of NWFL LLC
List Price
$323,000
Sold Price
$275,000
Premium/Discount to List
-$48,000
-14.86%
Views
188
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,195
Avg. Annual Appreciation
4.92%
Original Mortgage
$247,500
Outstanding Balance
$247,286
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$32,909
Purchase Details
Closed on
Oct 9, 2024
Sold by
Meadows Patricia Ina Phillips and Meadows Patricia
Bought by
Secretary Of Housing And Urban Development
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $275,000 | Surety Land & Title | |
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $100 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $247,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $275,000 | -14.9% | $101 / Sq Ft |
| 06/02/2025 06/02/25 | Pending | -- | -- | -- |
| 03/19/2025 03/19/25 | For Sale | $323,000 | -- | $118 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,548 | $360,621 | $124,579 | $236,042 |
| 2024 | $1,541 | $164,696 | -- | -- |
| 2023 | $1,541 | $162,185 | $0 | $0 |
| 2022 | $1,554 | $157,528 | $0 | $0 |
| 2021 | $1,552 | $153,006 | $0 | $0 |
| 2020 | $1,535 | $150,925 | $0 | $0 |
| 2019 | $1,500 | $147,583 | $0 | $0 |
| 2018 | $1,492 | $144,874 | $0 | $0 |
| 2017 | $1,418 | $141,941 | $0 | $0 |
| 2016 | $1,411 | $139,069 | $0 | $0 |
| 2015 | $1,439 | $138,054 | $0 | $0 |
| 2014 | $1,451 | $136,913 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cosmo Spellings
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 971504
APN: 13-5N-30-0000-00703-0000
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