Seller's Agent in 2015
Craig Caffarello
Your Place Realty Group
(630) 898-8500
6 in this area
103 Total Sales
522 Arbor Ln Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated Value: $536,936 - $567,000
4
Beds
3
Baths
2,848
Sq Ft
$193/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Breakfast Room
- Forced Air Heating and Cooling System
- Den
- Attached Garage
About This Home
As of September 2015Upscale home in Gates Creek! This executive home features a full brick front elevation, 4 bedrooms, 2.1 baths, fresh paint, new carpet, 3 car garage and a full unfinished basement. Located on a premium lot with great views and privacy! All this and Oswego 308 schools too! This is a Fannie Mae Homepath property.
Last Agent to Sell the Property
Your Place Realty Group License #471000221 Listed on: 05/27/2015
Co-Listed By
Barbara Schlafke
Your Place Realty Group
Home Details
Home Type
- Single Family
Year Built
- 2002
Lot Details
- 10,454
HOA Fees
- $16 per month
Parking
- Attached Garage
- Driveway
- Garage Is Owned
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Slab Foundation
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Breakfast Room
- Den
- Unfinished Basement
- Basement Fills Entire Space Under The House
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
- $7,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 27, 2015
Closed on
Aug 17, 2015
Sold by
Fannie Mae
Bought by
Lay Michael and Lay Kelly L
Seller's Agent
Craig Caffarello
Your Place Realty Group
Buyer's Agent
Ron Thomas
RE/MAX of Naperville
List Price
$299,900
Sold Price
$245,000
Premium/Discount to List
-$54,900
-18.31%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$304,734
Avg. Annual Appreciation
8.01%
Original Mortgage
$240,562
Outstanding Balance
$189,008
Interest Rate
4%
Mortgage Type
FHA
Estimated Equity
$360,726
Purchase Details
Closed on
Sep 30, 2014
Sold by
Schmidt Christopher R
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Sep 18, 2007
Sold by
Gmac Global Relocation Services Llc
Bought by
Schmidt Christopher R and Schmidt Ellen S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.38%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 12, 2007
Sold by
Dinges Michael S and Dinges Julie M
Bought by
Gmac Global Relocation Services Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.38%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 26, 2001
Sold by
D B Dean Builders Inc
Bought by
Dinges Michael S and Dinges Julie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,200
Interest Rate
6.52%
Mortgage Type
Balloon
Purchase Details
Closed on
Nov 16, 1999
Sold by
Standard Bank & Trust Company
Bought by
R A Faganel Builders Inc
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Lay Michael | $245,000 | Attorneys Title Guaranty Fun | |
| Federal National Mortgage Association | -- | None Available | |
| Schmidt Christopher R | $350,000 | None Available | |
| Gmac Global Relocation Services Llc | $362,500 | None Available | |
| Dinges Michael S | $304,000 | -- | |
| R A Faganel Builders Inc | $600,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Lay Michael | $240,562 | |
| Previous Owner | Schmidt Christopher R | $315,000 | |
| Previous Owner | Dinges Michael S | $243,200 | |
| Closed | Dinges Michael S | $26,800 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/23/2015 09/23/15 | Sold | $245,000 | -7.5% | $86 / Sq Ft |
| 08/13/2015 08/13/15 | Pending | -- | -- | -- |
| 08/04/2015 08/04/15 | Price Changed | $265,000 | -3.6% | $93 / Sq Ft |
| 07/13/2015 07/13/15 | Price Changed | $275,000 | -8.3% | $97 / Sq Ft |
| 06/19/2015 06/19/15 | For Sale | $299,900 | 0.0% | $105 / Sq Ft |
| 06/12/2015 06/12/15 | Pending | -- | -- | -- |
| 05/27/2015 05/27/15 | For Sale | $299,900 | -- | $105 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,822 | $154,034 | $16,512 | $137,522 |
| 2023 | $10,670 | $137,813 | $14,773 | $123,040 |
| 2022 | $10,670 | $125,114 | $13,412 | $111,702 |
| 2021 | $10,288 | $116,840 | $13,412 | $103,428 |
| 2020 | $9,923 | $112,622 | $13,412 | $99,210 |
| 2019 | $9,771 | $109,341 | $13,021 | $96,320 |
| 2018 | $9,704 | $103,483 | $13,021 | $90,462 |
| 2017 | $9,651 | $100,004 | $13,021 | $86,983 |
| 2016 | $9,124 | $93,190 | $13,021 | $80,169 |
| 2015 | $8,557 | $83,707 | $11,225 | $72,482 |
| 2014 | $8,960 | $83,610 | $11,225 | $72,385 |
| 2013 | $8,960 | $83,610 | $11,225 | $72,385 |
Source: Public Records
Agents Affiliated with this Home
-
Craig Caffarello
-
B
Seller Co-Listing Agent in 2015
Barbara Schlafke
Your Place Realty Group
-
Ron Thomas
Buyer's Agent in 2015
Ron Thomas
RE/MAX
(630) 253-2970
4 in this area
79 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08934830
APN: 02-13-250-014
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Based on information submitted to the MLS GRID
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