NOT LISTED FOR SALE

522 Ross Ln Saint Charles, MO 63304

Estimated Value: $304,000 - $330,000

4 Beds
2 Baths
1,456 Sq Ft
$221/Sq Ft Est. Value

Last Sold September 20, 2022

Current estimated payment $1,946/month

31 Days on Market

Highlights

  • 0.87 Acre Lot
  • Open Floorplan
  • Granite Countertops
  • Central Elementary School Rated A-
  • Ranch Style House
  • 1 Car Attached Garage

About This Home

As of September 2022

BOM No Fault of Seller. Buyer got cold feet! Nicely updated 4 bedroom 2 bath 1456 sq ft home with .87 acres, walk out basement already roughed-in for a bathroom. Roof under 5 years, Septic system under under 5 years old. This homes boasts some of the most sought after features including original refinished hardwood floors stained to bring back their natural beauty, glass mosaic tiles, granite countertops, farmhouse style sink, stainless steel appliances situated on a large lot in Unincorporated St. Charles with NO HOA!! This home has everything even a pickiest buyer could want!

Last Agent to Sell the Property

Sandy Smith

EXP Realty, LLC License #2009008927 Listed on: 07/07/2022

Last Buyer's Agent

Robin Crain

Keller Williams Realty West License #2015044642

Keller Williams Realty West

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,907

Year Built

  • Built in 1963

Lot Details

  • 0.87 Acre Lot
  • Lot Dimensions are 233x182x229x180
  • Chain Link Fence
  • Level Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete

Interior Spaces

  • 1,456 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Low Emissivity Windows
  • Insulated Windows
  • Tilt-In Windows
  • Six Panel Doors
  • Combination Kitchen and Dining Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 2 Full Bathrooms
  • Shower Only

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Rough-In Basement Bathroom

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Well
  • Gas Water Heater
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 3-0009-S007-00-0015.1000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,907

Year Built

Built in 1963

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: Unincorporated
  • Special Description: Owner Occupied
  • Age: 59
  • Ownership: Private
  • Year Built: 1963
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: 8 ft + pour, Full, Poured Concrete, Roughed-In Bath, Walk-Out
  • Bedroom Types: Main Floor Master
  • Dining Room: Kitchen/Dining Combo
  • Interior Amenities: Open Floor Plan
  • Kitchen: Custom Cabinetry, Eat-In Kitchen, Granite Countertops
  • Main Level Bedrooms: 4
  • Main Full Bathrooms: 2
  • Master Bed.: Shower Only
  • Windows/Doors: 6 Panel Door(s), Low-E, Some Insulated Wndws, Some Tilt-In Windows
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Electric
  • Bathrooms: 2.00
  • Bedrooms: 4.00
  • Room Cnt: 6
  • Square Footage: 1456
  • Total Full Baths: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Predom

Garage/Parking

  • Garage Spaces: 1
  • Parking: Attached Garage

Utilities

  • Sewer: Septic
  • Water: Well
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Hollenbeck Middle
  • High School: Francis Howell Central High
  • Elementary School: Central Elem.
  • Junior High School: Hollenbeck Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Chain Link Fence, Level Lot
  • Lot Dimensions: 233x182x229x180
  • Lot Sq Ft: 37897
  • Acres: 0.8700

Tax Info

  • Prop Asses Cty Tx: Yes
  • Taxes Paid: 2588
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 3-0009-S007-00-0015.1000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 7, 2023
Sold by
Holly Freddie
Bought by
522 Ross Ln Revocable Trust
Current Estimated Value
$321,414

Purchase Details

Listed on
Jul 7, 2022
Closed on
Sep 20, 2022
Sold by
Lucas Perry A
Bought by
Holly Freddie
Seller's Agent
Sandy Smith
EXP Realty, LLC
Buyer's Agent
Robin Crain
Keller Williams Realty West
List Price
$295,000
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.12%
Original Mortgage
$294,566
Interest Rate
5.22%
Mortgage Type
FHA

Purchase Details

Listed on
Dec 6, 2017
Closed on
Feb 13, 2018
Sold by
D And S Premium Homes Inc
Bought by
Lucas Perry A and Lucas Hanah R
Seller's Agent
Jeremy Barrett
Keller Williams Realty West
Buyer's Agent
Shellie Bratton
Bratton Realty
List Price
$225,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.97%
Original Mortgage
$235,653
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 14, 2017
Sold by
Saenz Christina and Saenz Jason
Bought by
D And S Premium Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,625
Interest Rate
4.02%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
522 Ross Ln Revocable Trust -- None Listed On Document
Holly Freddie -- Title Partners
Lucas Perry A $240,000 None Available
D And S Premium Homes Inc -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Holly Freddie $294,566
Previous Owner Lucas Perry A $235,653
Previous Owner D And S Premium Homes Inc $128,625
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2022 09/20/22 Sold -- -- --
08/08/2022 08/08/22 Pending -- -- --
07/26/2022 07/26/22 For Sale $295,000 0.0% $203 / Sq Ft
07/25/2022 07/25/22 Pending -- -- --
07/22/2022 07/22/22 Price Changed $295,000 -1.6% $203 / Sq Ft
07/15/2022 07/15/22 Price Changed $299,900 -4.8% $206 / Sq Ft
07/07/2022 07/07/22 For Sale $315,000 +43.2% $216 / Sq Ft
02/13/2018 02/13/18 Sold -- -- --
02/08/2018 02/08/18 Pending -- -- --
01/13/2018 01/13/18 Price Changed $219,900 -2.3% $151 / Sq Ft
12/06/2017 12/06/17 For Sale $225,000 -- $155 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,907 $54,389 -- --
2023 $2,906 $49,034 $0 $0
2022 $2,586 $40,550 $0 $0
2021 $2,588 $40,550 $0 $0
2020 $2,423 $36,752 $0 $0
2019 $2,412 $36,752 $0 $0
2018 $1,760 $25,634 $0 $0
2017 $1,680 $24,684 $0 $0
2016 $1,663 $23,534 $0 $0
2015 $1,660 $23,534 $0 $0
2014 $1,647 $22,657 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS22040821

MARIS MLS

APN: 3-0009-S007-00-0015.1000000