NOT LISTED FOR SALE

522 Saint Charles St Elkton, MD 21921

Estimated Value: $285,000 - $344,000

3 Beds
2 Baths
1,260 Sq Ft
$249/Sq Ft Est. Value

Last Sold January 04, 2021

Last sale price $235,000 $187 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $1,991/month

Highlights

  • Open Floorplan
  • Deck
  • Wood Flooring
  • Cape Cod Architecture
  • Wood Burning Stove
  • Combination Kitchen and Living

About This Home

As of January 2021

Welcome home to a charming cape cod with plenty of character. 3 bedrooms, 2 full bathrooms, formal dining room and a newly renovated kitchen. Kitchen includes refinished cabinets, new granite countertops, a 8ft granite breakfast bar and stainless steal appliances . Bathrooms both have ceramic tile flooring and granite countertops. 2nd floor bedrooms have vinyl plank and pergo floors. A mini split AC/Heat unit installed 3 years ago on the main level. Hot water heater replaced in 2018. Finished basement with laundry room, storage room, pellet stove and French doors leading out to the back yard. A large 12 X 30 deck was added onto the house in 2016 adding lots of space for gatherings and entertaining. All of this under a brand new 50 year roof, installed in 2020. This home truly stands out and is situated on a quiet street with little traffic. Close to Delaware line.

Last Agent to Sell the Property

James Startzman

(302) 738-2300 jim@startzman.com Empower Real Estate, LLC Listed on: 11/21/2020

Empower Real Estate, LLC

Last Buyer's Agent

Krystal Pugh

(443) 350-6001 krystal.pugh@compass.com Compass License #RS-0025994

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,032

Year Built

  • Built in 1993

Lot Details

  • 7,187 Sq Ft Lot
  • Split Rail Fence
  • Landscaped
  • Back Yard Fenced and Front Yard
  • Property is in very good condition
  • Property is zoned R3

Home Design

  • Cape Cod Architecture
  • Pitched Roof
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,260 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Wood Burning Stove
  • Double Pane Windows
  • Awning
  • Family Room
  • Combination Kitchen and Living
  • Formal Dining Room
  • Utility Room
  • Electric Dryer

Kitchen

  • Electric Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • Bathtub with Shower

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Sump Pump
  • Laundry in Basement

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • On-Street Parking

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed
  • Outdoor Grill

Schools

  • Thomson Estates Elementary School
  • Elkton Middle School
  • Elkton High School

Utilities

  • Window Unit Cooling System
  • Heat Pump System
  • Electric Baseboard Heater
  • 220 Volts
  • Electric Water Heater
  • Municipal Trash

Additional Features

  • Energy-Efficient Windows
  • Suburban Location

Community Details

  • No Home Owners Association
  • Gray Mount Subdivision

Listing and Financial Details

  • Tax Lot 80
  • Assessor Parcel Number 0803098869

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,032

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Exclusions: All Personal Property
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2020-11-22
  • Year Built: 1993
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer - Electric, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Water Heater
  • Flooring Type: Hardwood, Partially Carpeted, Laminated
  • Interior Amenities: Carpet, Combination Kitchen/Living, Dining Area, Floor Plan - Open, Formal/Separate Dining Room, Pantry, Tub Shower, Upgraded Countertops, Wood Floors
  • Window Features: Double Pane, Energy Efficient
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Bedroom 1, Utility Room, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Heated, Rear Entrance, Sump Pump
  • Basement Finished Percent: 90.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement
  • Total Sq Ft: 1260
  • Living Area Sq Ft: 1260
  • Price Per Sq Ft: 182.46
  • Above Grade Finished Sq Ft: 1260
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Concrete, Vinyl Siding, Mixed Plumbing
  • Exterior Features: Exterior Lighting, Sidewalks, Bbq Grill, Awning(s)
  • Road Surface Type: Black Top
  • Roof: Shingle, Pitched
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Window Unit(s)
  • Electric Service: 220 Volts
  • Heating Fuel: Electric, Wood
  • Heating Type: Baseboard - Electric, Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Security System, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: THOMSON ESTATES
  • High School: ELKTON
  • Middle Or Junior School: ELKTON

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Rear, Split Rail
  • Improvement Assessed Value: 128800.00
  • Land Assessed Value: 54000.00
  • Lot Features: Front Yard, Landscaping, Rear Yard
  • Lot Size Acres: 0.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7187.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Zoning: R3
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4454996
  • Tax Annual Amount: 3032.00
  • Assessor Parcel Number: 0803098869
  • Tax Lot: 80
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 21, 2020
Closed on
Jan 4, 2021
Sold by
Allaband Tyler L and Allaband Carolina
Bought by
Clark Michael J and Clark Patricia A
Seller's Agent
James Startzman
Empower Real Estate, LLC
Buyer's Agent
Krystal Pugh
Compass
List Price
$229,900
Sold Price
$235,000
Premium/Discount to List
$5,100
2.22%
Current Estimated Value
$313,888

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$78,888
Avg. Annual Appreciation
6.19%
Original Mortgage
$230,743
Outstanding Balance
$205,794
Interest Rate
2.67%
Mortgage Type
FHA
Estimated Equity
$108,094

Purchase Details

Closed on
Feb 2, 2009
Sold by
Miller Penn Gingerich and Miller Caryn Joy
Bought by
Allaband Tyler L and Allaband Carolina

Purchase Details

Closed on
Feb 16, 2006
Sold by
Tiffin Investments Lc
Bought by
Miller Penn Gingerich and Miller Caryn Joy

Purchase Details

Closed on
Feb 15, 2006
Sold by
Tiffin Investments Lc
Bought by
Miller Penn Gingerich and Miller Caryn Joy

Purchase Details

Closed on
Apr 29, 1999
Sold by
Smearman Jerry W and Smearman Lisa M
Bought by
Tiffin Investments Lc

Purchase Details

Closed on
Oct 22, 1993
Sold by
Grays Hill Dev Co
Bought by
Smearman Jerry W
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clark Michael J $235,000 Kirsh Title Services Inc
Allaband Tyler L $189,900 --
Miller Penn Gingerich $160,000 --
Miller Penn Gingerich $160,000 --
Tiffin Investments Lc $100,000 --
Smearman Jerry W $83,700 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Clark Michael J $230,743
Closed Miller Penn Gingerich --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/04/2021 01/04/21 Sold $235,000 +2.2% $187 / Sq Ft
11/30/2020 11/30/20 Pending -- -- --
11/21/2020 11/21/20 For Sale $229,900 -- $182 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,139 $239,267 $0 $0
2024 $3,459 $220,200 $54,000 $166,200
2023 $2,915 $207,733 $0 $0
2022 $3,440 $195,267 $0 $0
2021 $3,372 $182,800 $54,000 $128,800
2020 $6,185 $176,167 $0 $0
2019 $3,033 $169,533 $0 $0
2018 $2,914 $162,900 $70,000 $92,900
2017 $2,751 $162,900 $0 $0
2016 $2,771 $162,900 $0 $0
2015 $2,771 $164,100 $0 $0
2014 $2,691 $164,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC171780

Bright MLS

APN: 03-098869