NOT LISTED FOR SALE

522 T Rd Monterey, TN 38574

Estimated Value: $400,000 - $428,000

3 Beds
5 Baths
2,108 Sq Ft
$197/Sq Ft Est. Value

Last Sold October 10, 2024

Last sale price $396,000 $188 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,254/month

44 Days on Market

Highlights

  • Golf Course Community
  • Deck
  • Wood Flooring
  • Countryside Views
  • Wooded Lot
  • Main Floor Primary Bedroom

About This Home

As of October 2024

MOTIVATED SELLERS! Home has 2 areas for additional living space. Nestled in Cumberland Cove, this charming cabin-style home offers a blend of rustic allure and modern comfort. Situated in a park-like setting, the property invites you to escape the hustle and bustle of everyday life and embrace a lifestyle surrounded by nature's beauty. A spacious living area welcomes you with its fireplace, perfect for gathering. While the kitchen offers ample space to create meals. Home offers 2 bonus rooms, use as a play room or office. Outside, the community trails and waterfalls invite you to unwind. There is also an Amish built wood furnace for those cold winters. Home has a septic system for a 2BR but is currently used as a 3BR+ home. Send all offers to Jenny@HeatherSellsHouses.com. Skender-Newton Realty does not hold earnest money. 13 month home warranty for peace of mind.
This home provides you with additional living space as well in the basement with a 1/2 bath. There is also an Amish built wood furnace for those cold winters. Home has a septic system for a 2BR but is currently used as a 3BR home.
Send all offers to Jenny@HeatherSellsHouses.com. Skender-Newton Realty does not hold earnest money. 13 month home warranty for peace of mind.

Last Agent to Sell the Property

Heather Skender-Newton

Skender-Newton Realty License #272220 Listed on: 07/17/2024

Co-Listed By

Jenny Holmes

Skender-Newton Realty License #343153

Last Buyer's Agent

Non Member Non Member

Non-Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $585

Year Built

  • Built in 1995

Lot Details

  • 1.4 Acre Lot
  • Corner Lot
  • Wooded Lot

HOA Fees

  • $12 Monthly HOA Fees

Home Design

  • Cabin
  • Frame Construction
  • Wood Siding

Interior Spaces

  • 2,108 Sq Ft Home
  • Living Quarters
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Log Fireplace
  • Combination Kitchen and Dining Room
  • Home Office
  • Bonus Room
  • Storage
  • Washer and Dryer Hookup
  • Countryside Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Finished Basement

  • Walk-Out Basement
  • Recreation or Family Area in Basement

Parking

  • Detached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Cumberland County High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 034 017.00

Community Details

Overview

  • Cumb Cove Iv Subdivision
  • Mandatory home owners association

Recreation

  • Golf Course Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$585

Year Built

Built in 1995

Lot Details

0

HOA Fees

$12 per month

Listing Details

  • Directions: From PCCH: E on Spring, merge onto I-40E, exit at 301 and turn R, continue on 70N, turn R on Belmont Dr, R on E Cove Rd, L on T Rd, home on R.
  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Year Built: 1995
  • Lot Size Acres: 1.4
  • Co List Office Mls Id: 2508
  • Co List Office Phone: 931-261-9001
  • Subdivision Name: Cumb Cove Iv
  • Architectural Style: Cabin
  • Property Attached Yn: No
  • Lot Description:Wooded: Yes
  • Lot Description:Corner Lot: Yes
  • General Property Description:Fireplace: Yes
  • General Property Description:SqFt - Main Lvl: 952.0
  • General Property Description:SqFt - Down Lvl: 272.0
  • General Property Description:SqFt - 2nd Flr Lvl: 884.0
  • General Property Description:_pound_ Fireplace: 1.0
  • General Property Description:HOA: Mandatory
  • General Property Description:Basement: Yes
  • General Property Description:Bonus Room: Yes
  • General Property Description:Extra Storage: Yes
  • AtchdDtchd Type:Detached: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Cooling:Central Cooling: Yes
  • Floors:Hardwood: Yes
  • Floors:Vinyl: Yes
  • Fuel:Electric: Yes
  • Fuel:Gas (Natural): Yes
  • Heat:Central: Yes
  • Appliances Microwave: Yes
  • Misc Features:WasherDryer Connect: Yes
  • Water:Public: Yes
  • Dining Area:KitchenDining Rm Co: Yes
  • Percent Basement Finished: Yes
  • Basement Walkout: Yes
  • Siding:Wood2: Yes
  • Lot Description:Golf Community: Yes
  • Heat:Zoned: Yes
  • Fireplace Insert: Yes
  • Cooling:Wall Cooling: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Microwave, Range
  • Has Basement: Finished, Walkout
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Insert, Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood, Vinyl
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Other Rooms:Mstr Bdrm Main Level: Yes
  • Other Rooms:Addl Living Quarter: Yes
  • Other Rooms:Basement Rec Room: Yes
  • Other Rooms:Bedroom Main Level: Yes
  • Fireplace:Gas5: Yes
  • Other Rooms:Office: Yes

Exterior Features

  • Exterior Features: Porch - Covered, Deck
  • View: Country Setting
  • Lot Features: Wooded, Golf Community, Corner Lot
  • Construction Type: Wood Siding, Frame
  • Construction:Frame: Yes
  • Exterior Features:Deck: Yes
  • Exterior Features:Porch - Covered: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Garage Door Opener, Detached
  • GarageParking:Garage Door Opener: Yes
  • GarageParking:Detached2: Yes

Utilities

  • Cooling: Central Cooling, Wall Cooling, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas, Zoned, Electric
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association Fee: 138.0
  • Association Fee Frequency: Yearly
  • Association: Yes

Schools

  • High School: Cumberland County

Lot Info

  • Lot Size Sq Ft: 60984.0
  • Parcel #: 034 017.00
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 21, 2025
Sold by
Lantrip Reid Aaron and Lantrip Lori Ann
Bought by
Otto Joshua
Current Estimated Value
$414,871

Purchase Details

Listed on
Jul 17, 2024
Closed on
Oct 10, 2024
Sold by
Covey Isaiah J and Covey Ellen
Bought by
Thompson David Michael and Thompson Leslie
Seller's Agent
Heather Skender-Newton
Skender-Newton Realty
Buyer's Agent
Non Member Non Member
Non-Member Office
List Price
$429,929
Sold Price
$396,000
Premium/Discount to List
-$33,929
-7.89%
Views
57

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.77%
Original Mortgage
$388,827
Interest Rate
6.35%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 3, 2021
Closed on
Feb 11, 2022
Sold by
Seiber Philip C
Bought by
Covey Isaiah J and Covey Ellen
Seller's Agent
Teresa Imes
The Realty Firm
Buyer's Agent
Valorie Whitson
Berkshire Hathaway HomeService
Sold Price
$330,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.07%
Original Mortgage
$230,000
Interest Rate
3.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 29, 2018
Sold by
Easom Julian C and Easom Elinor K
Bought by
West Allison and Seiber Phillip C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
6.25%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 14, 2007
Sold by
Easom Julian C
Bought by
Easom Julian C

Purchase Details

Closed on
Sep 6, 1990
Bought by
Easom Julian C and Easom Elinor K
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Otto Joshua $34,000 None Listed On Document
Otto Joshua $34,000 None Listed On Document
Thompson David Michael $396,000 None Listed On Document
Covey Isaiah J $330,000 J D Land Title
West Allison $130,000 First Crossville Title Co
Easom Julian C -- --
Easom Julian C $14,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Thompson David Michael $388,827
Previous Owner Covey Isaiah J $230,000
Previous Owner West Allison $123,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2024 10/10/24 Sold $396,000 -1.0% $188 / Sq Ft
08/31/2024 08/31/24 Pending -- -- --
08/23/2024 08/23/24 Price Changed $399,929 -3.6% $190 / Sq Ft
08/19/2024 08/19/24 Price Changed $414,929 -1.2% $197 / Sq Ft
08/01/2024 08/01/24 Price Changed $419,929 -1.2% $199 / Sq Ft
07/26/2024 07/26/24 Price Changed $424,929 -1.2% $202 / Sq Ft
07/17/2024 07/17/24 For Sale $429,929 +30.3% $204 / Sq Ft
02/09/2022 02/09/22 Sold $330,000 -- $148 / Sq Ft View Prior Sale
Source: East Tennessee REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $585 $51,525 $6,250 $45,275
2023 $585 $51,525 $0 $0
2022 $585 $51,525 $6,250 $45,275
2021 $507 $32,400 $6,250 $26,150
2020 $507 $32,400 $6,250 $26,150
2019 $507 $32,400 $6,250 $26,150
2018 $507 $32,400 $6,250 $26,150
2017 $503 $32,400 $6,250 $26,150
2016 $457 $29,925 $6,250 $23,675
2015 $448 $29,925 $6,250 $23,675
2014 $448 $29,936 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: East Tennessee REALTORS® MLS

MLS Number: 1269880

East Tennessee REALTORS® MLS

APN: 034-017.00