$99,900

523 N Canal St Mount Vernon, IN 47620

Estimated payment $641/month

Total Views 478
4 Beds
2 Baths
2,295 Sq Ft
$44 Price per Sq Ft

Highlights

  • Hot Property
  • Covered Patio or Porch
  • 1 Car Attached Garage
  • Wood Flooring
  • Formal Dining Room
  • 3-minute walk to Mt Vernon Parks & Recreation

About This Home

Home is being sold as-is, upstairs needs finishing. Don't miss this charming home on Canal street! This classic home built in the early 1920's awaits you and your finishing touches! Conveniently located in the heart of Mount Vernon, you will appreciate the covered front porch, over 3,000 sq.ft. of potential living space combined with all three levels. On the main level you will find original wood floors, built-in's, a decorative wood fireplace (seller has not used), two of the four bedrooms and a full bathroom. The kitchen features a center breakfast bar, plenty of storage, and all appliances are included. On the upper level there are two additional bedrooms with new windows, painting and flooring needing to be finished, as well as the landing area. Venturing back downstairs, into the walk-out basement, you will find an additional possible fifth bedroom/flex room and a full bath. The garage is located in the lower level and it has a private drive at the back of the house with alley access. Water heater is newer, smart thermostat just installed by CenterPoint, and foam insulated in the basement along foundation. Seller is selling the home as-is, where-is, but is offering an AHS one year home warranty for added peace of mind!

Listing Agent

Rick Mileham

ERA FIRST ADVANTAGE REALTY, INC Brokerage Phone: 812-473-4663 Listed on: 08/12/2025

ERA FIRST ADVANTAGE REALTY, INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,158

Year Built

  • Built in 1923

Lot Details

  • 5,227 Sq Ft Lot
  • Privacy Fence
  • Wood Fence
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Asphalt Roof

Interior Spaces

  • 1.5-Story Property
  • Crown Molding
  • Ceiling Fan
  • Formal Dining Room
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Laminate Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Separate Shower

Partially Finished Basement

  • Walk-Out Basement
  • 1 Bathroom in Basement

Schools

  • West Elementary School
  • Mount Vernon Middle School
  • Mount Vernon High School

Additional Features

  • Covered Patio or Porch
  • Suburban Location
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 65-27-08-119-009.000-018

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,158

Year Built

Built in 1923

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1923
  • Age: 102
  • Style: One and Half Story
  • Total Number of Rooms: 8
  • Total Number of Rooms Below Grade: 1
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: J.F. WELBORN PT LOT 7&8
  • Parcel Number ID: 65-27-08-119-009.000-018
  • Platted: Yes
  • Amenities: Breakfast Bar, Ceiling Fan(s), Countertops-Laminate, Crown Molding, Dryer Hook Up Electric, Garage Door Opener, Home Warranty Included, Patio Open, Porch Covered, Stand Up Shower, Formal Dining Room, Washer Hook-Up
  • Location: City/Town/Suburb
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2583
  • Total Finished Sq Ft: 2295
  • Above Grade Finished Sq Ft: 2103
  • Below Grade Finished Sq Ft: 192
  • Above Grade Unfinished Sq Ft: 288
  • Price Per Sq Ft: 47.5
  • Basement: Yes
  • Basement Foundation: Partial Basement, Walk-Out Basement, Partially Finished
  • Flooring: Hardwood Floors, Tile
  • Living Great Room: Dimensions: 14x28, On Level: Main
  • Kitchen: Dimensions: 9x13, On Level: Main
  • Dining Room: Dimensions: 13x16, On Level: Main
  • Extra Room: Rec Room, Dimensions: 12x16, On Level: Basement
  • Bedroom 1: Dimensions: 13x14, On Level: Main
  • Bedroom 2: Dimensions: 13x14, On Level: Main
  • Bedroom 3: Dimensions: 16x16, On Level: Upper
  • Bedroom 4: Dimensions: 16x18, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 192

Exterior Features

  • Exterior: Aluminum
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Fence: Privacy, Wood

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 18x10
  • Garage Sq Ft: 180
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Electric, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: CenterPoint Energy
  • Water Company: Mt. Vernon Water Works
  • Laundry: Dimensions: Mainx5, On Level: 11

Condo/Co-op/Association

  • Common Amenities: Sidewalks

Schools

  • School District: MSD of Mount Vernon
  • Elementary School: West
  • Middle School: Mount Vernon
  • High School: Mount Vernon
  • Elementary School: West

Lot Info

  • Lot Description: Level
  • Estimated Lot Sq Ft: 5227
  • Estimated Lot Size Acres: 0.12

Tax Info

  • Annual Taxes: 1158

MLS Schools

  • High School: Mount Vernon
  • Middle School: Mount Vernon
  • School District: MSD of Mount Vernon

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,158 $115,800 $7,100 $108,700
2023 $936 $93,600 $7,100 $86,500
2022 $857 $87,600 $7,100 $80,500
2021 $674 $78,700 $7,100 $71,600
2020 $613 $75,400 $7,000 $68,400
2019 $761 $72,800 $7,000 $65,800
2018 $877 $70,300 $7,000 $63,300
2017 $506 $69,900 $7,100 $62,800
2016 $510 $73,800 $7,100 $66,700
2014 $449 $69,100 $7,100 $62,000
2013 $449 $70,500 $7,800 $62,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 For Sale $99,900 -- $44 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Personal Reps Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $68,900 USDA
Previous Owner $30,476 Unknown
Previous Owner $39,500 New Conventional
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202531930

Indiana Regional MLS

APN: 65-27-08-119-009.000-018