$1,040,000
SOLD OCT 16, 2025

524 Indigo Loop Miramar Beach, FL 32550

4 Beds
2.5 Baths
2,903 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$358 Per Sq Ft

13% Below List Price

328 Days on Market

Highlights

  • On Golf Course
  • Screened Pool
  • Contemporary Architecture
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Wood Flooring

About This Home

As of October 2025

Welcome to beautiful 524 Indigo Loop! Your perfectly located, beautifully updated and immaculately maintained, one level home with a large sparkling pool on the 11th Green in gated Emerald Bay awaits. The three vehicle garage is ideal for two automobiles and a golf cart. Move in and immediately begin living the Florida resort lifestyle as extensive improvements include painting the entire exterior and interior, flooring, a new tile roof, two top of the line hvac systems, resurfaced, heated swimming pool with spa feature, landscape upgrades, updated kitchen with new countertops and all new appliances. Extensive list available. As you enter the foyer clean lines and high 11 ft. ceilings are pleasing to the eye and punctuated by the lanai, heated pool. Blue skies unfold before your eyes as you enter the kitchen and family room. The oversized office could be a fourth bedroom with addition of storage/closet. The open split floor plan features a separate living room and dining room, kitchen and family room with dining niche creating spacious gathering places for entertaining family and friends. An attached exterior storage allows for stowing lawn equipment. Live and play in Emerald Bay complete with golfing, tennis and pool. Owners may book a tee time, enjoy the restaurant, pool and tennis without a club membership. Enjoy nearby beautiful beaches, casual and fine dining, Fresh Market, Whole Foods and the area's best shopping. We invite you to make an appointment today to discover this gorgeous home at 524 Indigo Loop.

Last Agent to Sell the Property

Gay Landreth

La Florida Coastal Properties License #3007564 Listed on: 10/15/2024

Last Buyer's Agent

Jessica Dobbins

One Beach Real Estate License #3437702

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,740

Year Built

  • Built in 1994

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 90x110
  • Property fronts an easement
  • On Golf Course
  • Interior Lot
  • Level Lot
  • Sprinkler System

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,903 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Shelving
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Plantation Shutters
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Cooktop with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Home Security

  • Home Security System
  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Gunite Pool
  • Spa

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Destin Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42910-00J-0050

Community Details

Overview

  • Association fees include management, master, recreational faclty, security
  • Emerald Bay Subdivision
  • The community has rules related to covenants, exclusive easements

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,740

Year Built

Built in 1994

Lot Details

0

HOA Fees

$78 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 90x110
  • Road Surface Type: Paved
  • Subdivision Name: Emerald Bay
  • Directions: From Highway 98 follow to the entrance to Emerald Bay Drive to Indigo Loop North. Turn right at the stop sign and continue to 524 Indigo Loop which will be on the left.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1994
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Breakfast Room: Yes
  • Rooms:Family Room: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup
  • Window Features: Plantation Shutters, Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Covenants, Easements, Golf Course, Interior, Level, Restrictions, Survey Available, See Remarks
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Frame, Stucco
  • Exterior Features: Hot Tub, Hurricane Shutters, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System
  • Patio And Porch Features: Patio Covered, Patio Enclosed, Porch, Porch Open
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Exterior:Porch: Yes
  • Lot Features:Easements: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Lot Features:See Remarks6: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Lot Features:Golf Course: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Patio Enclosed: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Gated Community, Golf, Pets Allowed, Picnic Area, Playground, Pool, Tennis
  • Association #2 Fee: 232.81
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Management, Master Association, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel #: 30-2S-21-42910-00J-0050
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 2740.01
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2024
Closed on
Oct 16, 2025
Sold by
Marilyn A Powder Revocable Trust and Powder Donald P
Bought by
Cox Bradley A and Cox Lori
Seller's Agent
Gay Landreth
La Florida Coastal Properties
Buyer's Agent
Jessica Dobbins
One Beach Real Estate
List Price
$1,195,000
Sold Price
$1,040,000
Premium/Discount to List
-$155,000
-12.97%
Views
112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-29.51%

Purchase Details

Listed on
Mar 28, 2023
Closed on
May 16, 2023
Sold by
Asa Birgitta Knef Revocable Trust
Bought by
Marilyn A Powder Revocable Trust
Seller's Agent
Meghan Hall
Keller Williams Realty Emerald
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$899,000
Sold Price
$845,000
Premium/Discount to List
-$54,000
-6.01%
Views
74

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.96%

Purchase Details

Closed on
Aug 1, 2005
Sold by
Knef Asa Birgitta
Bought by
Knef Asa Birgitta

Purchase Details

Closed on
Sep 8, 2004
Sold by
Knef Richard M and Knef Asa B
Bought by
Knef Asa B
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,040,000 Aquark Title Services
Warranty Deed $845,000 None Listed On Document
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Sold $1,040,000 -5.3% $358 / Sq Ft
09/08/2025 09/08/25 Pending -- -- --
08/31/2025 08/31/25 Price Changed $1,098,000 -0.1% $378 / Sq Ft
03/13/2025 03/13/25 Price Changed $1,099,000 -3.2% $379 / Sq Ft
02/13/2025 02/13/25 Price Changed $1,135,000 -1.2% $391 / Sq Ft
01/12/2025 01/12/25 Price Changed $1,149,000 -3.0% $396 / Sq Ft
12/05/2024 12/05/24 Price Changed $1,184,000 -0.8% $408 / Sq Ft
11/16/2024 11/16/24 Price Changed $1,194,000 -0.1% $411 / Sq Ft
10/15/2024 10/15/24 For Sale $1,195,000 +41.4% $412 / Sq Ft
05/16/2023 05/16/23 Sold $845,000 -6.0% $291 / Sq Ft View Prior Sale
04/06/2023 04/06/23 Pending -- -- --
03/28/2023 03/28/23 For Sale $899,000 -- $310 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,740 $657,924 $161,000 $496,924
2023 $2,740 $359,657 $0 $0
2022 $2,882 $349,182 $0 $0
2021 $2,917 $339,012 $0 $0
2020 $2,965 $419,804 $93,858 $325,946
2019 $2,875 $326,814 $0 $0
2018 $2,826 $320,720 $0 $0
2017 $2,745 $314,123 $0 $0
2016 $2,708 $307,662 $0 $0
2015 $2,731 $305,523 $0 $0
2014 $2,746 $303,098 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 961166

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42910-00J-0050