NOT LISTED FOR SALE

Estimated Value: $472,000 - $490,000

4 Beds
3.5 Baths
2,777 Sq Ft
$174/Sq Ft Est. Value

Last Sold September 20, 2021

Last sale price $380,000 $137 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $3,637/month

37 Days on Market

Highlights

  • Open Floorplan
  • Community Lake
  • Vaulted Ceiling
  • Oswego High School Rated A-
  • Property is near a park
  • Wood Flooring

About This Home

As of September 2021

This solid, quality built, 4bd 4bath home in the established & saught after neighborhood of Mill Race Creek is just the one you've been waiting for. It's tucked away in a quiet neighborhood, but is just minutes from schools, parks, shopping, restaurants, main roads, & even a golf course! It has been meticulously maintained by the original owner. The kitchen has been updated with white cabinets, stainless steel appliances, & granite countertops. All 4 baths have been recently updated. Fresh paint and carpet throughout. 1st flr laundry, & bdrm that can also be used for a home office. Full basement w/high ceilings, oversized corner lot, oversized 2 1/2 car garage & a 24' x 12' concrete patio. Just move in and enjoy!

Last Agent to Sell the Property

Kariann Ellis

L.W. Reedy Real Estate License #475124093 Listed on: 06/09/2021

L.W. Reedy Real Estate

Last Buyer's Agent

Justin Kreis

Charles Rutenberg Realty of IL License #475157584

Charles Rutenberg Realty of IL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,385

Year Built

  • Built in 1996

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 100x39x75x125x100
  • Paved or Partially Paved Lot

HOA Fees

  • $45 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,777 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Bay Window
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Property is near a park

Listing and Financial Details

  • Senior Tax Exemptions
  • Senior Freeze Tax Exemptions

Community Details

Overview

  • Mill Race Creek Subdivision
  • Community Lake

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,385

Year Built

Built in 1996

Lot Details

0

HOA Fees

$45 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Race Creek
  • Year Built: 1996
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Bedroom, 1st Floor Laundry, Walk-In Closet(s), Open Floorplan, Granite Counters, Separate Dining Room
  • LivingArea: 2777
  • Other Equipment: Humidifier, Sump Pump
  • Room Type: Eating Area, Foyer, Walk In Closet
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2777
  • Basement Description: Unfinished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 1506
  • Fireplace Location: Family Room
  • Total Sq Ft: 1506
  • Unfinished Basement Sq Ft: 1506
  • Window Features: Bay Window(s)
  • Bedroom 2 Flooring: Carpet
  • Dining Room Flooring: Carpet
  • Kitchen Flooring: Hardwood
  • Kitchen: Eating Area-Table Space,Island,Granite Counters,Updated Kitchen
  • Living Room Flooring: Carpet
  • MRD_MBB: Full,Double Sink,Whirlpool & Sep Shwr
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Dimensions: 22X16
  • Bedroom 3 Flooring: Carpet
  • Laundry Flooring: Ceramic Tile
  • Family Room Flooring: Carpet
  • Bedroom 4 Flooring: Carpet

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 384900
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Brick

Garage/Parking

  • Garage Spaces: 2.5
  • Number of Cars: 2.5
  • Driveway: Concrete
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 540
  • Association Fee Frequency: Annually
  • Community Features: Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.286
  • Lot Dimensions: 100X39X75X125X100
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 8384.84
  • Tax Year: 2020
  • Tax Exemptions: Senior,Senior Freeze

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2021
Closed on
Sep 1, 2021
Sold by
Green Jerry A
Bought by
Johnson Eugene Howland and Wise Drew
Seller's Agent
Kariann Ellis
L.W. Reedy Real Estate
Buyer's Agent
Justin Kreis
Charles Rutenberg Realty of IL
List Price
$389,900
Sold Price
$380,000
Premium/Discount to List
-$9,900
-2.54%
Current Estimated Value
$483,371

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$103,371
Avg. Annual Appreciation
6.36%
Original Mortgage
$340,252
Outstanding Balance
$311,622
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$169,293

Purchase Details

Closed on
Sep 1, 1995
Bought by
Green Jerry A

Purchase Details

Closed on
Oct 1, 1992
Bought by
Oliver-Hoffmann Corp
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson Eugene Howland $380,000 Chicago Title
Green Jerry A $44,000 --
Oliver-Hoffmann Corp $471,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Johnson Eugene Howland $340,252
Previous Owner Green Jerry A $115,980
Previous Owner Green Jerry A $132,470
Previous Owner Green Jerry A $147,193
Closed Oliver-Hoffmann Corp --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2021 09/20/21 Sold $380,000 -2.5% $137 / Sq Ft
07/17/2021 07/17/21 Pending -- -- --
06/09/2021 06/09/21 For Sale $389,900 -- $140 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,077 $143,648 $29,094 $114,554
2023 $10,580 $131,787 $26,692 $105,095
2022 $10,580 $123,166 $24,946 $98,220
2021 $8,303 $111,969 $22,678 $89,291
2020 $8,385 $103,675 $20,998 $82,677
2019 $8,518 $99,738 $20,998 $78,740
2018 $9,222 $106,175 $24,292 $81,883
2017 $9,338 $102,092 $23,358 $78,734
2016 $9,165 $99,119 $22,678 $76,441
2015 $9,843 $96,232 $22,017 $74,215
2014 -- $91,650 $20,969 $70,681
2013 -- $92,576 $21,181 $71,395
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11116315

Midwest Real Estate Data (MRED)

APN: 03-09-276-001