Seller's Agent in 2024
Michelle Sather
Mode 1 Real Estate LLC
(630) 247-8428
66 in this area
207 Total Sales
527 Cardinal Ave Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $557,199 - $614,000
4
Beds
2.5
Baths
3,572
Sq Ft
$161/Sq Ft
Est. Value
Highlights
- Gated Community
- Waterfront
- Clubhouse
- Churchill Elementary School Rated A-
- Community Lake
- Property is near a park
About This Home
As of September 2024BUILDER MODEL AVAILABLE FOR QUICK CLOSE! Are you looking for the home that will take your breath away, the special one that will stop you in your tracks? Well we have the perfect home for you. This isn't just any home on the market today. This is an exquisite builder model with the most meticulously appointed details throughout. When Town and Country Homes built this house, they did it with the intent to impress the home buyers. The Spectacular Bid is one of the most popular homes in the Preakness Series still today. Our buyers fawn over the open, flowing floor plan, the generous sized bedrooms, the enormous bonus room, and love the 3 car garage equipped for your Tesla/EV, 2nd floor laundry, and gourmet kitchen. We invite you to come and view this treasure of a home and we envy the buyer who has the opportunity to live in luxury! Here are a few additional details: 3572 sq ft.* 4 bed * 2.1 bath * 3 car garage* Gourmet kitchen upgrade* Double oven* Built in range* SS appliances* Dual Zone AC* Pantry* Island* Granite* 42" mahogany cabinetry w/roll out shelving* Brazilian cherry hw flooring with herringbone installation * Surround sound throughout entire home* Built in dry bar, entertainment center, book cases* Crown molding* Plantation shutters* French door to custom patio overlooking pond and bike path* New roof* French Quarter New Orleans style 2 story front porch* Custom beams in master en suite vaulted ceiling* Huge closet w/luxurious upgraded lighting* Master Ultra bath upgrade* Separate shower, soaker tub, dual vanity, linen closet, water closet* Upgraded fixtures* Full basement* Can lighting throughout * 2nd floor laundry* Enormous bonus room w/ mahogany built in book case/media niche* 9ft ceilings* Special order mahogany wood & iron railings * Home office* Storage shelving* *Churchill club amenities, pool, clubhouse, volleyball-basketball-pickleball-tennis, parks* Historic Downtown Oswego, shops, dining, recreation* 3 Onsite Schools* .........Everything you could ever want is right here waiting for you! Schedule your appointment today and be sure not to let this one slip away!
Last Agent to Sell the Property
Mode 1 Real Estate LLC License #471019230 Listed on: 07/25/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,349
Year Built
- Built in 2004
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 62x125
- Waterfront
- Wetlands Adjacent
- Fenced Yard
- Paved or Partially Paved Lot
HOA Fees
Parking
- 3 Car Attached Garage
- Garage Transmitter
- Tandem Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,572 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Gas Log Fireplace
- Tilt-In Windows
- Family Room with Fireplace
- Formal Dining Room
- Den
- Bonus Room
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Unfinished Attic
- Storm Screens
Kitchen
- Breakfast Bar
- Double Oven
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Dual Sinks
- Separate Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
- Sink Near Laundry
Outdoor Features
- Balcony
- Patio
- Porch
Location
- Property is near a park
Schools
- Churchill Elementary School
- Plank Junior High School
- Oswego East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, exercise facilities, pool
- Patty Deering Association, Phone Number (815) 886-0953
- Churchill Club Subdivision, Spectacular Bid Floorplan
- Property managed by Associa Chicagoland
- Community Lake
Recreation
- Tennis Courts
- Community Pool
Additional Features
- Clubhouse
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2024
Closed on
Aug 23, 2024
Sold by
Rodarte Barbara S
Bought by
Stevens Nathan D and Stevens Jessica L
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Marilyn Knotts
Wheatland Realty
List Price
$549,900
Sold Price
$540,000
Premium/Discount to List
-$9,900
-1.8%
Views
107
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,800
Avg. Annual Appreciation
6.38%
Original Mortgage
$477,000
Interest Rate
7.13%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 26, 2015
Closed on
Jun 19, 2015
Sold by
Whiteaker Stephen C and Whiteaker Patrica A
Bought by
Rodarte Barbara S
Seller's Agent
Brian Hauser
Charles Rutenberg Realty of IL
Buyer's Agent
Anthony Giannone
Mid-America Realty & Investment
List Price
$329,900
Sold Price
$310,000
Premium/Discount to List
-$19,900
-6.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.16%
Original Mortgage
$232,500
Interest Rate
3.82%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 6, 2007
Sold by
Hovstone Properties Illinois Llc
Bought by
Whiteaker Stephen C and Whiteaker Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.71%
Mortgage Type
Credit Line Revolving
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Stevens Nathan D | $540,000 | First American Title | |
| Rodarte Barbara S | $310,000 | Fidelity National Title | |
| Whiteaker Stephen C | $353,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Stevens Nathan D | $477,000 | |
| Previous Owner | Rodarte Barbara S | $232,500 | |
| Previous Owner | Whiteaker Stephen C | $50,000 | |
| Previous Owner | Whiteaker Stephen C | $278,485 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/27/2024 09/27/24 | Sold | $540,000 | +1.9% | $151 / Sq Ft |
| 08/21/2024 08/21/24 | Pending | -- | -- | -- |
| 07/27/2024 07/27/24 | Price Changed | $529,900 | -3.6% | $148 / Sq Ft |
| 07/12/2024 07/12/24 | For Sale | $549,900 | +77.4% | $154 / Sq Ft |
| 06/19/2015 06/19/15 | Sold | $310,000 | -4.6% | $87 / Sq Ft |
| 05/08/2015 05/08/15 | Pending | -- | -- | -- |
| 03/16/2015 03/16/15 | Price Changed | $324,900 | -1.5% | $91 / Sq Ft |
| 02/26/2015 02/26/15 | For Sale | $329,900 | -- | $92 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,766 | $164,641 | $31,973 | $132,668 |
| 2023 | $11,636 | $147,001 | $28,547 | $118,454 |
| 2022 | $11,636 | $134,863 | $26,190 | $108,673 |
| 2021 | $10,652 | $119,842 | $24,477 | $95,365 |
| 2020 | $10,535 | $117,492 | $23,997 | $93,495 |
| 2019 | $10,980 | $120,384 | $23,997 | $96,387 |
| 2018 | $10,851 | $117,060 | $27,270 | $89,790 |
| 2017 | $10,600 | $109,402 | $25,486 | $83,916 |
| 2016 | $10,162 | $103,698 | $24,157 | $79,541 |
| 2015 | $10,275 | $100,191 | $23,340 | $76,851 |
| 2014 | -- | $94,520 | $22,019 | $72,501 |
| 2013 | -- | $95,043 | $22,141 | $72,902 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Sather
-
Marilyn Knotts
Buyer's Agent in 2024
Marilyn Knotts
Wheatland Realty
(815) 440-0559
1 in this area
65 Total Sales
-
Brian Hauser
Seller's Agent in 2015
Brian Hauser
Charles Rutenberg Realty of IL
(630) 551-7868
3 in this area
86 Total Sales
-
A
Buyer's Agent in 2015
Anthony Giannone
Mid-America Realty & Investment
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12109719
APN: 03-10-456-002
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