$172,500
SOLD OCT 22, 2025

527 Charles St Schenectady, NY 12302

2 Beds
1 Bath
1,296 Sq Ft
0.26 Acres

Recently Sold

$133 Per Sq Ft

8% Above List Price

4 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Bathroom on Main Level
  • Wood Flooring
  • Living Room
  • Forced Air Heating System

About This Home

As of October 2025

Looking for a chance to gain instant equity? 527 Charles St in Scotia is a unique opportunity for buyers seeking a home with character, space, and strong upside. This 2-bedroom, 1-bath home offers 1,296 sq ft of living space plus a finished attic that can easily serve as a third bedroom, office, or flexible bonus retreat. Set on a desirable corner lot, the property includes a detached garage and rare off-street parking for up to six vehicles—ideal for guests, work trucks, or recreational equipment. A generous side yard provides plenty of room for gardening, play, or entertaining while still maintaining privacy, giving you outdoor flexibility rarely found in a village setting.
Inside, hardwood floors grace the living room, while the kitchen and bathroom feature durable tile for easy upkeep. The kitchen is equipped with stainless steel appliances, combining modern convenience with timeless appeal. Bedrooms are carpeted, with the possibility of hardwood floors underneath, offering potential to restore even more character and value. Original woodwork highlights the home's charm, and the layout provides flexibility for today's lifestyle. All major mechanicals are on and functioning, including a newer furnace. Please note that the power is currently off and will be turned on within the week. Once reactivated, the home could be move-in ready, and with a thorough cleaning and cosmetic updates, buyers will have the chance to personalize and gain instant equity. The finished attic expands usable space, providing versatility beyond the two traditional bedrooms.
Located in the sought-after Scotia-Glenville School District, this home is close to Collins Park, Jumpin' Jack's, restaurants, shopping, and major commuter routes into Schenectady, Albany, and the greater Capital Region. Whether you're a first-time buyer tired of renting or an investor looking for a property with strong fundamentals, 527 Charles St offers comfort, functionality, and room to grow.

Last Agent to Sell the Property

Angela Gonyo

Wolf River Real Estate, LLC License #10491207930 Listed on: 08/28/2025

Last Buyer's Agent

Scott Film

Scott Film Realty, LLC License #49FI0903791

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,572

Year Built

  • Built in 1917

Lot Details

  • 0.26 Acre Lot

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Wood Siding

Interior Spaces

  • 1,296 Sq Ft Home
  • Living Room
  • Dining Room
  • Oven
  • Washer and Dryer
  • Unfinished Basement

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Schools

  • Scotia-Glenville High School

Utilities

  • No Cooling
  • Forced Air Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 27.000 / 3
  • Assessor Parcel Number 422289 38.11-3-27

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,572

Year Built

Built in 1917

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1917
  • Directions: From Colonie, take I-890 W toward Schenectady. Use Exit 4C for Washington Ave, then merge onto NY-5 W (State St). Continue through Schenectady into Scotia, turn right on Mohawk Ave, then left on Charles St. Home will be on the corner. Approx. 20-25 min drive.
  • Above Grade Finished Sq Ft: 1296.0
  • Architectural Style: Cape Cod
  • Lot Size Acres: 0.26
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Other Room Level: Second
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Architectural Style:Cape Cod: Yes
  • Directions Remarks: Agent to Agent Remarks: Conventional loan would be fine. FHA won't work. Power will be turned on within the week
  • Directions Remarks: Public Remarks: Looking for a chance to gain instant equity? 527 Charles St in Scotia is a unique opportunity for buyers seeking a home with character, space, and strong upside. This 2-bedroom, 1-bath home offers 1,296 sq ft of living space plus a finished attic that can easily serve as a third bedroom, office, or flexible bonus retreat. Set on a desirable corner lot, the property includes a detached garage and rare off-street parking for up to six vehicles—ideal for guests, work trucks, or recreational equipment. A generous side yard provides plenty of room for gardening, play, or entertaining while still maintaining privacy, giving you outdoor flexibility rarely found in a village setting. Inside, hardwood floors grace the living room, while the kitchen and bathroom feature durable tile for easy upkeep. The kitchen is equipped with stainless steel appliances, combining modern convenience with timeless appeal. Bedrooms are carpeted, with the possibility of hardwood floors underneath, offering potential to restore even more character and value. Original woodwork highlights the home's charm, and the layout provides flexibility for today's lifestyle. All major mechanicals are on and functioning, including a newer furnace. Please note that the power is currently off and will be turned on within the week. Once reactivated, the home could be move-in ready, and with a thorough cleaning and cosmetic updates, buyers will have the chance to personalize and gain instant equity. The finished attic expands usable space, providing versatility beyond the two traditional bedrooms. Located in the sought-after Scotia-Glenville School District, this home is close to Collins Park, Jumpin' Jack's, restaurants, shopping, and major commuter routes into Schenectady, Albany, and the greater Capital Region. Whether you're a first-time buyer tired of renting or an investor looking for a property with strong fundamentals, 527 Charles St offers comfort, functionality, and room to grow.
  • Special Features: None

Interior Features

  • Flooring: Tile, Carpet, Hardwood
  • Basement: Unfinished
  • Appliances: Electric Water Heater, Oven, Refrigerator, Washer/Dryer
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 1296.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Appliances:Electric Water Heater: Yes
  • Appliances:WasherDryer: Yes
  • Appliances:Oven: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Construction Type: Wood Siding
  • Waterfront: No
  • Construction Materials:Wood Siding: Yes
  • Exterior Features:Drive-Paved: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Paved, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Forced Air
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Scotia Glenville

Lot Info

  • Parcel #: 422289 38.11-3-27
  • Lot Size Sq Ft: 11325.6

Tax Info

  • Tax Annual Amount: 4572.14
  • Tax Block: 3
  • Tax Lot: 27.000

MLS Schools

  • HighSchool: Scotia-Glenville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2025
Closed on
Oct 27, 2025
Sold by
527 Charles Street Land Trust and Choudry Saqib
Bought by
Brock Troy
Seller's Agent
Angela Gonyo
Wolf River Real Estate, LLC
Buyer's Agent
Scott Film
Scott Film Realty, LLC
List Price
$159,999
Sold Price
$172,500
Premium/Discount to List
$12,501
7.81%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.46%
Original Mortgage
$163,875
Outstanding Balance
$163,875
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$5,602

Purchase Details

Closed on
May 14, 2025
Sold by
Carr Murray
Bought by
527 Charles Street Land Trust and Choudry

Purchase Details

Closed on
Jul 1, 2019
Sold by
Sokol Mark M and Sokol Brenda L
Bought by
Sokol Brenda L

Purchase Details

Closed on
Aug 16, 1994
Sold by
Babin Dennis G
Bought by
Sokol Mark M and Sokol Brenda L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $172,000 None Listed On Document
Referees Deed $80,000 Legacy Title
Referees Deed $80,000 Legacy Title
Interfamily Deed Transfer -- None Available
Land Contract $73,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $163,875 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/22/2025 10/22/25 Sold $172,500 +7.8% $133 / Sq Ft
09/01/2025 09/01/25 Pending -- -- --
08/28/2025 08/28/25 For Sale $159,999 -- $123 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,191 $129,600 $18,100 $111,500
2023 $5,082 $129,600 $18,100 $111,500
2022 $5,085 $129,600 $18,100 $111,500
2021 $5,036 $129,600 $18,100 $111,500
2020 $5,045 $129,600 $18,100 $111,500
2019 $2,347 $129,600 $18,100 $111,500
2018 $4,765 $129,600 $18,100 $111,500
2017 $4,572 $129,600 $18,100 $111,500
2016 $4,597 $129,600 $18,100 $111,500
2015 -- $129,600 $18,100 $111,500
2014 -- $129,600 $18,100 $111,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202524717

Global MLS

APN: 038-011-0003-027-000-0000