$948,900
SOLD OCT 6, 2025

527 Indigo Loop Miramar Beach, FL 32550

3 Beds
2.5 Baths
2,837 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$334 Per Sq Ft

2% Below List Price

73 Days on Market

Highlights

  • Screened Pool
  • Fishing
  • Newly Painted Property
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Cathedral Ceiling

About This Home

As of October 2025

This beautifully updated home in the gated golf community of Emerald Bay. Featuring 3 spacious bedrooms, 2.5 baths & a study, Inside discover soaring 10- and 12-foot ceilings in the formal dining and living areas, creating an airy and open feel. The fully remodeled kitchen is a chef's delight offering ample space for both cooking and entertaining. Enjoy casual mornings in the breakfast nook with a cozy fireplace. Primary suite is generously sized and includes dual closets, a private sitting area, and direct access to a screened lanai. The outdoor space is truly a retreat, with a large pool, spa, new pool heater, and expansive deck-perfect for relaxation. Some of the many renovations included: new HVAC, new Rheem hot water heater and remodeled kitchen. Brand new roof! Sold totally furnish

Last Agent to Sell the Property

Laurie Hollowell

Keller Williams Realty Destin License #Bk692278 Listed on: 06/09/2025

Keller Williams Realty Destin

Co-Listed By

Jim Meeker

Keller Williams Realty Destin License #3084671

Last Buyer's Agent

Rebekah Mayhue

1 Percent Lists Florida Coast License #3542447

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,361

Year Built

  • Built in 1993

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 89x112x89x109
  • Property fronts a private road
  • Coastal Barrier Zone
  • Interior Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $78 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Carport

Home Design

  • Mediterranean Architecture
  • Newly Painted Property
  • Exterior Columns
  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,837 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Gas Fireplace
  • Plantation Shutters
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Screened Porch
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Dryer

Kitchen

  • Breakfast Room
  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Spa
  • Gunite Pool

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 30-2S-21-42910-00I-0040

Community Details

Overview

  • Association fees include accounting, licenses/permits, management, security
  • Emerald Bay Ph 1A Subdivision
  • The community has rules related to covenants

Recreation

  • Tennis Courts
  • Community Pool
  • Fishing

Additional Features

  • Recreation Room
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,361

Year Built

Built in 1993

Lot Details

0

HOA Fees

$78 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 89x112x89X109
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EKW1
  • Co List Office Phone: 850-654-2900
  • Subdivision Name: EMERALD BAY PH 1A
  • Directions: From Hwy 98, head north on Emerald Bay Drive. travel through guard gate, and take a right on Indigo Loop at the stop sign. Property will be on the right.
  • Architectural Style: Mediterranean
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1993
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Breakfast Room: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Underground: Yes
  • Rooms:Family Room: Yes
  • Rooms:Office2: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Tnkls
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor WW Carpet, Floor WW Carpet New
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Vaulted, Lighting Recessed, Lighting Track, Newly Painted, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Plantation Shutters, Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Lighting Track: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Floor WW Carpet New: Yes

Exterior Features

  • Lot Features: Covenants, Interior, Restrictions, Survey Available, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Frame, Stucco
  • Exterior Features: Columns, Hot Tub, Lawn Pump, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System
  • Patio And Porch Features: Patio Covered, Patio Enclosed, Porch Screened
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Patio Enclosed: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water, Underground

Condo/Co-op/Association

  • Community Features: Community Room, Fishing, Gated Community, Pets Allowed, Pool, Tennis
  • Association #2 Fee: 232.81
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Licenses/Permits, Management, Security

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel #: 30-2S-21-42910-00I-0040
  • Zoning: Resid Single Family
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 5361.33
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2025
Closed on
Oct 6, 2025
Sold by
Lease Edward L and Wisham-Lease Bette Angela
Bought by
Duncan James W and Duncan Linda J
Seller's Agent
Laurie Hollowell
Keller Williams Realty Destin
Buyer's Agent
Rebekah Mayhue
1 Percent Lists Florida Coast
List Price
$968,900
Sold Price
$948,900
Premium/Discount to List
-$20,000
-2.06%
Views
40

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-13.20%
Original Mortgage
$759,120
Outstanding Balance
$759,120
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$179,095

Purchase Details

Listed on
May 2, 2022
Closed on
Apr 15, 2022
Sold by
Karin Snyder Family Property Trust
Bought by
Lease Edward L and Wisham-Lease Bette Angela
Seller's Agent
The Ketchersid Team
Corcoran Reverie Destin
Buyer's Agent
The Ketchersid Team
Corcoran Reverie Destin
List Price
$586,000
Sold Price
$586,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.86%
Original Mortgage
$439,500
Interest Rate
3.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 7, 2022
Sold by
Snyder Karin I
Bought by
Karin Snyder Family Property Trust
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $948,900 Beach Land And Title Services,
Warranty Deed $586,000 New Title Company Name
Warranty Deed $586,000 New Title Company Name
Quit Claim Deed -- Westfall Law Firm Pa
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $759,120 New Conventional
Previous Owner $439,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/06/2025 10/06/25 Sold $948,900 -2.1% $334 / Sq Ft
08/21/2025 08/21/25 Pending -- -- --
06/09/2025 06/09/25 For Sale $968,900 +65.3% $342 / Sq Ft
05/02/2022 05/02/22 For Sale $586,000 0.0% $207 / Sq Ft
04/15/2022 04/15/22 Sold $586,000 -- $207 / Sq Ft View Prior Sale
03/04/2022 03/04/22 Pending -- -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,187 $586,944 $161,000 $425,944
2023 $5,187 $570,840 $161,000 $409,840
2022 $2,416 $318,991 $0 $0
2021 $2,447 $309,700 $0 $0
2020 $2,490 $422,368 $93,858 $328,510
2019 $2,589 $298,557 $0 $0
2018 $2,549 $292,990 $0 $0
2017 $2,476 $286,964 $0 $0
2016 $2,442 $281,062 $0 $0
2015 $2,463 $279,108 $0 $0
2014 $2,476 $276,893 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 978349

Emerald Coast Association of REALTORS®

APN: 30-2S-21-42910-00I-0040