$379,900
UNDER CONTRACT

527 Theresa St Clayton, NY 13624

Estimated payment $2,383/month

Total Views 827
4 Beds
2 Baths
2,157 Sq Ft
$176 Price per Sq Ft

Highlights

  • River Access
  • 1 Fireplace
  • Home fronts a stream
  • Wood Flooring
  • Views
  • 4-minute walk to Centennial Park

About This Home

Welcome to this charming Village of Clayton multi-unit home with views of the St. Lawrence River, perfectly situated across from French Bay! Whether you’re looking to rent out both units, live in one while earning income from the other, or convert it into a spacious single-family residence—the possibilities are endless.

Each level offers 2 bedrooms and 1 bath, along with a cozy porch where you can relax and enjoy the river breeze. Recent updates give you peace of mind: a fully insulated garage (2018), new siding with insulation and windows (2017), and the roof (2016).

From this prime location, you’ll love being able to walk to everything Clayton has to offer—the Boat Yard across the street, Wood Boat Brewery, the Antique Boat Museum, plus year-round events like Punkin Chunkin’, the Christmas Parade, and the famous Boat Show. And with several marinas in French Bay, imagine docking your boat and strolling home after a perfect day on the water.

Listing Agent

Brittney Umstead

Listing by Realty by the River, Inc. License #10311210540 Listed on: 09/10/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,304

Year Built

  • Built in 1940

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 50x165
  • Home fronts a stream
  • Rectangular Lot

Parking

  • 2 Car Garage
  • Common or Shared Parking

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,157 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Basement Fills Entire Space Under The House
  • Property Views

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • River Access

Utilities

  • Baseboard Heating
  • Electric Water Heater

Community Details

  • 2 Units
  • 2 Separate Gas Meters

Listing and Financial Details

  • Tax Lot 20
  • Assessor Parcel Number 223201-020-046-0002-020-000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,304

Year Built

Built in 1940

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Rent Includes: Other, See Remarks
  • Year Built: 1940
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Get on State street in Clayton, take a right turn onto Theresa St., home will be on the right.
  • Flooring: Carpet, Ceramic Tile, Hardwood, Laminate, Varies
  • Garage Yn: Yes
  • Year Built Details: Existing
  • Special Features: 4224

Interior Features

  • Appliances: Electric Water Heater
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Stories: 1

Exterior Features

  • Acres: 0.19
  • View: Yes
  • Waterfront Features: River Access, Stream
  • Waterfront: No
  • Construction Type: Other, Vinyl Siding
  • Exterior Features: Propane Tank - Leased

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Common, Paved

Utilities

  • Heating: Oil, Baseboard
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Thousand Islands

Lot Info

  • Parcel Number: 223201-020-046-0002-020-000
  • Lot Dimensions: 50X165
  • Lot Size Sq Ft: 8276.0
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2

Tax Info

  • Tax Annual Amount: 4304.0
  • Tax Lot: 20

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,179 $240,000 $29,500 $210,500
2023 $4,930 $240,000 $29,500 $210,500
2022 $3,725 $130,000 $16,000 $114,000
2021 $3,698 $130,000 $16,000 $114,000
2020 $2,772 $130,000 $16,000 $114,000
2019 $3,069 $130,000 $16,000 $114,000
2018 $3,069 $130,000 $16,000 $114,000
2017 $2,901 $130,000 $16,000 $114,000
2016 $2,645 $115,000 $16,000 $99,000
2015 -- $115,000 $16,000 $99,000
2014 -- $115,000 $16,000 $99,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2025 09/10/25 For Sale $379,900 -- $176 / Sq Ft
Source: Jefferson-Lewis Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $45,000 Unknown
Closed $25,000 Unknown
Closed $35,300 Unknown
Closed $15,000 Unknown
Source: Public Records

Source: Jefferson-Lewis Board of REALTORS®

MLS Number: S1636505

Jefferson-Lewis Board of REALTORS®

APN: 223201-020-046-0002-020-000