$459,000
SOLD OCT 17, 2025

5278 Black Locust Dr Frederick, MD 21703

3 Beds
3.5 Baths
1,984 Sq Ft
$151/mo HOA Fee

Recently Sold

$231 Per Sq Ft

2% Below List Price

103 Days on Market

Highlights

  • Gourmet Kitchen
  • Open Floorplan
  • Upgraded Countertops
  • Ballenger Creek Elementary Rated A-
  • Colonial Architecture
  • Community Pool

About This Home

As of October 2025

*** 2.99% ASSUMABLE MORTGAGE *** Welcome to 5278 Black Locust Drive! This 4-story, modern townhome is nestled in the Ballenger Run community. A sun-soaked home with 3 bedrooms, 3.5 bath and a rooftop terrace, this Clarendon model offers an open floor plan with many upgraded selections throughout. Elegant and durable luxury vinyl plank flooring runs throughout the living areas, with brand new carpet in bedrooms, stairs and entry level family room. Each of the 3 bedrooms offer a full en-suite bathroom and a walk-in closet. Laundry (washer and dryer included) is located on the bedroom level. Access the rooftop terrace from the top level, 3rd bedroom for ultimate privacy and expansive views. The rear-load garage provides private parking and offers a personal EV charging station for at-home vehicle charging! Additional parking available in driveway and parking lot. Ballenger Run is located just outside the city limits of Frederick and EXEMPT from city taxes, with easy access to local amenities, schools, parks and commuter routes. Community amenities include a beautiful community center, outdoor pool, fitness center and party room available to host friends and family for larger events, as well as lawn care and snow removal.

Last Agent to Sell the Property

Jessica Doyle

(240) 446-3431 jessiedoyle.realtor@gmail.com Charis Realty Group License #647568 Listed on: 06/02/2025

Charis Realty Group

Co-Listed By

Trish Mills

(301) 748-0434 team@trishmillsteam.com Charis Realty Group

Last Buyer's Agent

Jordan Lopez

jordanlopez4457@gmail.com Fairfax Realty Premier

Fairfax Realty Premier

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,342

Year Built

  • Built in 2021

Lot Details

  • 1,600 Sq Ft Lot
  • East Facing Home
  • Property is in excellent condition

HOA Fees

  • $151 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 1 Driveway Space
  • Electric Vehicle Home Charger
  • Rear-Facing Garage
  • Garage Door Opener
  • Parking Lot

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,984 Sq Ft Home
  • Property has 4 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Storage Room
  • Utility Room

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Accessible Home Design

  • Level Entry For Accessibility

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 171
  • Assessor Parcel Number 1128596118
  • $300 Front Foot Fee per year

Community Details

Overview

  • Built by Ryan Homes
  • Ballenger Run Subdivision, Clarendon Attic Floorplan

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,342

Year Built

Built in 2021

Lot Details

0

HOA Fees

$151 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2, Upper 3
  • Federal Flood Zone: No
  • Year Built: 2021
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Stainless Steel Appliances, Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Gas, Refrigerator, Washer
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Kitchen - Gourmet, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s)
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Permanent
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Storage Room, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Has Laundry, Upper Floor
  • Total Sq Ft: 1984
  • Living Area Sq Ft: 1984
  • Price Per Sq Ft: 231.35
  • Above Grade Finished Sq Ft: 1984
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 4
  • Upper Level Bathrooms: 1.00
  • Upper Level 2 Bathrooms: 2.00
  • Upper Level 3 Bathrooms: 1.00
  • Upper Level 3 Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Vinyl Siding, Mixed
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Electric Vehicle Charging Station(s), Paved Driveway, Paved Parking
  • Garage Features: Built In, Garage - Rear Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Parking Lot
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 151.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1600.00
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL
  • In City Limits: No

Building Info

  • Builder Name: Ryan Homes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4342.00
  • Assessor Parcel Number: 1128596118
  • Tax Lot: 171
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Front Foot Fee: 300.00

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2025
Closed on
Oct 17, 2025
Sold by
Ray Joshua
Bought by
Paul Kennedy
Seller's Agent
Jessica Doyle
Charis Realty Group
Buyer's Agent
Jordan Lopez
Fairfax Realty Premier
List Price
$469,000
Sold Price
$459,000
Premium/Discount to List
-$10,000
-2.13%
Views
116

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.22%
Original Mortgage
$436,050
Outstanding Balance
$436,050
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$21,708

Purchase Details

Closed on
Nov 5, 2020
Sold by
Nvr Inc
Bought by
Ray Joshua

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,118
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 15, 2020
Sold by
Sed Maryland Development Llc
Bought by
Nvr Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $459,000 Clear Title
Deed $342,320 Nvr Setmnt Svcs Of Md Inc
Deed $500,333 Nvr Settlement Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $436,050 New Conventional
Previous Owner $336,118 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $459,000 0.0% $231 / Sq Ft
09/13/2025 09/13/25 Pending -- -- --
09/12/2025 09/12/25 Price Changed $459,000 -1.3% $231 / Sq Ft
08/06/2025 08/06/25 Price Changed $464,900 -0.8% $234 / Sq Ft
07/04/2025 07/04/25 Price Changed $468,500 -0.1% $236 / Sq Ft
06/02/2025 06/02/25 For Sale $469,000 -- $236 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,199 $379,700 $95,000 $284,700
2024 $4,199 $355,300 -- --
2023 $3,836 $330,900 $0 $0
2022 $3,648 $306,500 $100,000 $206,500
2021 $3,579 $293,033 $0 $0
2020 $929 $80,000 $0 $0
2019 $813 $70,000 $70,000 $0
2018 $820 $70,000 $70,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2065226

Bright MLS

APN: 28-596118