NOT LISTED FOR SALE

528 Garrard St Unit A Covington, KY 41011

Downtown Covington Neighborhood

Estimated Value: $292,126

1 Bed
1.5 Baths
1,180 Sq Ft
-- Built

Sale Details

Date Sold: January 31, 2025

Last sale price $260,000 $220 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $2,080 / mo

5 Days on Market

Highlights

  • Fireplace in Kitchen
  • High Ceiling
  • Neighborhood Views
  • Wood Flooring
  • Granite Countertops
  • 4-minute walk to Randolph Park

About This Home

As of January 2025

Old world charm in the 1 bedroom condo in the heart of the Licking Riverside neighborhood. Modern updates include granite counters, island, stainless steel appliances and a pantry. Primary bedroom has walk-in closet, attached bathroom, laundry and custom blinds. Assigned off street oarking and extra basement storage. HVAC new in 2021.

Last Agent to Sell the Property

Jan Meyer

J.A. Trautmann, Inc. License #201134 Listed on: 12/26/2024

Last Buyer's Agent

Scott Oyler

Coldwell Banker Realty License #208503

Coldwell Banker Realty
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Property Details

Home Type

  • Condominium

HOA Fees

  • $201 Monthly HOA Fees

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,180 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Woodwork
  • High Ceiling
  • Recessed Lighting
  • Picture Window
  • Wood Frame Window
  • Pocket Doors
  • Panel Doors
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Storage
  • Neighborhood Views
  • Unfinished Basement
  • Basement Storage

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal
  • Fireplace in Kitchen

Flooring

  • Wood
  • Carpet
  • Concrete

Bedrooms and Bathrooms

  • 1 Bedroom
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • Off-Street Parking
  • Assigned Parking

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • Historic Home

Listing and Financial Details

  • Assessor Parcel Number 854-23-25-001.01

Community Details

Overview

  • Association fees include association fees, ground maintenance, maintenance structure, insurance
  • Salmon P Chase Historical Condominium Co Association, Phone Number (513) 236-4354
  • On-Site Maintenance

Pet Policy

  • Cats Allowed

Property Details

Home Type

Condominium

Lot Details

0 Sq Ft Lot

HOA Fees

$201 per month

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Condominium
  • Lot Size: condo
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: 4th Street to right on Garrard, corner of Garrard and 6th Street
  • Architectural Style: Historic, Historic Registry
  • New Construction: No
  • Property Attached Yn: Yes
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: condo
  • General Property Description:Approx SqFt2: 1180.0
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water District
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Living Area: 1180.0
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 854-23-25-001.01
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Room Type:Living Room4: Yes
  • Foundation:Stone3: Yes
  • Utilities:Water Available: Yes
  • Condo Information:Entry Level: 1
  • Pets Allowed:Pets Allowed: Yes
  • Condo Information:Elevator(s)2: No
  • Architecture:Historic: Yes
  • Pets Allowed:Cats OK: Yes
  • Electric 220 Volts: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Kitchen Island, Walk-In Closet(s), Storage, Pantry, Granite Counters, Entrance Foyer, Eat-in Kitchen, Breakfast Bar, Built-in Features, High Ceilings, Multi Panel Doors, Natural Woodwork, Recessed Lighting
  • Basement: Storage Space, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Flooring: Concrete
  • Entry Level: 1
  • Property Type: Residential
  • Pets Allowed: Cats OK
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Disposal, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace: No
  • Living Area: 1180.0
  • Window Features: Picture Window(s), Wood Frames
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Basement:Unfinished2: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Dining Room Features:Hardwood Floors4: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Basement:Storage Space: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Living Room Features:Fireplace(s): Yes
  • Interior Features:Breakfast Bar2: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Kitchen Features:Hardwood Floors10: Yes
  • Interior Features:Recessed Lighting: Yes
  • Kitchen Features:Recessed Lighting3: Yes
  • Dining Room Features:Built-in Features: Yes
  • Interior Features:Pocket Door(s): Yes
  • Kitchen Features:Fireplace(s)3: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Porch
  • Construction Materials:Brick2: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Picture Window(s): Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Assigned, Off Street
  • Parking Features:Off Street2: Yes
  • Condo Information:Direct Entry Garage-Unit: No
  • Condo Information:Direct Entry Garage-Building: No
  • Parking Features:Assigned: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts
  • Utilities: Cable Available, Natural Gas Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 200.93
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Salmon P Chase Historical Condominium Co
  • Association Information:Association Management Phone 1: 513-236-4354
  • Association Information:Total Yearly Fees: 2411.16
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Insurance2: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Information:Association Fee: 200.93
  • Association Information:Association Fee Frequency: Monthly
  • Association Fee Includes:Maintenance Structure: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Maintenance Structure, Insurance

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 26, 2024
Closed on
Jan 31, 2025
Sold by
Knueven Marie E
Bought by
Seller's Agent
Jan Meyer
J.A. Trautmann, Inc.
Buyer's Agent
Scott Oyler
Coldwell Banker Realty
List Price
$269,000
Sold Price
$260,000
Premium/Discount to List
-$9,000
-3.35%
Views
21
Current Estimated Value
$292,126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,126
Avg. Annual Appreciation
7.46%

Purchase Details

Listed on
Oct 7, 2022
Closed on
Nov 4, 2022
Sold by
Wenstrup Sharen
Bought by
Knueven Marie
Seller's Agent
Sara Foltz
Keller Williams Realty Service
Buyer's Agent
Jan Meyer
J.A. Trautmann, Inc.
List Price
$225,000
Sold Price
$235,000
Premium/Discount to List
$10,000
4.44%
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.62%
Original Mortgage
$188,000
Interest Rate
6.92%
Mortgage Type
Balloon

Purchase Details

Closed on
Aug 20, 2015
Sold by
Frye Elizabeth A
Bought by
Wenstrup Sharen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,275
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2008
Sold by
Palmetto Enterprises Llc
Bought by
Frye Elizabeth A
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Downtown Covington, KY

  • Jim Schack Real Estate Agent - RE/MAX Victory + Affiliates

    Jim Schack

    RE/MAX Victory + Affiliates

    (513) 586-6333

    155 Total Sales

    1 in Downtown Covington

    $445,000 Price

    Jim Schack
     Section Image
  • Roxanne Qualls Real Estate Agent - Sibcy Cline, Inc.

    Roxanne Qualls

    Responds Quickly

    Sibcy Cline, Inc.

    (513) 586-3468

    109 Total Sales

    1 in Downtown Covington

    $707,000 Price

    Roxanne Qualls
     Section Image
  • Aimee Pelletier Real Estate Agent - Sibcy Cline, Inc.

    Aimee Pelletier

    Responds Quickly

    Sibcy Cline, Inc.

    (513) 866-3818

    159 Total Sales

    2 in Downtown Covington

    $145K - $735K Price Range

    Aimee Pelletier
     Section Image
  • Jan Meyer Real Estate Agent - J.A. Trautmann, Inc.

    Jan Meyer

    J.A. Trautmann, Inc.

    (513) 866-3830

    58 Total Sales

    3 in Downtown Covington

    $235K - $445K Price Range

    Jan Meyer
     Section Image
  • Todd Blersch Real Estate Agent - Coldwell Banker Realty

    Todd Blersch

    Coldwell Banker Realty

    (513) 866-7490

    71 Total Sales

    1 in Downtown Covington

    $440,000 Price

    Todd Blersch
     Section Image
  • Kathy Wolfe Real Estate Agent - Keller Williams Realty Service

    Kathy Wolfe

    Keller Williams Realty Service

    (859) 888-1955

    49 Total Sales

    3 in Downtown Covington

    $140K - $375K Price Range

    Kathy Wolfe
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$260,000 None Listed On Document
Knueven Marie $235,000 None Listed On Document
Wenstrup Sharen M $144,500 Prominent Title Agency Llc
Frye Elizabeth A $170,000 The Main Title Agency Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $188,000
Previous Owner Wenstrtjp Sharen M $126,000
Previous Owner Wenstrup Sharen M $137,275
Previous Owner Frye Elizabeth A $135,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/31/2025 01/31/25 Sold $260,000 -3.3% $220 / Sq Ft
12/31/2024 12/31/24 Pending -- -- --
12/26/2024 12/26/24 For Sale $269,000 +14.5% $228 / Sq Ft
11/04/2022 11/04/22 Sold $235,000 +4.4% $199 / Sq Ft View Prior Sale
10/09/2022 10/09/22 Pending -- -- --
10/07/2022 10/07/22 For Sale $225,000 -- $191 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,114 $235,000 $0 $235,000
2024 $3,090 $235,000 $0 $235,000
2023 $3,138 $235,000 $0 $235,000
2022 $2,290 $171,100 $0 $171,100
2021 $2,235 $144,500 $0 $144,500
2020 $2,224 $144,500 $0 $144,500
2019 $2,249 $144,500 $0 $144,500
2018 $2,296 $144,500 $0 $144,500
2017 $2,329 $144,500 $0 $144,500
2015 $3,387 $170,000 $0 $170,000
2014 $3,384 $170,000 $0 $170,000
Source: Public Records

Agents Affiliated with this Home

  • Jan Meyer Real Estate Agent - J.A. Trautmann, Inc.

    Seller's Agent in 2025

    Jan Meyer

    J.A. Trautmann, Inc.

    (513) 293-5763

    3 in this area

    58 Total Sales

    Jan Meyer
    Section Image
  • Scott Oyler Real Estate Agent - Coldwell Banker Realty

    Buyer's Agent in 2025

    Scott Oyler

    Coldwell Banker Realty

    (513) 547-2997

    8 in this area

    1,504 Total Sales

    Scott Oyler
    Section Image
  • Cara Klare Real Estate Agent - Coldwell Banker Realty FM

    Buyer Co-Listing Agent in 2025

    Cara Klare

    Coldwell Banker Realty FM

    (859) 609-7266

    1 in this area

    85 Total Sales

    Cara Klare
    Section Image
  • Sara Foltz Real Estate Agent - Keller Williams Realty Service

    Seller's Agent in 2022

    Sara Foltz

    Keller Williams Realty Service

    (513) 377-1070

    2 in this area

    134 Total Sales

    Sara Foltz
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 628825

Northern Kentucky Multiple Listing Service

APN: 854-23-25-001.01

Kentucky Kenton County Covington 41011 Downtown Covington

528 Garrard St Unit A, Covington, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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