528 Horizon Dr W Saint Charles, IL 60175
Harvest Hills NeighborhoodEstimated payment $3,714/month
Highlights
- Landscaped Professionally
- Wood Flooring
- Granite Countertops
- Richmond Intermediate School Rated A
- Bonus Room
- Den
About This Home
Welcome to this beautifully maintained and thoughtfully expanded home, designed for both everyday comfort and effortless entertaining. The main level offers a natural flow with hardwood floors throughout, featuring a formal dining room, a welcoming living room, and a cozy den. At the center of it all is the stunning kitchen, complete with granite countertops, a stylish backsplash, a central island, and stainless steel appliances-including a gas range, built-in microwave, and double oven. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite accented by a tray ceiling, crown molding, barn door, and walk-in closet. The spa-like primary bath features a separate shower, water closet, and relaxing soaker tub. A massive bonus room on this level provides flexible space-perfect for a playroom, home gym, media room, or even a potential fifth bedroom. The finished basement, completed in 2021, adds exceptional additional living space with a bonus room and an updated dry bar ideal for hosting gatherings. There's also abundant storage and a newer ejector pump already installed for a future bathroom. Additional updates include a newer roof (2015), efficient tankless water heater, new washer and dryer (2020), built-in surround sound, and a 3-car garage offering ample room for vehicles, storage, or a workshop. This home truly blends modern updates, generous spaces, and thoughtful details at every turn.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,796
Year Built
- Built in 2005
Lot Details
- Lot Dimensions are 60 x 125 x 60 x 130
- Fenced
- Landscaped Professionally
HOA Fees
- $30 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
Home Design
- Brick Exterior Construction
- Asphalt Roof
- Radon Mitigation System
Interior Spaces
- 3,132 Sq Ft Home
- 2-Story Property
- Crown Molding
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Den
- Bonus Room
- Partial Basement
Kitchen
- Breakfast Bar
- Double Oven
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- ENERGY STAR Qualified Water Heater
- Cable TV Available
Community Details
- Association Phone (815) 298-5154
- Traditions At Harvest Hills Subdivision, Norris Floorplan
Listing and Financial Details
- Homeowner Tax Exemptions
- Other Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,796 | $156,988 | $37,240 | $119,748 |
| 2023 | $10,350 | $140,506 | $33,330 | $107,176 |
| 2022 | $9,689 | $129,184 | $35,048 | $94,136 |
| 2021 | $9,306 | $120,105 | $33,408 | $86,697 |
| 2020 | $9,207 | $117,865 | $32,785 | $85,080 |
| 2019 | $9,416 | $120,080 | $32,136 | $87,944 |
| 2018 | $9,160 | $116,432 | $30,914 | $85,518 |
| 2017 | $8,920 | $112,451 | $29,857 | $82,594 |
| 2016 | $9,364 | $108,501 | $28,808 | $79,693 |
| 2015 | -- | $106,491 | $28,497 | $77,994 |
| 2014 | -- | $103,459 | $28,497 | $74,962 |
| 2013 | -- | $106,620 | $28,782 | $77,838 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/24/2025 11/24/25 | Pending | -- | -- | -- | |
| 11/14/2025 11/14/25 | For Sale | $529,900 | +65.6% | $169 / Sq Ft | |
| 08/27/2015 08/27/15 | Sold | $320,000 | -7.2% | $102 / Sq Ft | View Prior Sale |
| 08/04/2015 08/04/15 | Pending | -- | -- | -- | |
| 07/29/2015 07/29/15 | Price Changed | $345,000 | -1.4% | $110 / Sq Ft | |
| 07/16/2015 07/16/15 | For Sale | $350,000 | -- | $112 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Precision Ttle Company | |
| Warranty Deed | $172,000 | First American Title | |
| Warranty Deed | $320,000 | First American | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $400,000 | Burnet Title Llc | |
| Warranty Deed | $331,500 | Chicago Title Insurance Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $323,717 | FHA | |
| Closed | $325,600 | FHA | |
| Previous Owner | $298,800 | New Conventional | |
| Previous Owner | $305,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $160,000 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12518399
APN: 09-32-152-008
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