$220,000
SOLD APR 14, 2023

528 Liberty St Findlay, OH 45840

3 Beds
2 Baths
1,868 Sq Ft
5,798 Sq Ft Lot

Recently Sold

$118 Per Sq Ft

31 Days on Market

Highlights

  • Living Room with Fireplace
  • Corner Lot
  • 1 Car Garage
  • Early American Architecture
  • Forced Air Heating and Cooling System
  • Fenced

About This Home

As of July 2025

A positive change for the better! Home experienced frozen broken water pipes in December. Home now has a new furnace, new AC, been repainted, new water heater, new front door along with ceiling repairs. All new hardwood flooring on the main floor to match the beautiful wood trim and moldings. French doors lead you into 2 large living spaces then the kitchen which features vaulted ceilings, a skylight and plenty of cabinets for gourmet cooks. You can enjoy a short walk to downtown restaurants, entertainment and businesses.

Last Agent to Sell the Property

Ruthellen Ondrus

Key Realty Brokerage Phone: (419) 889-4115 License #2006003364 Listed on: 03/10/2023

Key Realty

Last Buyer's Agent

Scott Keller

Key Realty, LTD License #2015004572

Key Realty, LTD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,612

Year Built

  • Built in 1892

Lot Details

  • 5,798 Sq Ft Lot
  • Fenced
  • Corner Lot

Home Design

  • Early American Architecture
  • Shingle Roof
  • Aluminum Siding
  • Steel Siding

Interior Spaces

  • 1,868 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 1 Car Garage
  • Shared Driveway
  • Off-Street Parking

Schools

  • Findlay Elementary Schools
  • Findlay High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 61-0000330800

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,612

Year Built

Built in 1892

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1892
  • Lot Size Acres: 0.1331
  • Lot Size: 5,800
  • Inclusions: ,,
  • Subdivision Name: None
  • Architectural Style: Early American, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Sub Type Additional: Single Family Residence
  • Attribution Contact: (419) 889-4115
  • Special Features: VirtualTour

Interior Features

  • Stories: 2
  • Has Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Wood Burning
  • Interior Amenities: Electric Range Connection
  • Living Area: 1868.0
  • Main Level Bathrooms: 1

Exterior Features

  • Roof: Shingle
  • Lot Features: Corner Lot
  • Disclosures: Lead Based Paint Disclosure, Seller Disclosure
  • Construction Type: Aluminum Siding, Steel Siding
  • Exterior Features: Fence
  • Foundation Details: Basement

Garage/Parking

  • Parking Features: Concrete, Driveway, Garage, Off Street, Shared Driveway
  • Total Parking Spaces: 1.0

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Sanitary
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Range, Refrigerator
  • Cooling: Central Air
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Water Source: Public

Schools

  • Junior High Dist: Findlay

Lot Info

  • Parcel #: 61-0000330800
  • ResoLotSizeUnits: Acres

MLS Schools

  • Elementary School: Findlay Elementary Schools
  • HighSchool: Findlay High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jul 14, 2025
Sold by
Hall Jami H
Bought by
Brown Joey
Seller's Agent
Scott Keller
Key Realty, LTD
Buyer's Agent
Kelly Haase
BHHS Koehler Realty
List Price
$269,900
Sold Price
$249,500
Premium/Discount to List
-$20,400
-7.56%
Views
90

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
46.66%
Original Mortgage
$240,560
Outstanding Balance
$240,560
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$13,763

Purchase Details

Listed on
Mar 10, 2023
Closed on
Apr 14, 2023
Sold by
Espinda Zachary and Espinda Megan
Bought by
Hall Jami H
Seller's Agent
Ruthellen Ondrus
Key Realty
Buyer's Agent
Scott Keller
Key Realty, LTD
List Price
$219,900
Sold Price
$220,000
Premium/Discount to List
$100
0.05%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$176,000
Interest Rate
6.65%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 26, 2020
Closed on
Aug 31, 2020
Sold by
Holt Matthew J and Holt Christa J
Bought by
Espinda Zachary and Espinda Megan
Seller's Agent
Brad Lemos
The Danberry Co
Buyer's Agent
Brad Lemos
The Danberry Co
List Price
$169,900
Sold Price
$167,250
Premium/Discount to List
-$2,650
-1.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.03%
Original Mortgage
$167,250
Interest Rate
3%
Mortgage Type
VA

Purchase Details

Listed on
Jul 31, 2017
Closed on
Apr 10, 2018
Sold by
Whitson Patricia S and Whitson John M
Bought by
Holt Matthew J and Holt Christa J
Seller's Agent
Char Simons
RE/MAX Realty Findlay
Buyer's Agent
Brad Lemos
ERA Geyer-Noakes Realty Group
List Price
$159,900
Sold Price
$147,500
Premium/Discount to List
-$12,400
-7.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.38%
Original Mortgage
$140,125
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2013
Sold by
Whitson John M
Bought by
Whitson John M and Whitson Patricia S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,200
Interest Rate
3.32%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 28, 2010
Sold by
Ebert James A
Bought by
Whitson John M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,848
Interest Rate
5.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 5, 1992
Bought by
Ebert James A
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $249,500 Mid American Title
Warranty Deed $249,500 Mid American Title
Warranty Deed -- Golden Key Title
Warranty Deed $167,267 None Available
Survivorship Deed $147,500 Mid Am Title
Quit Claim Deed -- None Available
Warranty Deed $125,633 Whitman Title Security
Deed $32,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,560 New Conventional
Closed $240,560 New Conventional
Previous Owner $176,000 New Conventional
Previous Owner $167,250 VA
Previous Owner $140,125 New Conventional
Previous Owner $107,200 New Conventional
Previous Owner $105,848 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $249,500 -4.0% $134 / Sq Ft
07/09/2025 07/09/25 Pending -- -- --
05/21/2025 05/21/25 Price Changed $259,900 -3.7% $139 / Sq Ft
05/02/2025 05/02/25 For Sale $269,900 +22.7% $144 / Sq Ft
04/14/2023 04/14/23 Sold $220,000 0.0% $118 / Sq Ft
03/13/2023 03/13/23 For Sale $219,900 0.0% $118 / Sq Ft
03/10/2023 03/10/23 Price Changed $219,900 +31.5% $118 / Sq Ft
09/01/2020 09/01/20 Sold $167,250 -1.6% $90 / Sq Ft
07/13/2020 07/13/20 Pending -- -- --
06/26/2020 06/26/20 For Sale $169,900 0.0% $91 / Sq Ft
06/01/2020 06/01/20 Pending -- -- --
05/26/2020 05/26/20 For Sale $169,900 +15.2% $91 / Sq Ft
04/10/2018 04/10/18 Sold $147,500 -7.8% $79 / Sq Ft
03/11/2018 03/11/18 Pending -- -- --
07/31/2017 07/31/17 For Sale $159,900 -- $86 / Sq Ft
Source: Northwest Ohio Real Estate Information Service (NORIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,612 $45,380 $4,550 $40,830
2023 $1,615 $45,380 $4,550 $40,830
2022 $1,609 $45,380 $4,550 $40,830
2021 $1,416 $34,780 $4,550 $30,230
2020 $1,415 $34,780 $4,550 $30,230
2019 $1,387 $34,780 $4,550 $30,230
2018 $1,315 $30,250 $3,960 $26,290
2017 $1,326 $30,490 $3,960 $26,530
2016 $1,314 $30,490 $3,960 $26,530
2015 $1,086 $24,840 $3,660 $21,180
2014 $1,086 $24,840 $3,660 $21,180
2012 $1,095 $24,840 $3,660 $21,180
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Ohio Real Estate Information Service (NORIS)

MLS Number: 6098874

Northwest Ohio Real Estate Information Service (NORIS)

APN: 61-0000330800