$249,500
SOLD JUL 14, 2025

528 Liberty St Findlay, OH 45840

3 Beds
2 Baths
1,868 Sq Ft
5,798 Sq Ft Lot

Recently Sold

$134 Per Sq Ft

8% Below List Price

68 Days on Market

Highlights

  • Deck
  • Corner Lot
  • Forced Air Heating and Cooling System
  • Living Room with Fireplace
  • Patio
  • 1 Car Garage

About This Home

As of July 2025

Stunning downtown home! This beautifully maintained 3 bed, 2 bath home is full of character with its welcoming front porch & entry way, unique casings & crown molding, lovely natural light, hardwood floors, stained glass & more! Featuring multiple living spaces, formal dining room, tastefully updated kitchen & all 3 bedrooms upstairs with a full bath. Enjoy your privacy in the fenced-in backyard from the deck or warm up next to fire on brick patio.

Last Agent to Sell the Property

Scott Keller

Key Realty, LTD Brokerage Phone: (419) 722-3341 License #2015004572 Listed on: 05/02/2025

Key Realty, LTD

Last Buyer's Agent

Kelly Haase

BHHS Koehler Realty License #0000414764

BHHS Koehler Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,612

Year Built

  • Built in 1892

Lot Details

  • 5,798 Sq Ft Lot
  • Fenced
  • Corner Lot
  • Rectangular Lot

Home Design

  • Shingle Roof
  • Aluminum Siding
  • Steel Siding
  • Vinyl Siding

Interior Spaces

  • 1,868 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Partial Basement

Kitchen

  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 1 Car Garage
  • Driveway

Outdoor Features

  • Deck
  • Patio

Schools

  • Northview Elementary School
  • Findlay High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 61-0000330800

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,612

Year Built

Built in 1892

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1892
  • Lot Size Acres: 0.1331
  • Lot Size: 5,800
  • Inclusions: ,,
  • Subdivision Name: Other
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Property Sub Type Additional: Single Family Residence
  • Attribution Contact: (419) 722-3341
  • Special Features: VirtualTour

Interior Features

  • Stories: 2
  • Has Basement: Partial
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Living Area: 1868.0
  • Main Level Bathrooms: 1

Exterior Features

  • Roof: Shingle
  • Lot Features: Corner Lot, Rectangular Lot
  • Disclosures: Disclosure on File, Lead Based Paint Disclosure
  • Construction Type: Aluminum Siding, Steel Siding, Vinyl Siding
  • Exterior Features: Fence
  • Foundation Details: Basement
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Parking Features: Concrete, Driveway, Garage
  • Total Parking Spaces: 1.0

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Sanitary
  • Appliances: Dishwasher, Gas Water Heater, Oven, Range, Refrigerator
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Schools

  • Junior High Dist: Findlay

Lot Info

  • Parcel #: 61-0000330800

MLS Schools

  • Elementary School: Northview
  • HighSchool: Findlay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jul 14, 2025
Sold by
Hall Jami H
Bought by
Brown Joey
Seller's Agent
Scott Keller
Key Realty, LTD
Buyer's Agent
Kelly Haase
BHHS Koehler Realty
List Price
$269,900
Sold Price
$249,500
Premium/Discount to List
-$20,400
-7.56%
Views
90

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.03%
Original Mortgage
$240,560
Outstanding Balance
$240,560
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$5,535

Purchase Details

Listed on
Mar 10, 2023
Closed on
Apr 14, 2023
Sold by
Espinda Zachary and Espinda Megan
Bought by
Hall Jami H
Seller's Agent
Ruthellen Ondrus
Key Realty
Buyer's Agent
Scott Keller
Key Realty, LTD
List Price
$219,900
Sold Price
$220,000
Premium/Discount to List
$100
0.05%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.75%
Original Mortgage
$176,000
Interest Rate
6.65%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 26, 2020
Closed on
Aug 31, 2020
Sold by
Holt Matthew J and Holt Christa J
Bought by
Espinda Zachary and Espinda Megan
Seller's Agent
Brad Lemos
The Danberry Co
Buyer's Agent
Brad Lemos
The Danberry Co
List Price
$169,900
Sold Price
$167,250
Premium/Discount to List
-$2,650
-1.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.03%
Original Mortgage
$167,250
Interest Rate
3%
Mortgage Type
VA

Purchase Details

Listed on
Jul 31, 2017
Closed on
Apr 10, 2018
Sold by
Whitson Patricia S and Whitson John M
Bought by
Holt Matthew J and Holt Christa J
Seller's Agent
Char Simons
RE/MAX Realty Findlay
Buyer's Agent
Brad Lemos
ERA Geyer-Noakes Realty Group
List Price
$159,900
Sold Price
$147,500
Premium/Discount to List
-$12,400
-7.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.38%
Original Mortgage
$140,125
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2013
Sold by
Whitson John M
Bought by
Whitson John M and Whitson Patricia S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,200
Interest Rate
3.32%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 28, 2010
Sold by
Ebert James A
Bought by
Whitson John M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,848
Interest Rate
5.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 5, 1992
Bought by
Ebert James A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $249,500 Mid American Title
Warranty Deed $249,500 Mid American Title
Warranty Deed -- Golden Key Title
Warranty Deed $167,267 None Available
Survivorship Deed $147,500 Mid Am Title
Quit Claim Deed -- None Available
Warranty Deed $125,633 Whitman Title Security
Deed $32,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,560 New Conventional
Closed $240,560 New Conventional
Previous Owner $176,000 New Conventional
Previous Owner $167,250 VA
Previous Owner $140,125 New Conventional
Previous Owner $107,200 New Conventional
Previous Owner $105,848 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $249,500 -4.0% $134 / Sq Ft
07/09/2025 07/09/25 Pending -- -- --
05/21/2025 05/21/25 Price Changed $259,900 -3.7% $139 / Sq Ft
05/02/2025 05/02/25 For Sale $269,900 +22.7% $144 / Sq Ft
04/14/2023 04/14/23 Sold $220,000 0.0% $118 / Sq Ft
03/13/2023 03/13/23 For Sale $219,900 0.0% $118 / Sq Ft
03/10/2023 03/10/23 Price Changed $219,900 +31.5% $118 / Sq Ft
09/01/2020 09/01/20 Sold $167,250 -1.6% $90 / Sq Ft
07/13/2020 07/13/20 Pending -- -- --
06/26/2020 06/26/20 For Sale $169,900 0.0% $91 / Sq Ft
06/01/2020 06/01/20 Pending -- -- --
05/26/2020 05/26/20 For Sale $169,900 +15.2% $91 / Sq Ft
04/10/2018 04/10/18 Sold $147,500 -7.8% $79 / Sq Ft
03/11/2018 03/11/18 Pending -- -- --
07/31/2017 07/31/17 For Sale $159,900 -- $86 / Sq Ft
Source: Northwest Ohio Real Estate Information Service (NORIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,612 $45,380 $4,550 $40,830
2023 $1,615 $45,380 $4,550 $40,830
2022 $1,609 $45,380 $4,550 $40,830
2021 $1,416 $34,780 $4,550 $30,230
2020 $1,415 $34,780 $4,550 $30,230
2019 $1,387 $34,780 $4,550 $30,230
2018 $1,315 $30,250 $3,960 $26,290
2017 $1,326 $30,490 $3,960 $26,530
2016 $1,314 $30,490 $3,960 $26,530
2015 $1,086 $24,840 $3,660 $21,180
2014 $1,086 $24,840 $3,660 $21,180
2012 $1,095 $24,840 $3,660 $21,180
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Ohio Real Estate Information Service (NORIS)

MLS Number: 6129468

Northwest Ohio Real Estate Information Service (NORIS)

APN: 61-0000330800