$749,000
SOLD FEB 27, 2025
4 Beds
2 Baths
1,680 Sq Ft
6,100 Sq Ft Lot

Recently Sold

$446 Per Sq Ft

37 Days on Market

Highlights

  • Bonus Room
  • No HOA
  • Cul-De-Sac
  • Terrace
  • Home Office
  • 1 Car Attached Garage

About This Home

As of February 2025

Welcome to 5892 Velma Terrace, 4-bedroom, 2-bathroom home that perfectly blends modern comfort with everyday convenience. From the moment you step inside, you'll be greeted by new flooring throughout the first floor and freshly painted interiors, creating a warm and inviting atmosphere. This home offers 2 versatile bonus rooms, perfect for a home gym, playroom, or additional living space to suit your needs. Additionally, the property provides the potential to add an ADU (Accessory Dwelling Unit), offering endless possibilities for multigenerational living, rental income, or a private guest space. The home is equipped with a mini-split systems for energy-efficient heating and cooling, ensuring year-round comfort, as well as a water softener for top-notch water quality throughout. The spacious living areas are filled with natural light, seamlessly flowing into the private backyard for relaxing or entertaining under San Diego’s sunny skies. Step out onto your private terrace, the perfect spot for morning coffee or gatherings with friends and family. With easy freeway access and a prime location just minutes from local parks, shopping, and dining, this home offers the perfect balance of tranquility and urban convenience. Don’t miss this incredible opportunity to own a stunning home with versatile spaces and with ADU potential!

Last Agent to Sell the Property

Bertha Llamas

Coldwell Banker West Brokerage Email: homesbybertha@gmail.com License #00869061 Listed on: 01/09/2025

Coldwell Banker West

Co-Listed By

Reyna Perea Lopez

Coldwell Banker West Brokerage Email: homesbybertha@gmail.com License #02118739

Last Buyer's Agent

Ricardo Alvarez- Malo

eXp Realty of California, Inc. License #02123965

eXp Realty of California, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,569

Year Built

  • Built in 1958

Lot Details

  • 6,100 Sq Ft Lot
  • Cul-De-Sac
  • Back Yard
  • Property is zoned R-1:SINGLE FAM-RES

Parking

  • 1 Car Attached Garage
  • 1 Open Parking Space

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Home Office
  • Bonus Room
  • Laundry Room
  • Property Views

Kitchen

  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Terrace

Utilities

  • Cooling Available
  • Central Heating
  • Water Softener

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Tract Number 1985
  • Assessor Parcel Number 5483020900
  • $34 per year additional tax assessments
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,569

Year Built

Built in 1958

Lot Details

0

Parking

1

Listing Details

  • Assessments: Yes
  • Property Attached: No
  • View: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 5483020900
  • Year Built: 1958
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: No
  • Living Area: 1680.00 Square Feet
  • Stories: 2
  • Entry Location: 1
  • Common Walls: No Common Walls
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Total Bedrooms: 4
  • Entry Level: 1
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 3
  • Price Per Square Foot: 445.83
  • Room Type: Bonus Room, Office

Exterior Features

  • Patio: Yes
  • Fence: No
  • Patio And Porch Features: Patio, Terrace
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.00
  • Parking: No
  • Total Parking Spaces: 2.00
  • Uncovered Spaces: 1.00

Utilities

  • Sprinklers: No
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Water Softener
  • Heating Type: Central
  • Laundry Features: Inside
  • Cooling: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Sidewalks

Schools

  • School District: San Diego Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Back Yard, Cul-De-Sac
  • Lot Size Sq Ft: 6100.00
  • Lot Size Acres: 0.1400

Multi Family

  • Lease Considered: No
  • Lot Size Area: 6100.0000 Square Feet
  • Number Of Units In Community: 1

Tax Info

  • Tax Tract Number: 001985
  • TaxOtherAnnualAssessmentAmount: 33.60

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
Feb 25, 2025
Sold by
Enriquez Brian and Enriquez Ana Esperanza
Bought by
Contreras Danielle
Seller's Agent
Bertha Llamas
Coldwell Banker West
Buyer's Agent
Ricardo Alvarez- Malo
eXp Realty of California, Inc.
List Price
$749,999
Sold Price
$749,000
Premium/Discount to List
-$999
-0.13%
Views
343
Current Estimated Value
$757,610

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,610
Avg. Annual Appreciation
2.18%
Original Mortgage
$657,112
Outstanding Balance
$654,409
Interest Rate
7.04%
Mortgage Type
VA
Estimated Equity
$103,202

Purchase Details

Closed on
May 8, 2019
Sold by
Harrison Christian Norris
Bought by
Enriquez Brian and Enriquez Ana Esperanza

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$404,537
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 21, 2014
Sold by
Velma Ter#5289 San Diego California Us F and Coen Ethan
Bought by
Harrison Christian Norris

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
4.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 4, 2013
Sold by
Sanchez Marisol
Bought by
Velma Ter #5289 San Diego California Us and Coen Ethan

Purchase Details

Closed on
Sep 25, 2001
Sold by
Villalobos Ramon
Bought by
Sanchez Marisol

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,250
Interest Rate
8.37%

Purchase Details

Closed on
Oct 8, 1996
Sold by
Ford Consumer Finance Company Inc
Bought by
Sanchez Marisol and Villalobos Ramon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,820
Interest Rate
8.37%

Purchase Details

Closed on
Jul 26, 1996
Sold by
Gerald Hunter and Gerald Mary L
Bought by
Ford Consumer Finance Company Inc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $749,000 Ticor Title
Grant Deed $412,000 First American Title
Grant Deed $300,000 First American Title
Trustee Deed $234,500 None Available
Quit Claim Deed -- Benefit Land Title Company
Corporate Deed $97,000 American Title Ins Company
Trustee Deed $95,000 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $657,112 VA
Previous Owner $463,500 New Conventional
Previous Owner $404,537 FHA
Previous Owner $14,420 Commercial
Previous Owner $8,090 Commercial
Previous Owner $282,000 New Conventional
Previous Owner $284,000 New Conventional
Previous Owner $285,000 New Conventional
Previous Owner $340,000 Unknown
Previous Owner $225,000 Stand Alone First
Previous Owner $144,000 Stand Alone First
Previous Owner $131,250 No Value Available
Previous Owner $96,820 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/27/2025 02/27/25 Sold $749,000 +1.4% $446 / Sq Ft
02/15/2025 02/15/25 Pending -- -- --
02/14/2025 02/14/25 Price Changed $739,000 -1.5% $440 / Sq Ft
01/09/2025 01/09/25 For Sale $749,999 -- $446 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,569 $459,588 $235,684 $223,904
2024 $5,569 $450,577 $231,063 $219,514
2023 $5,445 $441,743 $226,533 $215,210
2022 $5,301 $433,083 $222,092 $210,991
2021 $5,265 $424,592 $217,738 $206,854
2020 $5,201 $420,239 $215,506 $204,733
2019 $4,008 $329,670 $169,061 $160,609
2018 $3,829 $323,207 $165,747 $157,460
2017 $3,738 $316,871 $162,498 $154,373
2016 $3,678 $310,659 $159,312 $151,347
2015 $3,624 $305,993 $156,919 $149,074
2014 $2,340 $195,885 $100,454 $95,431
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2500259

California Regional Multiple Listing Service (CRMLS)

APN: 548-302-09