Seller's Agent in 2025
Pam Colen
McKinnies Realty, LLC
(574) 276-5323
1 in this area
216 Total Sales
529 W Franklin St Elkhart, IN 46516
West Central Neighborhood
5
Beds
2
Baths
1,982
Sq Ft
4,574
Sq Ft Lot
Highlights
- 1 Fireplace
- 1 Car Detached Garage
- Central Air
- Corner Lot
About This Home
As of September 2025Multi- offers in place - Highest and best needed please by 08/09/25 before 6pm. with seller responding by 10 pm also on 08/09/25- Charming Urban Retreat with Income Potential! Possible 5 bedrooms with 2 baths, zoned for commercial use, live downstairs and rent out the upstairs, vise versa, or just use as the perfect home with endless possibilities! Welcome to this unique home in the heart of Elkhart! The main level features beautiful wood flooring, a cozy fireplace, and an open flow between the living room, family room, and dining area—perfect for easy living and entertaining. Upstairs, you’ll find a private suite complete with a second kitchen, bathroom, large bedroom and multiple bonus rooms. Whether you’re dreaming of a rental space, an Airbnb opportunity, or just a great setup for a roommate to help offset your mortgage, this space is full of income-producing potential. Outside, enjoy the convenience of a one-car detached garage and a low-maintenance fenced in yard—all while being nestled in Elkhart’s urban core. Come see for yourself!
Last Agent to Sell the Property
McKinnies Realty, LLC Brokerage Phone: 574-276-5323 Listed on: 07/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $962
Year Built
- Built in 1885
Lot Details
- 4,574 Sq Ft Lot
- Lot Dimensions are 45 x 102
- Corner Lot
- Irregular Lot
Parking
- 1 Car Detached Garage
- Off-Street Parking
Interior Spaces
- 2-Story Property
- 1 Fireplace
- Basement
- Michigan Basement
Bedrooms and Bathrooms
- 5 Bedrooms
Schools
- Beardsley Elementary School
- North Side Middle School
- Elkhart High School
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- Assessor Parcel Number 20-06-05-387-001.000-012
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 25, 2025
Closed on
Sep 8, 2025
Sold by
Reed Travis I
Bought by
Mort Nathan and Manion Cocheta
Seller's Agent
Pam Colen
McKinnies Realty, LLC
Buyer's Agent
Nathanael Eddy
eXp Realty, LLC
List Price
$135,000
Sold Price
$140,000
Premium/Discount to List
$5,000
3.7%
Views
50
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,627
Avg. Annual Appreciation
-4.57%
Original Mortgage
$137,464
Outstanding Balance
$137,464
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$909
Purchase Details
Listed on
Dec 16, 2022
Closed on
May 17, 2023
Sold by
Stanley D Cook Revocable Trust
Bought by
Reed Travis I
Seller's Agent
Bill Cork
Keller Williams Realty Group
Buyer's Agent
Mary Dale
Coldwell Banker Real Estate Group
List Price
$140,000
Sold Price
$100,000
Premium/Discount to List
-$40,000
-28.57%
Views
273
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.61%
Original Mortgage
$97,000
Interest Rate
6.28%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 16, 2022
Closed on
May 16, 2023
Sold by
Stanley D Cook Revocable Trust
Bought by
Cook Stanley D and Reed Travis I
Seller's Agent
Bill Cork
Keller Williams Realty Group
Buyer's Agent
Mary Dale
Coldwell Banker Real Estate Group
List Price
$140,000
Sold Price
$100,000
Premium/Discount to List
-$40,000
-28.57%
Views
273
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
6.28%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 13, 2008
Sold by
Cook Stanley D
Bought by
Stanley D Cook Revocable Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Fidelity National Title Compan | |
| Deed | $100,000 | Metropolitan Title | |
| Deed | -- | Metropolitan Title | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $137,464 | FHA | |
| Previous Owner | $97,000 | New Conventional | |
| Previous Owner | $97,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $140,000 | +3.7% | $71 / Sq Ft | |
| 09/04/2025 09/04/25 | Pending | -- | -- | -- | |
| 08/01/2025 08/01/25 | For Sale | $135,000 | +35.0% | $68 / Sq Ft | |
| 05/16/2023 05/16/23 | Sold | $100,000 | -28.6% | $39 / Sq Ft | View Prior Sale |
| 12/16/2022 12/16/22 | For Sale | $140,000 | -- | $54 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,523 | $97,300 | $11,600 | $85,700 |
| 2022 | $1,523 | $90,400 | $11,600 | $78,800 |
| 2021 | $2,240 | $91,100 | $11,600 | $79,500 |
| 2020 | $2,103 | $81,300 | $11,600 | $69,700 |
| 2019 | $1,885 | $73,300 | $11,600 | $61,700 |
| 2018 | $1,911 | $73,900 | $11,600 | $62,300 |
| 2017 | $1,722 | $66,600 | $11,600 | $55,000 |
| 2016 | $1,666 | $64,900 | $11,600 | $53,300 |
| 2014 | $1,537 | $61,100 | $11,600 | $49,500 |
| 2013 | $1,654 | $69,100 | $11,600 | $57,500 |
Source: Public Records
Agents Affiliated with this Home
-
Pam Colen
-
Nathanael Eddy
Buyer's Agent in 2025
Nathanael Eddy
eXp Realty, LLC
(574) 910-2269
1 in this area
10 Total Sales
-
B
Seller's Agent in 2023
Bill Cork
Keller Williams Realty Group
-
Mary Dale
Buyer's Agent in 2023
Mary Dale
Coldwell Banker Real Estate Group
(574) 221-9091
1 in this area
467 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202529311
APN: 20-06-05-387-001.000-012
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