
531 Seminole Dr Summerland Key, FL 33042
About This Home
As of May 2025Welcome to waterfront paradise in Cudjoe Gardens! NO BRIDGES 4 ft draft 225 ft concrete dockages with 2 boat lifts. 4 Bedrooms 3 Baths, Pool and 2 Car Garage. This spacious home offers the ultimate Florida lifestyle with deep water access and no bridges, ensuring easy navigation for boating enthusiasts. Nestled on a corner lot within a serene cul-de-sac, this residence exudes charm and luxury at every turn. As you step inside, you're greeted by beautiful architectural accents and an open great room adorned with cathedral ceilings, creating an inviting atmosphere for both relaxation and entertainment. A stunning keystone fireplace serves as the focal point, adding warmth and character to the space, while travertine floors throughout enhance the coastal elegance.The heart of the home is the gourmet kitchen, featuring cherry cabinets, granite countertops, and stainless steel appliances. Whether you're preparing a casual meal or hosting a dinner party, this kitchen is sure to impress even the most discerning chef. With custom crown molding and meticulous attention to detail, this home exudes quality craftsmanship and sophistication. The oversized two-car garage provides ample space for parking and storage, accommodating your vehicles and recreational gear with ease.Outside, the property boasts expansive waterfront views with pool and ample outdoor space, perfect for soaking up the sun or enjoying al fresco dining. Whether you're fishing off the dock, lounging by the water's edge, or setting out for a day of boating adventure, this waterfront retreat offers endless possibilities for coastal living.Don't miss your chance to experience luxury waterfront living in Cudjoe Gardens. Schedule your private tour today and discover the unparalleled beauty and elegance of this exceptional property.
Last Agent to Sell the Property
Coldwell Banker Schmitt Lower Keys (KW) License #3099169 Listed on: 02/23/2024

Last Buyer's Agent
Beata Sharpe
Coldwell Banker Schmitt Real Estate Co.
Home Details
Home Type
Single Family
Est. Annual Taxes
$12,824
Year Built
1985
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Association Fee: 75.00
- Mandatory HOA: No
- Voluntary HOA: Yes
- Control Depth: 4
- Dockage Dock: Concrete
- Document Count: 2
- Fee Includes: None
- Financial Status Bank Owned: No
- Financial Status Potential Short Sale: No
- Key Island: Cudjoe Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 21.00
- M L S Identifier: 20060123165453488875000000
- Pets W Restrictions: YES
- Property Group I D: 19990816212109142258000000
- Sale Terms: Cash
- Side: Ocean
- State Province: FL
- Taxes: 12823.85
- Title: Title Ins - Buyer
- Vehicle Storage: Garage, Off Street Parking, Guest Parking, Open Parking, Attached
- Year Built: 1985
- Alternate Key Number: 1224944
- Cooling Heating: Central Air, Ceiling Fans(s)
- Lot Sq Ft: 14875.00
- Pool Info: In Ground, Concrete
- Pool Info Heated: Yes
- Association Maintenance Fee Per: Yearly
- Shutters: Accordion
- Species List: Yes
- Tax Exemptions: None
- Building Style Above Flood: Unknown
- Estimated Living Sq Ft: 2604.00
- Financial Status Auction: No
- Financial Status Standard Sale: Yes
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: Detached
Interior Features
- Interior Amenities: Cathedral Ceilings
- Total Bathrooms: 3.00
- Full Bathrooms: 3
- Appliances: Washer, Microwave, Range, Refrigerator, Dishwasher, Dryer
- Floor: Other
- Specialty Rooms: Laundry Room
- Total Bedrooms: 4
Exterior Features
- Dockage: Boat Lift
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: CBS
- Waterview: Canal View
- Pool: Yes
Utilities
- Utilities: FKAA, Municipal Sewer
Lot Info
- Deed Restrictions: Yes
- Flood Zone: AE,AE
- Parcel Number: 00174634-002000
- Land Size: Less Than 1/4 Acre
- Acres: 0.34
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Furnished
Tax Info
- Tax Year: 2023
Ownership History
Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Purchase Details
Purchase Details
Purchase Details
Purchase Details
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $2,600,000 | None Listed On Document | |
Warranty Deed | $2,700,000 | None Listed On Document | |
Warranty Deed | $1,175,000 | Attorney | |
Warranty Deed | $1,350,000 | Interval Title Services Inc | |
Warranty Deed | $550,000 | -- | |
Quit Claim Deed | $100 | -- | |
Warranty Deed | $55,000 | -- | |
Warranty Deed | $40,000 | -- | |
Deed | $20,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $1,600,000 | New Conventional | |
Previous Owner | $225,000 | New Conventional | |
Previous Owner | $1,300,000 | Fannie Mae Freddie Mac |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
05/30/2025 05/30/25 | Sold | $2,600,000 | -13.3% | $998 / Sq Ft |
02/14/2025 02/14/25 | For Sale | $2,999,000 | +11.1% | $1,152 / Sq Ft |
09/26/2024 09/26/24 | Sold | $2,700,000 | -10.0% | $1,037 / Sq Ft |
09/04/2024 09/04/24 | Pending | -- | -- | -- |
03/29/2024 03/29/24 | Price Changed | $3,000,000 | -7.7% | $1,152 / Sq Ft |
02/23/2024 02/23/24 | For Sale | $3,250,000 | -- | $1,248 / Sq Ft |
Tax History Compared to Growth
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $12,824 | $2,016,260 | $1,316,772 | $699,488 |
2023 | $12,824 | $1,719,891 | $1,051,477 | $668,414 |
2022 | $11,107 | $1,339,004 | $669,710 | $669,294 |
2021 | $10,310 | $1,051,918 | $446,473 | $605,445 |
2020 | $10,294 | $1,039,780 | $443,238 | $596,542 |
2019 | $10,779 | $1,087,771 | $474,810 | $612,961 |
2018 | $10,408 | $1,017,945 | $407,649 | $610,296 |
2017 | $10,096 | $994,043 | $0 | $0 |
2016 | $9,730 | $933,948 | $0 | $0 |
2015 | $9,026 | $823,275 | $0 | $0 |
2014 | $9,064 | $790,930 | $0 | $0 |
Agents Affiliated with this Home
-
Seller's Agent in 2025
Karen Haack
Coldwell Banker Schmitt RE Co. Lower Keys Office
(305) 872-8056
116 Total Sales
-
Seller Co-Listing Agent in 2025
Beata Sharpe
Coldwell Banker Vanguard Realty
(305) 872-0306
72 Total Sales
-
Buyer's Agent in 2025
Lisa Ferringo
Coldwell Banker Schmitt Lower Keys (KW)
(305) 797-1221
637 Total Sales
-
Seller's Agent in 2024
Diane Corliss
Coldwell Banker Schmitt Lower Keys (KW)
(305) 849-0934
189 Total Sales
Map
Source: Key West Association of REALTORS®
MLS Number: 608867

APN: 00174634-002000
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