NOT LISTED FOR SALE

532 Garfield St Osceola, IN 46561

Estimated Value: $217,000 - $288,000

2 Beds
2 Baths
1,188 Sq Ft
$225/Sq Ft Est. Value

Last Sold July 01, 2022

Last sale price $248,000 $209 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $1,621/month

24 Days on Market

Highlights

  • 34 Feet of Waterfront
  • Pier or Dock
  • Backs to Open Ground
  • Moran Elementary School Rated A-
  • Open Floorplan
  • Bungalow

About This Home

As of July 2022

*Multiple offers: Offer deadline 5/31 by 7pm* Come feel right at home in this cozy 2 bed, 2 bath bungalow that is located right on the St. Joe River! You won't be able to take your eyes off the panoramic view of one of the most wide open areas of the river, where the St Joe meets Baugo bay. A few of the seller's favorite memories in this home include going out on the kayak and watching the sunrise off the back deck. There has been countless updates to this home over the past few years. A few of them including fresh paint, new flooring, full updates to both bathrooms, a new pellet burning stove (2020), heat pumps (2021), mini split units (2021). All appliances are included. Schedule your showing today!

Last Agent to Sell the Property

Danica Russell

At Home Realty Group Listed on: 05/24/2022

Last Buyer's Agent

Danica Russell

At Home Realty Group Listed on: 05/24/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,014

Year Built

  • Built in 1924

Lot Details

  • 3,128 Sq Ft Lot
  • Lot Dimensions are 34x92
  • 34 Feet of Waterfront
  • River Front
  • Backs to Open Ground
  • Aluminum or Metal Fence

Parking

  • Driveway

Home Design

  • Bungalow
  • Poured Concrete
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Laundry on main level
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Sun Deck

Schools

  • Moran Elementary School
  • Grissom Middle School
  • Penn High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Multiple Heating Units
  • Heat Pump System
  • The river is a source of water for the property
  • Private Company Owned Well
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 71-10-09-305-003.000-030

Community Details

Overview

  • Barnes Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,014

Year Built

Built in 1924

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1924
  • Age: 98
  • Style: One Story
  • Architectural Style: Bungalow
  • Total Number of Rooms: 2
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: LOT 3 BARNES 2ND
  • Parcel Number ID: 71-10-09-305-003.000-030
  • Platted: Yes
  • Amenities: Deck on Waterfront, Open Floor Plan, Main Floor Laundry
  • Improvmnts In Last5 Yrs: Yes
  • Sp Lp Percent: 124
  • Year Taxes Payable: 2020
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1888
  • Total Finished Sq Ft: 1188
  • Above Grade Finished Sq Ft: 1188
  • Below Grade Sq Ft: 700
  • Price Per Sq Ft: 208.75
  • Basement: Yes
  • Basement Foundation: Partial Basement
  • Basement Material: Poured Concrete
  • Fireplace: Wood Burning Stove
  • Bedroom 1: Dimensions: 14x18, On Level: Main
  • Bedroom 2: Dimensions: 12x8, On Level: Main
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 700

Exterior Features

  • Exterior: Aluminum
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None
  • Fence: Metal
  • Water Features: Pier/Dock Available
  • Water Frontage: 34
  • Water Name: Saint Joseph River

Garage/Parking

  • Driveway: Concrete

Utilities

  • Cooling: Wall AC, Heat Pump
  • Heating Fuel: Electric, Heat Pump, Multiple Heating Systems
  • Sewer: Septic
  • Water Utilities: Well
  • Electric Company: AEP/I&M
  • Hvac: Ceiling Fan
  • Water Type: River
  • Well Type: Private

Schools

  • School District: Penn-Harris-Madison School Corp.
  • Elementary School: Moran
  • Middle School: Grissom
  • High School: Penn
  • Elementary School: Moran

Lot Info

  • Lot Description: Waterfront, Waterfront-High Bank
  • Lot Dimensions: 34X92
  • Estimated Lot Sq Ft: 3128
  • Estimated Lot Size Acres: 0.0718

Tax Info

  • Annual Taxes: 1014

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Penn
  • Middle School: Grissom
  • School District: Penn-Harris-Madison School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 24, 2022
Closed on
Jul 5, 2022
Sold by
Marth Stephen G
Bought by
Ng Brian D and Ng Amelia C
Seller's Agent
Danica Russell
At Home Realty Group
Buyer's Agent
Danica Russell
At Home Realty Group
List Price
$200,000
Sold Price
$248,000
Premium/Discount to List
$48,000
24%
Current Estimated Value
$267,759

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,759
Avg. Annual Appreciation
1.69%
Original Mortgage
$186,000
Outstanding Balance
$178,232
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$83,584

Purchase Details

Listed on
Sep 26, 2016
Closed on
May 3, 2018
Sold by
Fishell Deborah L
Bought by
Marth Stephen G
Seller's Agent
Christina Clauss
Coldwell Banker Real Estate Group
Buyer's Agent
Susan Ullery
RE/MAX 100
List Price
$119,900
Sold Price
$105,000
Premium/Discount to List
-$14,900
-12.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.83%
Original Mortgage
$107,257
Interest Rate
4.45%
Mortgage Type
VA

Purchase Details

Listed on
Sep 26, 2016
Closed on
Apr 24, 2018
Sold by
Fishell Deborah L
Bought by
Marth Stephen G
Seller's Agent
Christina Clauss
Coldwell Banker Real Estate Group
Buyer's Agent
Susan Ullery
RE/MAX 100
List Price
$119,900
Sold Price
$105,000
Premium/Discount to List
-$14,900
-12.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,257
Interest Rate
4.45%
Mortgage Type
VA

Purchase Details

Listed on
Sep 26, 2016
Closed on
Apr 23, 2018
Sold by
Fishell John V
Bought by
Fishell Deborah L
Seller's Agent
Christina Clauss
Coldwell Banker Real Estate Group
Buyer's Agent
Susan Ullery
RE/MAX 100
List Price
$119,900
Sold Price
$105,000
Premium/Discount to List
-$14,900
-12.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,257
Interest Rate
4.45%
Mortgage Type
VA

Purchase Details

Closed on
Jan 25, 2008
Sold by
Low Teresa and Minnlear Teresa
Bought by
Meeks Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,800
Interest Rate
6.33%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 24, 2007
Sold by
Meeks Arthur W and Meeks Deborah L
Bought by
Meeks Deborah L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ng Brian D $496,000 Drake Andrew R
Marth Stephen G $105,111 None Listed On Document
Fishell Deborah L -- None Listed On Document
Marth Stephen G -- --
Fishell Deborah L -- --
Meeks Deborah L -- Meridian Title Corp
Meeks Deborah L -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ng Brian D $186,000
Previous Owner Marth Stephen G $107,257
Previous Owner Marth Stephen G $107,257
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/01/2022 07/01/22 Sold $248,000 +24.0% $209 / Sq Ft
06/21/2022 06/21/22 Pending -- -- --
05/28/2022 05/28/22 For Sale $200,000 +90.5% $168 / Sq Ft
04/26/2018 04/26/18 Sold $105,000 -12.4% $88 / Sq Ft
03/13/2018 03/13/18 Pending -- -- --
09/26/2016 09/26/16 For Sale $119,900 -- $101 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,488 $123,000 $13,900 $109,100
2023 $992 $123,900 $13,900 $110,000
2022 $992 $121,700 $13,900 $107,800
2021 $1,037 $119,600 $9,500 $110,100
2020 $1,014 $119,600 $9,500 $110,100
2019 $1,031 $119,600 $9,500 $110,100
2018 $1,318 $144,600 $7,900 $136,700
2017 $2,883 $141,200 $7,900 $133,300
2016 $1,280 $145,000 $7,900 $137,100
2014 $998 $118,900 $6,600 $112,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202219905

Indiana Regional MLS

APN: 71-10-09-305-003.000-030