$305,000
SOLD SEP 30, 2025

532 Watson St Toccoa, GA 30577

4 Beds
2 Baths
2,632 Sq Ft
1.96 Acres

Recently Sold

$116 Per Sq Ft

6% Below List Price

66 Days on Market

Highlights

  • Dining Room Seats More Than Twelve
  • Private Lot
  • Main Floor Primary Bedroom
  • Deck
  • 2-Story Property
  • Bonus Room

About This Home

As of September 2025

Welcome to this stunning, spacious, fully renovated 4/2 home in the heart of Toccoa on almost 2 acres. This move in ready gem offers the perfect blend of comfort, space, and styles with new appliances, spacious living area, renovated master bath split floor plan/perfect for families, a massive finished basement with a living room and bedroom and a gorgeous treehouse effect with private serene views at your living room and master bedroom. This huge 1.96 acre lot backs up to Henderson Falls Park which guarantees permanent privacy.

Last Agent to Sell the Property

Mark Spain

Mark Spain Real Estate License #178501 Listed on: 06/16/2025

Mark Spain Real Estate

Co-Listed By

Josh Pipes

Mark Spain Real Estate License #396726

Last Buyer's Agent

Christine Frady

GA Realty LLC License #321194

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,626

Year Built

  • Built in 1987

Lot Details

  • 1.96 Acre Lot
  • Private Lot

Parking

  • 2 Parking Spaces

Home Design

  • 2-Story Property
  • Traditional Architecture

Interior Spaces

  • Rear Stairs
  • Double Pane Windows
  • Entrance Foyer
  • Great Room
  • Family Room
  • Dining Room Seats More Than Twelve
  • Bonus Room
  • Game Room
  • Home Gym
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on upper level
  • Laundry in Kitchen
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Outdoor Features

  • Deck

Location

  • Property is near schools
  • Property is near shops

Schools

  • Toccoa Elementary School
  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • No Home Owners Association
  • Henderson Falls Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,626

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1987
  • ArchitecturalStyle: Ranch, Traditional
  • Co List Office: TECH01
  • Financing Type: FHA
  • Levels: Two
  • Lot Size Acres: 1.96
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2632
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Water Heater, Washer
  • Bedrooms: 4
  • Dining Room Features: Seats 12+
  • Basement: Exterior Entry, Finished, Full
  • Below Grade Finished Sq Ft: 1316
  • Total Finished Sq Ft: 1316
  • Unfinished Below Grade Sq Ft: 1316
  • Above Grade Finished Sq Ft: 1316
  • Interior Amenities: Master On Main Level, Rear Stairs, Split Bedroom Plan, Walk-In Closet(s)
  • Full Bathrooms: 2
  • Flooring: Carpet, Vinyl
  • Window Features: Double Pane Windows

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Other
  • Lot Features: Other, Private
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Other
  • Waterfront Features: No Dock Or Boathouse

Garage/Parking

  • Parking Features: None
  • ParkingTotal: 2

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Kitchen, Upper Level
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Park, Sidewalks, Walk To Schools, Walk To Shopping

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Toccoa
  • High School: Stephens County
  • High School Bus: Yes
  • Middle School: Stephens County
  • Middle School Bus: Yes

Tax Info

  • Year: 2024
  • Tax Annual Amount: 1626

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2025
Closed on
Oct 7, 2025
Sold by
Prime Property Lending Llc
Bought by
P & W Property Group Llc
Seller's Agent
Mark Spain
Mark Spain Real Estate
Buyer's Agent
Christine Frady
GA Realty LLC
List Price
$325,000
Sold Price
$305,000
Premium/Discount to List
-$20,000
-6.15%
Views
186

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.10%
Original Mortgage
$299,475
Outstanding Balance
$299,204
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$2,171

Purchase Details

Listed on
Jun 16, 2025
Closed on
Sep 30, 2025
Sold by
P & W Property Group Llc
Bought by
Greenway Hollie
Seller's Agent
Mark Spain
Mark Spain Real Estate
Buyer's Agent
Christine Frady
GA Realty LLC
List Price
$325,000
Sold Price
$305,000
Premium/Discount to List
-$20,000
-6.15%
Views
186

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,475
Outstanding Balance
$299,204
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$2,171

Purchase Details

Closed on
Apr 30, 2025
Sold by
Arnold April Michelle
Bought by
Arnold April Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,375
Interest Rate
6.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 2021
Sold by
Arnold April Michelle
Bought by
Arnold April Michelle

Purchase Details

Closed on
Oct 30, 2018
Sold by
Ismay Norman D
Bought by
Arnold April Michelle and Arnold Vaughn Tremell

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,008
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2015
Sold by
Citifinancial Servicing Ll
Bought by
Ismay Norman

Purchase Details

Closed on
Nov 4, 2014
Sold by
Maney Michael R
Bought by
Citifinancial Servicing Llc

Purchase Details

Closed on
Sep 4, 2013
Sold by
Harper Russell N
Bought by
Maney Michael R and Maney Pamala J

Purchase Details

Closed on
Jul 2, 2013
Sold by
Hicks Dene M Sheriff
Bought by
Harper Russell N

Purchase Details

Closed on
Feb 3, 2006
Sold by
Geringer Mary M
Bought by
Maney Michael R and Maney Pamala J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 26, 2006
Sold by
Geringer Mary M
Bought by
Maney Michael R and Maney Pamala J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 16, 1998
Sold by
Norman Steven A
Bought by
Geringer Mary M

Purchase Details

Closed on
Apr 21, 1992
Sold by
Albert W & Son Inc Profit Sharing Plan
Bought by
Norman Steven A

Purchase Details

Closed on
May 21, 1987
Sold by
First National Bank Of Habersham
Bought by
Caudell Inc

Purchase Details

Closed on
Feb 27, 1987
Sold by
Norman Steven A
Bought by
Caudell Inc

Purchase Details

Closed on
Jul 3, 1986
Sold by
First National Bank Of Habersham
Bought by
Caudell Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Limited Warranty Deed $305,000 --
Warranty Deed $207,500 --
Warranty Deed -- --
Warranty Deed $112,510 --
Warranty Deed $47,500 --
Foreclosure Deed -- --
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes -- --
Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes $14,500 --
Deed $120,000 --
Deed $120,000 --
Warranty Deed $103,000 --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $299,475 FHA
Previous Owner $201,375 New Conventional
Previous Owner $90,008 New Conventional
Previous Owner $120,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $305,000 0.0% $116 / Sq Ft
08/21/2025 08/21/25 Pending -- -- --
07/28/2025 07/28/25 Price Changed $305,000 -1.6% $116 / Sq Ft
07/16/2025 07/16/25 Price Changed $310,000 -1.6% $118 / Sq Ft
07/11/2025 07/11/25 Price Changed $315,000 -1.6% $120 / Sq Ft
07/01/2025 07/01/25 Price Changed $320,000 -1.5% $122 / Sq Ft
06/16/2025 06/16/25 For Sale $325,000 -- $123 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,339 $78,767 $4,915 $73,852
2024 $1,840 $51,610 $4,915 $46,695
2023 $1,695 $47,915 $4,915 $43,000
2022 $1,345 $45,174 $4,915 $40,259
2021 $1,305 $41,721 $4,915 $36,806
2020 $1,290 $40,834 $4,915 $35,919
2019 $1,295 $40,834 $4,915 $35,919
2018 $155 $40,822 $4,903 $35,919
2017 $158 $40,822 $4,903 $35,919
2016 $366 $40,822 $4,902 $35,919
2015 $1,605 $48,342 $4,902 $43,439
2014 $1,595 $49,233 $4,903 $44,330
2013 -- $49,422 $4,902 $44,520
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Georgia MLS

MLS Number: 10544490

Georgia MLS

APN: T08-059