Seller's Agent in 2025
Sandra Warfield
RE/MAX Advantage Plus - Savage
(612) 845-4833
137 Total Sales
5322 Otsego St Duluth, MN 55804
Lakeside-Lester Park Neighborhood
3
Beds
1
Bath
1,404
Sq Ft
6,970
Sq Ft Lot
Highlights
- Deck
- Wood Flooring
- Fireplace
- Lester Park Elementary School Rated A-
- 2 Car Detached Garage
- Bathroom on Main Level
About This Home
As of November 2013Spacious lakeside home with loads of potential. Hardwood floors, formal dining, and sunroom. Large rear deck and large garage with double sided doors. This is a Fannie Mae HomePath property. All offers must be submitted online at www.homepath.com. Purchase this property for as little as 3% down! This property is approved for HomePath Mortgage Financing & HomePath Mortgage Renovation Financing. Buyer Pre-qual letter w/offer is preferred.
Last Agent to Sell the Property
Frank Messina
Real Living Messina & Associates Listed on: 09/10/2013
Last Buyer's Agent
Julia Russom
RE/MAX 1 - Duluth
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,982
Year Built
- 1940
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 50x140
Parking
- 2 Car Detached Garage
Home Design
- Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Fireplace
- Combination Dining and Living Room
- Wood Flooring
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Block Basement Construction
Additional Features
- Deck
- Forced Air Heating System
Listing and Financial Details
- Foreclosure
- Assessor Parcel Number 010-3080-02240
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 10, 2013
Closed on
Oct 30, 2013
Sold by
Federal National Mortgage Association
Bought by
Blackwell Andrew
Seller's Agent
Frank Messina
Real Living Messina & Associates
Buyer's Agent
Julia Russom
RE/MAX 1 - Duluth
List Price
$129,900
Sold Price
$114,000
Premium/Discount to List
-$15,900
-12.24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.85%
Original Mortgage
$110,580
Outstanding Balance
$82,170
Interest Rate
4.14%
Mortgage Type
New Conventional
Estimated Equity
$266,350
Purchase Details
Closed on
Jan 3, 2013
Sold by
Khalar Stephen M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Nov 8, 2012
Sold by
Khalar Stephen M
Bought by
Jpmorgan Chase Bank National Association
Purchase Details
Closed on
Apr 23, 2009
Sold by
Khalar Stephen M and Khalar Jonell R
Bought by
Winkels Jeremy J and Olson Jennifer A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
7.5%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Jun 2, 2004
Sold by
Khalar Stephen M and Khalar Jonell Rae
Bought by
Khalar Stephen M and Khalar Jonell Rae
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,000
Interest Rate
6.42%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jan 31, 2003
Sold by
Christ Jennifer L
Bought by
Khalar Stephen M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,650
Interest Rate
6.07%
Purchase Details
Closed on
Oct 22, 2001
Sold by
Christ Jeffrey T
Bought by
Christ Jennifer L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,000
Interest Rate
6.69%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Limited Warranty Deed | -- | First Financial Title Agency | |
| Trustee Deed | -- | First Fin Title | |
| Trustee Deed | $119,726 | None Available | |
| Contract Of Sale | $135,000 | None Available | |
| Contract Of Sale | $135,000 | None Available | |
| Interfamily Deed Transfer | -- | American Title | |
| Warranty Deed | $124,900 | Arrowhead Abstract & Title C | |
| Interfamily Deed Transfer | -- | Ati Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $110,580 | New Conventional | |
| Previous Owner | $125,000 | Seller Take Back | |
| Previous Owner | $29,000 | Stand Alone Second | |
| Previous Owner | $118,650 | No Value Available | |
| Previous Owner | $82,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/17/2025 08/17/25 | Pending | -- | -- | -- |
| 08/15/2025 08/15/25 | For Sale | $350,000 | +207.0% | $189 / Sq Ft |
| 11/14/2013 11/14/13 | Sold | $114,000 | -12.2% | $81 / Sq Ft |
| 10/22/2013 10/22/13 | Pending | -- | -- | -- |
| 09/10/2013 09/10/13 | For Sale | $129,900 | -- | $93 / Sq Ft |
Source: REALTOR® Association of Southern Minnesota
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $2,982 | $223,700 | $38,300 | $185,400 |
| 2022 | $2,494 | $205,500 | $35,500 | $170,000 |
| 2021 | $2,448 | $170,000 | $29,400 | $140,600 |
| 2020 | $2,380 | $170,000 | $29,400 | $140,600 |
| 2019 | $2,262 | $162,300 | $28,000 | $134,300 |
| 2018 | $1,964 | $156,600 | $28,000 | $128,600 |
| 2017 | $1,770 | $148,000 | $28,000 | $120,000 |
| 2016 | $1,732 | $159,900 | $33,600 | $126,300 |
| 2015 | $1,736 | $109,600 | $20,500 | $89,100 |
| 2014 | $1,736 | $109,600 | $20,500 | $89,100 |
Source: Public Records
Agents Affiliated with this Home
-
Sandra Warfield
-
Gary Kalligher
Buyer's Agent in 2025
Gary Kalligher
RE/MAX
(218) 390-0615
7 in this area
84 Total Sales
-
F
Seller's Agent in 2013
Frank Messina
Real Living Messina & Associates
-
J
Buyer's Agent in 2013
Julia Russom
RE/MAX
Map
Source: REALTOR® Association of Southern Minnesota
MLS Number: 4532686
APN: 010308002240
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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