NOT LISTED FOR SALE

5326 Terrace Arbor Cir Unit 109 Midlothian, VA 23112

Estimated Value: $409,000 - $415,000

3 Beds
2.5 Baths
2,388 Sq Ft
$308/mo HOA Fee

Last Sold April 06, 2023

Last sale price $372,000 $156 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,774/month

44 Days on Market

Highlights

  • Fitness Center
  • 24.92 Acre Lot
  • Cathedral Ceiling
  • Clover Hill High Rated A
  • Clubhouse
  • Wood Flooring

About This Home

As of April 2023

A zero-entry condo located at the Terraces at Swift Creek! This 3BD, 2.1BA, 2388 sq ft has a direct-entry garage with lots of storage space. The 1st floor Primary Suite includes a large walk-in closet and Primary Bath with ceramic tile and double vanity and walk-in shower and tub. The eat-in kitchen contains a pantry, great counterspace as well as a beautiful tile backsplash with a large cut out to the Dining Room and Great Room. The living space offers plenty of room for visitors and guests and with a cathedral ceiling and gas-fireplace. Cozy up to a book in your large Morning Room that has access to a private patio or enjoy some privacy in your Loft overlooking the rest of the home. The second floor also has 2 more large bedrooms with ceiling fans and a large hall bathroom for guests and visitors as well. Walk to the clubhouse complete with pool, exercise room or spend some time outdoors along the jogging paths within the neighborhood. The Terraces are easily accessible by nearby 288 and 360 and you have great restaurants, shops and grocery stores minutes away!

Last Agent to Sell the Property

Becky McNeer

Shaheen Ruth Martin & Fonville Brokerage Email: info@srmfre.com License #0225189418 Listed on: 01/12/2023

Shaheen Ruth Martin & Fonville

Last Buyer's Agent

Deborah Reynolds

Keller Williams Realty License #0225247278

Keller Williams Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,832

Year Built

  • Built in 2006

Lot Details

  • Sprinkler System

HOA Fees

  • $308 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,388 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Bay Window
  • Separate Formal Living Room
  • Loft

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Double Vanity

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Rear Porch

Schools

  • Clover Hill Elementary School
  • Swift Creek Middle School
  • Clover Hill High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 735-67-51-49-000-109

Community Details

Overview

  • Terraces At Swift Creek Subdivision

Amenities

  • Clubhouse

Recreation

  • Fitness Center
  • Community Pool
  • Trails

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,832

Year Built

Built in 2006

Lot Details

0

HOA Fees

$308 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 2006
  • Property Attached Yn: Yes
  • Attribution Contact: info@srmfre.com
  • Lot Size Acres: 24.918
  • Ownership: Individuals
  • Subdivision Name: Terraces At Swift Creek
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Ceramic Tile, Partially Carpeted, Wood
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bay Window, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Loft, Bath in Primary Bedroom, Main Level Primary, Pantry
  • Living Area: 2388.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Level
  • Pool Features: Community, None
  • Waterfront: No
  • Construction Type: Brick, Drywall, Frame, Vinyl Siding
  • Exterior Features: Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Patio
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Garage Door Opener, Off Street

Utilities

  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness, Trails/Paths
  • Amenities: Landscaping
  • Association Fee: 308.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Maintenance Grounds, Maintenance Structure, Recreation Facilities, Snow Removal, Trash

Schools

  • Middle Or Junior School: Swift Creek

Lot Info

  • Parcel Number: 735-67-51-49-000-109
  • Zoning Description: O2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 2832.0

MLS Schools

  • Elementary School: Clover Hill
  • High School: Clover Hill

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2023
Closed on
Mar 29, 2023
Sold by
Andrews Roy E and Andrews Pamela M
Bought by
Cowles Gary Scott and Cowles Sandra Kay
Seller's Agent
Becky McNeer
Shaheen Ruth Martin & Fonville
Buyer's Agent
Deborah Reynolds
Keller Williams Realty
List Price
$399,999
Sold Price
$372,000
Premium/Discount to List
-$27,999
-7%
Views
146
Current Estimated Value
$412,328

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,328
Avg. Annual Appreciation
4.24%
Original Mortgage
$111,000
Outstanding Balance
$99,356
Interest Rate
5.76%
Mortgage Type
New Conventional
Estimated Equity
$312,973

Purchase Details

Closed on
Feb 14, 2012
Sold by
Lewis Michelle W
Bought by
Andrews Roy E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,550
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 28, 2006
Sold by
Townes @ Swift Creek Dev
Bought by
Lewis Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,511
Interest Rate
6.36%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cowles Gary Scott $372,000 First American Title
Andrews Roy E $185,000 --
Lewis Michelle $299,389 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cowles Gary Scott $111,000
Previous Owner Andrews Roy E $150,550
Previous Owner Lewis Michelle $239,511
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/06/2023 04/06/23 Sold $372,000 -3.4% $156 / Sq Ft
02/25/2023 02/25/23 Pending -- -- --
02/03/2023 02/03/23 Price Changed $385,000 -3.7% $161 / Sq Ft
01/12/2023 01/12/23 For Sale $399,999 -- $168 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,354 $376,000 $64,000 $312,000
2024 $3,354 $361,900 $61,000 $300,900
2023 $3,177 $349,100 $61,000 $288,100
2022 $2,832 $307,800 $59,000 $248,800
2021 $2,798 $293,700 $59,000 $234,700
2020 $2,684 $282,500 $59,000 $223,500
2019 $2,517 $264,900 $57,000 $207,900
2018 $2,384 $250,900 $57,000 $193,900
2017 $2,533 $263,900 $57,000 $206,900
2016 $2,533 $263,900 $57,000 $206,900
2015 $2,546 $263,900 $57,000 $206,900
2014 $2,316 $241,300 $49,000 $192,300
Source: Public Records

Agents Affiliated with this Home

  • Becky McNeer

    Seller's Agent in 2023

    Becky McNeer

    Shaheen Ruth Martin & Fonville

    (804) 338-5516

    16 in this area

    109 Total Sales

    Becky McNeer
    Section Image
  • Deborah Reynolds

    Buyer's Agent in 2023

    Deborah Reynolds

    Keller Williams Realty

    (804) 455-7354

    21 in this area

    402 Total Sales

    Deborah Reynolds
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2300724

Central Virginia Regional MLS

APN: 735-67-51-49-000-109

Virginia Chesterfield County Midlothian 23112

5326 Terrace Arbor Cir Unit 109, Midlothian, VA

This home is located at 5326 Terrace Arbor Cir Unit 109, Midlothian, VA 23112 since 12 January 2023 and is currently estimated at $412,328, approximately $172 per square foot. This property was built in 2006. 5326 Terrace Arbor Cir Unit 109 is a home located in Chesterfield County with nearby schools including Clover Hill Elementary School, Swift Creek Middle, and Clover Hill High.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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