5326 Terrace Arbor Cir Unit 109 Midlothian, VA 23112
Estimated Value: $402,000 - $416,000
3
Beds
2.5
Baths
2,388
Sq Ft
$308/mo
HOA Fee
Highlights
- Fitness Center
- 24.92 Acre Lot
- Cathedral Ceiling
- Clover Hill High Rated A
- Clubhouse
- Wood Flooring
About This Home
As of April 2023A zero-entry condo located at the Terraces at Swift Creek! This 3BD, 2.1BA, 2388 sq ft has a direct-entry garage with lots of storage space. The 1st floor Primary Suite includes a large walk-in closet and Primary Bath with ceramic tile and double vanity and walk-in shower and tub. The eat-in kitchen contains a pantry, great counterspace as well as a beautiful tile backsplash with a large cut out to the Dining Room and Great Room. The living space offers plenty of room for visitors and guests and with a cathedral ceiling and gas-fireplace. Cozy up to a book in your large Morning Room that has access to a private patio or enjoy some privacy in your Loft overlooking the rest of the home. The second floor also has 2 more large bedrooms with ceiling fans and a large hall bathroom for guests and visitors as well. Walk to the clubhouse complete with pool, exercise room or spend some time outdoors along the jogging paths within the neighborhood. The Terraces are easily accessible by nearby 288 and 360 and you have great restaurants, shops and grocery stores minutes away!
Last Agent to Sell the Property
Shaheen Ruth Martin & Fonville Brokerage Email: info@srmfre.com License #0225189418 Listed on: 01/12/2023
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,832
Year Built
- Built in 2006
Lot Details
- Sprinkler System
HOA Fees
- $308 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Off-Street Parking
Home Design
- Brick Exterior Construction
- Frame Construction
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2,388 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Gas Fireplace
- Bay Window
- Separate Formal Living Room
- Loft
Kitchen
- Eat-In Kitchen
- Stove
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Partially Carpeted
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- Double Vanity
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
- Rear Porch
Schools
- Clover Hill Elementary School
- Swift Creek Middle School
- Clover Hill High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 735-67-51-49-000-109
Community Details
Overview
- Terraces At Swift Creek Subdivision
Amenities
- Clubhouse
Recreation
- Fitness Center
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 12, 2023
Closed on
Mar 29, 2023
Sold by
Andrews Roy E and Andrews Pamela M
Bought by
Cowles Gary Scott and Cowles Sandra Kay
Seller's Agent
Becky McNeer
Shaheen Ruth Martin & Fonville
Buyer's Agent
Deborah Reynolds
Keller Williams Realty
List Price
$399,999
Sold Price
$372,000
Premium/Discount to List
-$27,999
-7%
Views
146
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,463
Avg. Annual Appreciation
4.55%
Original Mortgage
$111,000
Outstanding Balance
$100,240
Interest Rate
5.76%
Mortgage Type
New Conventional
Estimated Equity
$310,223
Purchase Details
Closed on
Feb 14, 2012
Sold by
Lewis Michelle W
Bought by
Andrews Roy E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,550
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 28, 2006
Sold by
Townes @ Swift Creek Dev
Bought by
Lewis Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,511
Interest Rate
6.36%
Mortgage Type
New Conventional
Similar Homes in Midlothian, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cowles Gary Scott | $372,000 | First American Title | |
| Andrews Roy E | $185,000 | -- | |
| Lewis Michelle | $299,389 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Cowles Gary Scott | $111,000 | |
| Previous Owner | Andrews Roy E | $30,000 | |
| Previous Owner | Andrews Roy E | $150,550 | |
| Previous Owner | Lewis Michelle | $239,511 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/06/2023 04/06/23 | Sold | $372,000 | -3.4% | $156 / Sq Ft |
| 02/25/2023 02/25/23 | Pending | -- | -- | -- |
| 02/03/2023 02/03/23 | Price Changed | $385,000 | -3.7% | $161 / Sq Ft |
| 01/12/2023 01/12/23 | For Sale | $399,999 | -- | $168 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,354 | $376,000 | $64,000 | $312,000 |
| 2024 | $3,354 | $361,900 | $61,000 | $300,900 |
| 2023 | $3,177 | $349,100 | $61,000 | $288,100 |
| 2022 | $2,832 | $307,800 | $59,000 | $248,800 |
| 2021 | $2,798 | $293,700 | $59,000 | $234,700 |
| 2020 | $2,684 | $282,500 | $59,000 | $223,500 |
| 2019 | $2,517 | $264,900 | $57,000 | $207,900 |
| 2018 | $2,384 | $250,900 | $57,000 | $193,900 |
| 2017 | $2,533 | $263,900 | $57,000 | $206,900 |
| 2016 | $2,533 | $263,900 | $57,000 | $206,900 |
| 2015 | $2,546 | $263,900 | $57,000 | $206,900 |
| 2014 | $2,316 | $241,300 | $49,000 | $192,300 |
Source: Public Records
Agents Affiliated with this Home
-
Becky McNeer
Seller's Agent in 2023
Becky McNeer
Shaheen Ruth Martin & Fonville
(804) 338-5516
9 in this area
113 Total Sales
-
Deborah Reynolds
Buyer's Agent in 2023
Deborah Reynolds
Keller Williams Realty
(804) 455-7354
5 in this area
321 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2300724
APN: 735-67-51-49-000-109
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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