$1,399,000
$101K PRICE DROP

5332 Ragged Point Rd Cambridge, MD 21613

Estimated payment $8,438/month

Total Views 3,247
6 Beds
4.5 Baths
4,488 Sq Ft
$312 Price per Sq Ft

Highlights

  • 500 Feet of Waterfront
  • Access to Tidal Water
  • Fishing Allowed
  • Primary bedroom faces the bay
  • Vinyl Pool
  • Bay View

About This Home

Set on 10 remarkably private acres in Dorchester County’s scenic Neck District, this custom-built waterfront retreat commands sweeping views of the Middle Chesapeake Bay and offers the rare combination of space, comfort, and true Eastern Shore serenity. With over 4,500 sq. ft., 6 bedrooms, 4.5 baths, rip-rapped shoreline, and exceptional indoor and outdoor living spaces, this is a property designed for gathering generations of family and friends. A long private approach welcomes you to a setting where nature and waterfront living take center stage. Inside, hardwood floors, timeless architecture, and expansive Bay views create a warm yet elegant atmosphere. The waterfront family room features a striking stone fireplace with wood-burning insert and opens seamlessly to both the screened porch and covered deck, creating effortless indoor-outdoor living. The spacious kitchen was designed with entertaining in mind, offering a center island, breakfast bar, abundant cabinetry, stainless steel appliances, double wall ovens, pantry storage, and an oversized breakfast room ideal for casual mornings by the water. Formal living and dining rooms provide additional space for hosting holidays and special occasions. The first-floor primary suite serves as a private waterfront sanctuary with direct access to the covered porch and peaceful Chesapeake Bay views. Upstairs, five spacious guest bedrooms and three full baths—including a private en-suite—offer flexibility for large families, guests, or vacation rental potential. Vaulted ceilings and dormer windows add architectural charm and natural light throughout the second level. Outside, the lifestyle only gets better. Spend summer days around the inground pool, rinse off in the outdoor shower after boating or kayaking, enjoy crab feasts on the screened porch, or gather around the waterside fire pit as the sun sets across the Bay. The partially wooded acreage provides exceptional privacy while attracting an abundance of wildlife including bald eagles, deer, ducks, geese, and shorebirds—an everyday reminder of the natural beauty that surrounds you. Located on Ragged Point with Eastern Shore favorites like Soft & Salty Seafood and Danny's Seafood, this property offers easy access to fresh seafood, marinas, boating, and some of the finest fishing and crabbing waters on the Chesapeake Bay. The nearby Neck District Grill is a great spot for breakfast, lunch or weekend dinner. Whether you are searching for a full-time waterfront residence, luxury weekend escape, or investment opportunity with proven vacation rental appeal, this extraordinary property delivers the privacy, waterfront lifestyle, and authentic charm that buyers are seeking on Maryland’s Eastern Shore.

Listing Agent

Sharon Spedden

(410) 228-2525 sharon@sharonre.com Sharon Real Estate P.C. Brokerage Phone: 4102282525 License #20985 Listed on: 05/14/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,577

Year Built

  • Built in 2007

Lot Details

  • 9.07 Acre Lot
  • 500 Feet of Waterfront
  • Home fronts navigable water
  • Rural Setting
  • Landscaped
  • Wooded Lot
  • Property is in very good condition
  • Property is zoned RR

Parking

  • 3 Car Direct Access Garage
  • Side Facing Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Transitional Architecture
  • Architectural Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 4,488 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Stone Fireplace
  • Double Pane Windows
  • Double Hung Windows
  • French Doors
  • Insulated Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Screened Porch
  • Bay Views
  • Crawl Space
  • Attic

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Vinyl Pool
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Property near a bay
  • Rip-Rap
  • Powered Boats Permitted
  • Screened Patio
  • Rain Gutters

Schools

  • Sandy Hill Elementary School
  • Mace's Lane Middle School
  • Cambridge-South Dorchester High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Phone Available

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1008186529

Community Details

Overview

  • No Home Owners Association
  • Built by Dave Baynard
  • Ragged Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,577

Year Built

Built in 2007

Lot Details

9.07 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Transitional
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2007
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Oven - Wall, Oven - Double, Refrigerator, Dryer - Electric, Washer
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Attic, Ceiling Fan(s), Chair Railings, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Walk-In Closet(s), Wood Floors
  • Window Features: Double Pane, Double Hung
  • Fireplace Features: Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Insulated
  • Wall Ceiling Types: 9'+ Ceilings, Dry Wall, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Bedroom 6, Screened Porch
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 4488
  • Living Area Sq Ft: 4488
  • Price Per Sq Ft: 311.72
  • Above Grade Finished Sq Ft: 4488
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Exterior Features: Gutter System
  • Pool Features: Vinyl
  • Roof: Architectural Shingle
  • View: Bay, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 500

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Electric Available, Phone Available
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: SANDY HILL
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Middle Or Junior School: MACE'S LANE

Lot Info

  • Additional Parcels: No
  • Lot Features: Fishing Available, Landscaping, Trees/Wooded, Rural
  • Lot Size Acres: 9.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 395089.00
  • Outdoor Living Structures: Porch(es), Screened, Wrap Around
  • Property Condition: Very Good
  • Zoning: RR
  • In City Limits: No

Building Info

  • Builder Name: Dave Baynard

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 10577.00
  • Assessor Parcel Number: 1008186529
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Rip-Rap

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,637 $926,167 $0 $0
2024 $8,210 $829,533 $0 $0
2023 $8,210 $732,900 $202,900 $530,000
2022 $8,106 $723,600 $0 $0
2021 $7,900 $714,300 $0 $0
2020 $7,900 $705,000 $203,400 $501,600
2019 $7,900 $705,000 $203,400 $501,600
2018 $7,900 $705,000 $203,400 $501,600
2017 $7,988 $730,000 $0 $0
2016 -- $730,000 $0 $0
2015 $8,952 $738,600 $0 $0
2014 $8,952 $754,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/29/2026 05/29/26 Price Changed $1,399,000 -6.7% $312 / Sq Ft
05/14/2026 05/14/26 For Sale $1,500,000 -- $334 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Deed $99,000 --
Deed $62,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $245,000 Credit Line Revolving
Closed $200,000 Credit Line Revolving
Closed $100,000 Credit Line Revolving
Source: Public Records

Source: Bright MLS

MLS Number: MDDO2012276

Bright MLS

APN: 08-186529

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