NOT LISTED FOR SALE

535 Terranova Cir Winter Haven, FL 33884

Lake Ashton Neighborhood

Estimated Value: $314,760 - $396,000

3 Beds
2 Baths
2,038 Sq Ft
$173/Sq Ft Est. Value

Last Sold January 12, 2024

Last sale price $350,000 $172 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,290/month

29 Days on Market

Highlights

  • Lake View
  • Cathedral Ceiling
  • Covered Patio or Porch
  • Open Floorplan
  • Main Floor Primary Bedroom
  • 2 Car Attached Garage

About This Home

As of January 2024

Welcome to your new dream home in the vibrant gated Terranova community! We are offering you a fantastic opportunity to own a beautiful single-family home with three bedrooms and two bathrooms, with BREATHTAKING water views! The ponds provide access for you to enjoy a leisurely stroll, seating to take in the beautiful nature, and fishing.

As you enter the home, you are greeted with a spacious den that can be used as an additional family/living room or easily converted to a fourth bedroom. Retreat to your Owner's Suite, a spacious haven offering a generous walk-in closet and a luxurious dual-sink bath with a relaxing garden tub, perfect for soaking and unwinding at the end of a long day.

Gather and connect in the heart of your home—a welcoming kitchen with stainless steel appliances and abundant cabinet space. Picture nights by the real wood-burning fireplace in the living room, wired for surround sound, and enjoy your morning cup of coffee or relaxing afternoons on the screened lanai overlooking the peaceful pond. Your pets will love the fenced yard and handy pet door. Upgrades such as an architectural roof in 2017, a 4-ton HVAC system in 2016, and stylish luxury vinyl plank flooring make this home modern and comfortable.
This is the perfect location. In the heart of Winter Haven's enchanting Chain of Lakes region, this home promises a lifestyle where water play is a way of life. Dive into a world of exciting activities, including paddle boarding, flyboarding, kayaking, invigorating hikes, scenic bike rides, and unforgettable boating adventures. Just minutes from Legoland. The possibilities for outdoor enjoyment are boundless. With easy access to Highway 27, Posner Park, and just minutes away from the convenience of I-4, you'll have all the amenities and conveniences you need right at your fingertips.

Don't miss the chance to make this house your forever home, where affordability, location, and modern living converge to create an exceptional lifestyle. Terranova is waiting to welcome you with open arms—come and experience the magic of this incredible community today!

Last Agent to Sell the Property

Rebecca James

LOKATION Brokerage Phone: 954-545-5583 License #3363179 Listed on: 11/11/2023

LOKATION

Last Buyer's Agent

William Sirigas

WATSON REALTY CORP. License #655447

WATSON REALTY CORP.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,987

Year Built

  • Built in 2004

Lot Details

  • 7,392 Sq Ft Lot
  • North Facing Home

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,038 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Lake Views

Kitchen

  • Range
  • Microwave

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Arservices Managment Association, Phone Number (813) 254-1600
  • Terranova Ph 01 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,987

Year Built

Built in 2004

Lot Details

0

HOA Fees

$49 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2038
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 2466
  • Lot Size Sq Ft: 7392
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Owner
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Cypress Gardens Blvd
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 171.74
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 954-545-5583
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Primary Bedroom Main Floor, Open Floorplan, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • ResoLivingAreaSource: Owner
  • Living Area Meters: 189.34

Exterior Features

  • Direction Faces: North
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Asphalt
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 147
  • Association Fee Frequency: Quarterly
  • Association Name: ARSERVICES MANAGMENT
  • Phone: 813-254-1600
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: ARSERVICES@DLGMGMNT.COM

Fee Information

  • Total Annual Fees: 588.00
  • Total Monthly Fees: 49.00
  • Monthly HOA Amount: 49.00

Lot Info

  • Parcel Number: 26-29-14-687804-000190
  • Additional Parcels: No
  • Flood Zone Code: X-AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: CONTACT HOA FOR ANY RESTRICTIONS

Tax Info

  • Tax Annual Amount: 3987
  • Tax Book Number: 119-30
  • Tax Lot: 19

Multi Family

  • Approval Process: CONTACT HOA FOR ANY RESTRICTIONS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 11, 2023
Closed on
Jan 11, 2024
Sold by
Janiak Monika and Janiak Adam
Bought by
Cook Herchel E and Ruholl-Cook Mandy J
Seller's Agent
Rebecca James
LOKATION
Buyer's Agent
William Sirigas
WATSON REALTY CORP.
List Price
$359,900
Sold Price
$350,000
Premium/Discount to List
-$9,900
-2.75%
Views
196
Current Estimated Value
$351,940

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,940
Avg. Annual Appreciation
0.31%
Original Mortgage
$361,550
Outstanding Balance
$355,318
Interest Rate
7.03%
Mortgage Type
VA
Estimated Equity
-$3,378

Purchase Details

Listed on
Dec 7, 2022
Closed on
May 1, 2023
Sold by
Oliver Douglas Ray and Oliver Marlene
Bought by
Janiak Monika and Janiak Adam
Seller's Agent
Thomas Russell
THE CARVAJAL GROUP
Buyer's Agent
Rebecca James
LOKATION
List Price
$359,900
Sold Price
$331,000
Premium/Discount to List
-$28,900
-8.03%
Views
155

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.30%
Original Mortgage
$281,350
Interest Rate
6.42%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 6, 2021
Closed on
Aug 27, 2021
Sold by
Nix Wallace K and Nix Linda C
Bought by
Oliver Douglas Ray and Oliver Marlene
Seller's Agent
Debbie Allen
HARPER REALTY FL, LLC
Buyer's Agent
Thomas Russell
THE CARVAJAL GROUP
List Price
$289,900
Sold Price
$300,000
Premium/Discount to List
$10,100
3.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.07%
Original Mortgage
$310,800
Interest Rate
2.7%
Mortgage Type
VA

Purchase Details

Closed on
Dec 9, 2010
Sold by
Cook Linda C
Bought by
Nix Linda C and Nix Wallace K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,800
Interest Rate
4.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2003
Sold by
L M Properties Of Polk County Inc
Bought by
Cook Linda C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,362
Interest Rate
6%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cook Herchel E $350,000 Celebration Title Group
Janiak Monika $331,000 Traditions Title & Escrow
Oliver Douglas Ray $300,000 Lakeland Title Llc
Nix Linda C -- Servicelink
Cook Linda C $25,000 Insured Real Estate Title Se
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cook Herchel E $361,550
Previous Owner Janiak Monika $281,350
Previous Owner Oliver Douglas Ray $310,800
Previous Owner Nix Linda C $137,800
Previous Owner Cook Linda C $139,362
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/12/2024 01/12/24 Sold $350,000 -1.3% $172 / Sq Ft
12/11/2023 12/11/23 Pending -- -- --
11/28/2023 11/28/23 Price Changed $354,500 -1.5% $174 / Sq Ft
11/11/2023 11/11/23 For Sale $359,900 +8.7% $177 / Sq Ft
05/02/2023 05/02/23 Sold $331,000 -4.3% $162 / Sq Ft View Prior Sale
03/12/2023 03/12/23 Pending -- -- --
03/02/2023 03/02/23 Price Changed $345,900 -0.9% $170 / Sq Ft
01/16/2023 01/16/23 Price Changed $348,900 -0.3% $171 / Sq Ft
12/17/2022 12/17/22 Price Changed $349,900 -2.8% $172 / Sq Ft
12/07/2022 12/07/22 For Sale $359,900 +20.0% $177 / Sq Ft
08/31/2021 08/31/21 Sold $300,000 +3.5% $147 / Sq Ft View Prior Sale
08/08/2021 08/08/21 Pending -- -- --
08/06/2021 08/06/21 For Sale $289,900 -- $142 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,681 $254,359 $48,000 $206,359
2024 $4,099 $250,148 $48,000 $202,148
2023 $4,099 $259,877 $0 $0
2022 $3,987 $252,308 $40,000 $212,308
2021 $1,376 $112,243 $0 $0
2020 $1,356 $110,693 $0 $0
2018 $1,308 $106,186 $0 $0
2017 $1,210 $104,002 $0 $0
2016 $1,345 $101,863 $0 $0
2015 $1,205 $101,155 $0 $0
2014 $1,299 $100,352 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Rebecca James

    Seller's Agent in 2024

    Rebecca James

    LoKation Real Estate

    (954) 908-9131

    2 in this area

    56 Total Sales

    Rebecca James
    Section Image

  • W

    Buyer's Agent in 2024

    William Sirigas

    WATSON REALTY CORP.

    (407) 973-0329

    1 in this area

    61 Total Sales

    William Sirigas
    Section Image
  • Thomas Russell

    Seller's Agent in 2023

    Thomas Russell

    THE CARVAJAL GROUP

    (254) 833-1727

    4 in this area

    76 Total Sales

    Thomas Russell
    Section Image

  • D

    Seller's Agent in 2021

    Debbie Allen

    HARPER REALTY FL, LLC

    (863) 604-6442

    1 in this area

    22 Total Sales

    Debbie Allen
    Section Image
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Map

Source: Stellar MLS

MLS Number: T3485422

Stellar MLS

APN: 26-29-14-687804-000190

Florida Polk County Winter Haven 33884 Lake Ashton

535 Terranova Cir, Winter Haven, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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