$1,110,000
SOLD JUN 9, 2025
4 Beds
2.5 Baths
3,230 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$344 Per Sq Ft

1% Below List Price

8 Days on Market

Highlights

  • Marina
  • Boat Dock
  • Deeded access to the beach
  • J.R. Arnold High School Rated A-
  • Golf Course Community
  • Heated In Ground Pool

About This Home

As of June 2025

Refined, intelligent, and purposefully crafted for effortless coastal living, this custom four-bedroom plus office residence in the prestigious Bay Point community is a statement of modern sophistication. Towering nearly 30-foot ceilings set the tone for the expansive, open-concept living spaces, where tranquil water views and curated luxury upgrades deliver a sense of serene indulgence.The chef's kitchen, completely reimagined in 2022, is both beautiful and functional—featuring custom cabinetry, sleek new countertops, a spacious walk-in pantry, and a premium three-stage reverse osmosis filtration and remineralization system. Designed with entertaining in mind, the home includes integrated indoor/outdoor speakers, all-new LED lighting, and a smart-home system with cameras, door sensors, and programmable thermostats for optimal comfort and security.Step outside to a private oasis, where a resurfaced saltwater pool (2023) with gas heating and stylish tile complements the fully remodeled outdoor kitchen (2025)perfect for hosting under the Florida sun. Every bathroom in the home has been professionally renovated, with the upstairs and primary baths completed in 2025. The primary bath offers a spa-quality experience with dual high-end shower systems, body sprayers, rain heads, and hand wands.Additional enhancements include a newer roof installed in 2021, a whole-home tankless water heater added in 2023, and two new HVAC systems replaced in 2023 and 2024. The property also features a Wi-Fi-enabled irrigation system, a generator hookup, a luxury vinyl privacy fence (2024), and a Tesla 40-amp charger. A 2009 EZGO golf cart is included with the home.Situated within the gated enclave of Bay Pointhome to one of Panama City Beach's only full-service marinasresidents enjoy 24-hour security, golf, tennis, and impeccably maintained grounds. This residence offers a rare blend of resort-style amenities and practical luxury, perfectly suited for discerning homeowners who value excellence in every detail of their living environment.

Last Agent to Sell the Property

Taylor Moorman

Scenic Sotheby's International Realty License #3570743 Listed on: 05/21/2025

Scenic Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,144

Year Built

  • Built in 2007

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 90x125
  • Property fronts a private road
  • Back Yard Fenced
  • Interior Lot
  • Cleared Lot

HOA Fees

  • $138 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Guest Parking

Home Design

  • Mediterranean Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 3,230 Sq Ft Home
  • 2-Story Property
  • Built-in Bookshelves
  • Shelving
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Dining Room
  • Bay Views
  • Dryer

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Gas Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Spa
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Patio
  • Outdoor Kitchen
  • Built-In Barbecue
  • Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 31259-585-000

Community Details

Overview

  • Association fees include accounting, land recreation, legal, management, master, recreational faclty, security
  • Bay Point Unit 1 Subdivision
  • The community has rules related to covenants

Recreation

  • Boat Dock
  • Community Boat Launch
  • Marina
  • Waterfront Community
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fishing

Additional Features

  • Picnic Area
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,144

Year Built

Built in 2007

Lot Details

0

HOA Fees

$138 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.09
  • Lot Size: 90x125
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: BAY POINT UNIT 1
  • Directions: From Thomas Drive, turn left onto Magnolia, between the Publix & Winn Dixie. Stay RIGHT at the fork, take the 1st Bay Point Resident's Gate entrance. Go past the Golf Villa's to the SECOND RIGHT on Marlin Circle, (200 Block)l Then LEFT on Wahoo, LEFT on Bonefish, over the canal bridge and RIGHT on Wahoo. Home will be on left at Wahoo and Swordfish.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2007
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Heat - Two or More: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Elect, Water Heater - Tnkls
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Shelving: Yes
  • Appliances:Oven Double: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Cleared, Covenants, Interior, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Bay
  • Construction Type: Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Pool - Gunite Concrt, Summer Kitchen
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Open, Porch Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Lot Features:Cleared: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Pool - Heated: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Pool - Gunite Concrt: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Guest
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Guest: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Boat Launch, Deed Access, Dock, Exercise Room, Fishing, Gated Community, Golf, Marina, Picnic Area, Playground, Tennis, Waterfront
  • Association #2 Fee: 1650.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Legal, Management, Master Association, Recreational Faclty, Security

Schools

  • Elementary School: Patronis
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 3920.4
  • Parcel #: 31259-585-000
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 8143.52
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Jun 9, 2025
Sold by
Ferrell Aaron and Ferrell Jamie
Bought by
Lolley Mark and Lolley Susan
Seller's Agent
Taylor Moorman
Scenic Sotheby's International Realty
List Price
$1,120,000
Sold Price
$1,110,000
Premium/Discount to List
-$10,000
-0.89%
Views
13

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.11%

Purchase Details

Listed on
Mar 31, 2022
Closed on
Jul 8, 2022
Sold by
Nadeau and Mia
Bought by
Ferrell Jamie and Ferrell Jamie
Seller's Agent
Mia Nadeau
Beachy Beach Real Estate
Buyer's Agent
Bryan Cowan
Beachy Beach Real Estate
List Price
$900,000
Sold Price
$890,000
Premium/Discount to List
-$10,000
-1.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.86%
Original Mortgage
$755,430
Interest Rate
5.1%
Mortgage Type
VA

Purchase Details

Closed on
Feb 17, 2009
Sold by
Nadeau Kirsten
Bought by
Nadeau Terry

Purchase Details

Closed on
Mar 30, 2004
Sold by
Hall Wayne and Hall Patricia
Bought by
Nadeau Terry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5.53%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 19, 2002
Sold by
Seahaven Development Inc
Bought by
Hall Wayne and Hall Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
5.92%
Mortgage Type
Credit Line Revolving
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,110,000 Clear Title
Warranty Deed $1,110,000 Clear Title
Warranty Deed $890,000 None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed $70,000 --
Warranty Deed $40,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $755,430 VA
Previous Owner $150,000 Credit Line Revolving
Previous Owner $445,000 Unknown
Previous Owner $63,000 Purchase Money Mortgage
Previous Owner $30,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2025 06/09/25 Sold $1,110,000 -0.9% $344 / Sq Ft
05/29/2025 05/29/25 Pending -- -- --
05/21/2025 05/21/25 For Sale $1,120,000 +25.8% $347 / Sq Ft
10/10/2022 10/10/22 Off Market $890,000 -- --
07/08/2022 07/08/22 Sold $890,000 -1.1% $276 / Sq Ft
05/10/2022 05/10/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $900,000 -- $279 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,171 $698,608 $90,000 $608,608
2023 $8,171 $689,418 $72,960 $616,458
2022 $3,164 $308,195 $0 $0
2021 $3,223 $303,260 $0 $0
2020 $3,219 $299,073 $0 $0
2019 $3,345 $306,150 $0 $0
2018 $3,328 $300,442 $0 $0
2017 $3,277 $294,262 $0 $0
2016 $3,260 $288,210 $0 $0
2015 $3,330 $286,207 $0 $0
2014 $3,296 $283,936 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 976887

Emerald Coast Association of REALTORS®

APN: 31259-585-000