$219,900

Estimated payment $1,515/month

Total Views 881
4 Beds
2 Baths
1,530 Sq Ft
$144 Price per Sq Ft

About This Home

Owner is an agent, but is not the listing agent. Welcome to 538 Charles Avenue in Saint Paul, a fantastic opportunity for both homeowners and investors alike! This duplex offers a perfect owner/occupy setup, allowing you to live in one unit while renting the other to offset your mortgage. Whether you’re looking to build equity while enjoying a home of your own, or you want to add a strong cash-flowing property to your portfolio, this duplex delivers. Conveniently located near parks, schools, restaurants, and easy freeway access, 538 Charles Avenue combines long-term investment potential with everyday livability. Don’t miss your chance to own a versatile property in the heart of Saint Paul!

Listing Agent

Jason Hopkins

Lakes Area Realty Listed on: 09/04/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,114

Year Built

  • Built in 1885

Home Design

  • Duplex

Interior Spaces

  • 1,530 Sq Ft Home
  • 2-Story Property
  • Unfinished Basement
  • Partial Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Bathrooms

Additional Features

  • Lot Dimensions are 40x124
  • Forced Air Heating System

Community Details

  • 2 Units
  • Michels Sub Of Blk 14 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 362923230069

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,114

Year Built

Built in 1885

Lot Details

0

Listing Details

  • Type: Residential Income
  • Property Subtype 1: Duplex Up and Down
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1885
  • Above Grade Finished Sq Ft: 1530
  • Water Sewer Expenses: 450
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: MultiFamily

Interior Features

  • Basement: Partial, Unfinished
  • Living Area: 1530
  • Basement YN: Yes
  • Total Rooms: 4
  • Appliances: Range
  • Total Rooms: 5

Beds/Baths

  • Total Bedrooms: 4

Exterior Features

  • Neighborhood: Thomas-Dale (Frogtown)

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Schools

  • Junior High Dist: St. Paul
  • SchoolDistrictNumber: 625
  • SchoolDistrictPhone: 651-767-8100

Lot Info

  • Lot Size: 40X124
  • Land Lease: No
  • Additional Parcels: No
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding
  • Units Total: 2

Rental Info

  • Expenses: 0.0000

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 362923230069
  • Tax Annual Amount: 4114
  • TaxWithAssessments: 4114.0000

Multi Family

  • TenantPays: Electricity, Gas, Sewer, Trash Collection

Map

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,606 $194,800 $25,000 $169,800
2023 $4,606 $167,100 $20,000 $147,100
2022 $2,884 $170,200 $20,000 $150,200
2021 $3,032 $131,000 $20,000 $111,000
2020 $2,812 $143,900 $11,200 $132,700
2019 $2,490 $122,900 $11,200 $111,700
2018 $2,066 $106,300 $11,200 $95,100
2017 $1,774 $94,600 $11,200 $83,400
2016 $1,816 $0 $0 $0
2015 $1,778 $70,600 $11,200 $59,400
2014 $1,660 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 For Sale $219,900 +14.5% $144 / Sq Ft
01/13/2023 01/13/23 Sold $192,000 -4.0% $125 / Sq Ft
11/05/2022 11/05/22 Pending -- -- --
10/26/2022 10/26/22 For Sale $200,000 -- $131 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $192,000 --
Warranty Deed $192,000 Minnesota Title
Quit Claim Deed -- All American Commercial Ttl
Quit Claim Deed $96,970 All American Commercial Ttl
Deed $1,463,500 --
Warranty Deed $50,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $144,000 New Conventional
Previous Owner $144,000 New Conventional
Previous Owner $6,750,000 Commercial
Previous Owner $1,463,480 No Value Available
Previous Owner $500,000 Future Advance Clause Open End Mortgage
Source: Public Records

Source: NorthstarMLS

MLS Number: 6783310

NorthstarMLS

APN: 36-29-23-23-0069