Susan Sommers
Howard Hanna Capital Inc
(518) 730-7518
54 Total Sales
1 in Waterford
$125,000 Price
54 Towpath Ln Waterford, NY 12188
Waterford AreaEstimated Value: $646,000 - $749,000
5
Beds
3
Baths
3,208
Sq Ft
$222/Sq Ft
Est. Value
Highlights
- River Front
- 1.11 Acre Lot
- Deck
- Shatekon Elementary School Rated A-
- Colonial Architecture
- Wood Flooring
About This Home
As of November 2025Large 5 bedroom colonial on over an acre of land with frontage on the Mohawk River! First floor bedroom and full bath, semi finished area in walk out basement. Geothermal HVAC system installed 2022. Hardwood flooring throughout most of 1st floor, new carpeting in upstairs bedrooms. Very spacious home with a classic colonial floor plan, well suited for multi-generational living. Walk the path in the back yard that leads down to the river. Dock permit available from NYS canal Corp for appx. $50 per year, check at albanycanalpermits@canals.ny.gov
Last Agent to Sell the Property
Howard Hanna Capital Inc License #30KO0886220 Listed on: 09/11/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,389
Year Built
- Built in 2001
Lot Details
- 1.11 Acre Lot
- River Front
- Property is zoned Single Residence
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
- Asphalt
Interior Spaces
- 3,208 Sq Ft Home
- Wet Bar
- Chair Railings
- Crown Molding
- Tray Ceiling
- Paddle Fans
- Gas Fireplace
- Double Pane Windows
- Family Room
- Dining Room
- Home Office
- Unfinished Basement
- Walk-Out Basement
Kitchen
- Eat-In Kitchen
- Double Oven
- Cooktop
- Microwave
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom located on second floor
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Hydromassage or Jetted Bathtub
- Ceramic Tile in Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Dryer
Outdoor Features
- Deck
- Exterior Lighting
Schools
- Shenendehowa High School
Utilities
- Central Air
- Geothermal Heating and Cooling
- 200+ Amp Service
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 12.000 / 3
- Assessor Parcel Number 415489 285.14-3-12
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2025
Closed on
Nov 6, 2025
Sold by
Bought by
Seller's Agent
Joel Koval
Howard Hanna Capital Inc
Buyer's Agent
Alvis Milligan
Vera Cohen Realty LLC
List Price
$675,000
Sold Price
$685,000
Premium/Discount to List
$10,000
1.48%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,572
Avg. Annual Appreciation
5.52%
Original Mortgage
$650,750
Outstanding Balance
$644,551
Interest Rate
5.13%
Mortgage Type
New Conventional
Estimated Equity
$69,021
Purchase Details
Listed on
Jan 13, 2021
Closed on
Mar 18, 2021
Sold by
Bought by
Seller's Agent
Joseph Cardinale
Howard Hanna Capital Inc
Buyer's Agent
Kerri Arserio
Re Max Solutions
List Price
$500,000
Sold Price
$525,000
Premium/Discount to List
$25,000
5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.90%
Purchase Details
Closed on
Mar 21, 2008
Sold by
Bought by
Purchase Details
Closed on
Aug 14, 2003
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Waterford, NY
-
Susan Sommers
-
Christine Frith
Christine Frith
Coldwell Banker Prime Properties
(518) 375-1596
239 Total Sales
2 in Waterford
$105K - $435K Price Range
-
Garry DeGonza
Garry DeGonza
DeGonza Realty
(518) 635-6452
69 Total Sales
1 in Waterford
$285,000 Price
-
Jennifer Johnson
Jennifer Johnson
Responds QuicklyJulie & Co Realty LLC
(518) 855-3648
161 Total Sales
1 in Waterford
$450,000 Price
-
Lisa Joy Rupinski
Lisa Joy Rupinski
Bicentennial Realty
(518) 469-6958
68 Total Sales
2 in Waterford
$51K - $267K Price Range
-
Jamie Mazuryk
Jamie Mazuryk
Venture Fox Realty Group LLC
(518) 672-6479
331 Total Sales
1 in Waterford
$725,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $685,000 | None Listed On Document | ||
| $525,000 | None Listed On Document | ||
| $492,000 | E. Gray Watkins | ||
| $264,900 | James Blendell |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $650,750 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/06/2025 11/06/25 | Sold | $685,000 | +1.5% | $214 / Sq Ft | |
| 09/18/2025 09/18/25 | Pending | -- | -- | -- | |
| 09/11/2025 09/11/25 | For Sale | $675,000 | +28.6% | $210 / Sq Ft | |
| 03/19/2021 03/19/21 | Sold | $525,000 | +5.0% | $164 / Sq Ft | View Prior Sale |
| 01/19/2021 01/19/21 | Pending | -- | -- | -- | |
| 01/13/2021 01/13/21 | For Sale | $500,000 | -- | $156 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,705 | $475,000 | $65,800 | $409,200 |
| 2024 | $10,565 | $475,000 | $65,800 | $409,200 |
| 2023 | $10,373 | $475,000 | $65,800 | $409,200 |
| 2022 | $11,250 | $475,000 | $65,800 | $409,200 |
| 2021 | $11,621 | $475,000 | $65,800 | $409,200 |
| 2020 | $10,707 | $475,000 | $65,800 | $409,200 |
| 2019 | $7,177 | $475,000 | $65,800 | $409,200 |
| 2018 | $10,927 | $475,000 | $65,800 | $409,200 |
| 2017 | $10,093 | $129,000 | $30,000 | $99,000 |
| 2016 | $9,802 | $129,000 | $30,000 | $99,000 |
| 2015 | $3,417 | $129,000 | $30,000 | $99,000 |
| 2014 | $14,906 | $129,000 | $30,000 | $99,000 |
Source: Public Records
Agents Affiliated with this Home
-
Joel Koval
Seller's Agent in 2025
Joel Koval
Howard Hanna Capital Inc
(518) 371-2624
124 Total Sales
-
Alvis Milligan
Buyer's Agent in 2025
Alvis Milligan
Vera Cohen Realty LLC
(518) 338-6474
172 Total Sales
-
Joseph Cardinale
Seller's Agent in 2021
Joseph Cardinale
Howard Hanna Capital Inc
(518) 755-2064
254 Total Sales
-
Kerri Arserio
Buyer's Agent in 2021
Kerri Arserio
RE/MAX
(518) 248-2663
95 Total Sales
Map
Source: Global MLS
MLS Number: 202525623
APN: 415489-285-014-0003-012-000-0000
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