$259,000
SOLD AUG 21, 2026

540 3rd St SE Milaca, MN 56353

Milaca Area
4 Beds
2 Baths
2,101 Sq Ft
0.36 Acre Lot

Sale Details

Date Sold: August 21, 2026

$123 Per Sq Ft

4% Above List Price

12 Days on Market

Highlights

  • Deck
  • No HOA
  • 1-Story Property
  • Family Room with Fireplace
  • 2 Car Detached Garage
  • Forced Air Heating and Cooling System

About This Home

As of August 2026

Welcome to a classic 1955 rambler that effortlessly blends mid-century charm with functional, spacious living. Nestled in a quiet, established Milaca neighborhood, this 4-bedroom, 2-bathroom single-family home boasts 2,090 square feet of inviting interior space, striking built-ins, and dual fireplaces perfect for cold Minnesota winters. As you step inside this move-in-ready gem, you immediately notice the craftsmanship of a bygone era. The main floor welcomes you with stunning hardwood floors and an intuitive layout. The central living area anchors the home with a cozy fireplace, while built-in cabinetry provides character you simply cannot find in modern construction. The layout shines even brighter as you venture downstairs. The fully finished lower level functions as a secondary living suite or the ultimate entertainment hub, featuring a functional kitchenette, an expansive family room with its own fireplace, and a private office space ideal for remote work. Outside, the property features a beautifully landscaped yard. Step out onto the private deck to sip your morning coffee or entertain friends in the evening. Located just minutes from schools, parks, and local dining, this home offers small-town peace with city conveniences.

Last Agent to Sell the Property

Paul Jackson

Hewitt Jackson Real Estate Listed on: 07/14/2026

Hewitt Jackson Real Estate

Last Buyer's Agent

Sam Lieser

Purpose Driven Realty, LLC

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,049

Year Built

  • Built in 1955

Lot Details

  • Lot Dimensions are 81 x 198
  • Few Trees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Pitched Roof
  • Shake Siding

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Combination Dining and Living Room

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer
  • Sink Near Laundry

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Block Basement Construction
  • Laundry in Basement
  • Basement Window Egress

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Oil
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Third Addition To Milaca Subdivision

Listing and Financial Details

  • Assessor Parcel Number 210430420

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,049

Year Built

Built in 1955

Lot Details

0.36 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Shakes
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 1955
  • Above Grade Finished Sq Ft: 1196
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Drain Tiled, Egress Window(s), Full, Partially Finished, Sump Basket, Sump Pump
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Living Room, Wood Burning
  • Living Area: 2101
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 905
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt, Pitched
  • Foundation Details: Block
  • Other Structures: Storage Shed
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Detached Garage, Gravel, Asphalt, Electric, Garage Door Opener

Utilities

  • Heating: Forced Air, Heat Pump
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement, Electric Dryer Hookup, Sink, Washer Hookup
  • Electric: Circuit Breakers
  • Fuel: Electric, Oil
  • Power Company: East Central Energy

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Milaca
  • SchoolDistrictPhone: 3209827210

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 81 x 198
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 210430420
  • Tax Annual Amount: 3049
  • TaxWithAssessments: 3064

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2026
Closed on
Aug 21, 2026
Sold by
Thomas Schumacher Brian
Bought by
Seller's Agent
Paul Jackson
Hewitt Jackson Real Estate
Buyer's Agent
Sam Lieser
Purpose Driven Realty, LLC
List Price
$249,900
Sold Price
$259,000
Premium/Discount to List
$9,100
3.64%
Views
99

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-49.69%
Original Mortgage
$254,308
Outstanding Balance
$254,308
Interest Rate
6.55%
Mortgage Type
FHA
Estimated Equity
-$9,158

Purchase Details

Closed on
Jun 19, 2017
Sold by
Mcwhite Arthur W and Mcwhite Anne
Bought by
Schumacher Brian Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,347
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 2, 2012
Closed on
May 29, 2013
Sold by
Fuller Mary Ellen
Bought by
Mcwhite Arthur W and Mcwhite Anne
Seller's Agent
Scott Minks
Home 2 Home Properties, Inc.
Buyer's Agent
Michael Cassens
Countryside Realty
List Price
$102,900
Sold Price
$95,000
Premium/Discount to List
-$7,900
-7.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.38%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Milaca, MN

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $140,900 None Available
Warranty Deed $95,000 Home Security Abstract & Tit
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $138,347 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/21/2026 08/21/26 Sold $259,000 +3.6% $123 / Sq Ft
07/29/2026 07/29/26 Pending -- -- --
07/17/2026 07/17/26 For Sale $249,900 +163.1% $119 / Sq Ft
05/29/2013 05/29/13 Sold $95,000 -7.7% $56 / Sq Ft View Prior Sale
03/19/2013 03/19/13 Pending -- -- --
11/02/2012 11/02/12 For Sale $102,900 -- $61 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,064 $250,600 $36,000 $214,600
2025 $3,064 $244,600 $32,000 $212,600
2024 $2,582 $216,900 $28,000 $188,900
2023 $2,620 $200,700 $28,000 $172,700
2022 $2,484 $204,600 $28,000 $176,600
2021 $2,490 $164,500 $28,000 $136,500
2020 $2,514 $159,900 $23,400 $136,500
2019 $2,148 $152,700 $23,400 $129,300
2018 $2,120 $136,200 $23,400 $112,800
2017 $2,086 $132,600 $22,600 $110,000
2016 $1,954 $0 $0 $0
2015 $1,668 $0 $0 $0
2014 $1,668 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7108545

NorthstarMLS

APN: 21-043-0420

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