540 4th St Chipley, FL 32428
Estimated payment $868/month
Highlights
- Traditional Architecture
- Living Room
- Dining Room
- No HOA
- Central Air
- Ceiling Fan
About This Home
Exceptional find in downtown Chipley on a Generous Lot!
Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates!
With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round.
Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,477
Year Built
- Built in 1972
Lot Details
- 0.36 Acre Lot
Home Design
- Traditional Architecture
Interior Spaces
- Ceiling Fan
- Living Room
- Dining Room
Kitchen
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Schools
- Kate M. Smith Elementary School
- Roulhac Middle School
- Chipley High School
Utilities
- Central Air
- Heating Available
Community Details
- No Home Owners Association
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,621 | $93,727 | $8,475 | $85,252 |
| 2024 | $1,477 | $92,521 | $8,475 | $84,046 |
| 2023 | $1,311 | $59,718 | $0 | $0 |
| 2022 | $1,191 | $66,564 | $6,215 | $60,349 |
| 2021 | $1,080 | $55,995 | $6,215 | $49,780 |
| 2020 | $952 | $44,867 | $6,215 | $38,652 |
| 2019 | $932 | $42,823 | $6,215 | $36,608 |
| 2018 | $935 | $41,925 | $6,215 | $35,710 |
| 2017 | $959 | $41,822 | $6,215 | $35,607 |
| 2016 | $978 | $42,118 | $0 | $0 |
| 2015 | $992 | $42,118 | $0 | $0 |
| 2014 | -- | $42,118 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/20/2025 12/20/25 | Price Changed | $142,500 | -0.7% | $142 / Sq Ft |
| 10/31/2025 10/31/25 | Price Changed | $143,500 | -1.0% | $143 / Sq Ft |
| 09/16/2025 09/16/25 | For Sale | $145,000 | -- | $144 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $59,000 | Attorney | |
| Special Warranty Deed | $52,900 | Landsafe Title Of Fl Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $65,984 | FHA | |
| Previous Owner | $50,255 | Purchase Money Mortgage |
Source: Central Panhandle Association of REALTORS®
MLS Number: 779075
APN: 00000000-00-2859-0000
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