Cara Chitwood
Keller Williams Realty Service
(513) 854-6469
112 Total Sales
2 in Ludlow
$204K - $238K Price Range
540 Oak St Ludlow, KY 41016
Ludlow AreaEstimated Value: $306,000 - $328,134
3
Beds
2
Baths
1,320
Sq Ft
$240/Sq Ft
Est. Value
Highlights
- Deck
- Main Floor Primary Bedroom
- Stone Countertops
- Wood Flooring
- High Ceiling
- No HOA
About This Home
As of July 2024Beautiful historic home in Ludlow! Minutes from everything! This renovated home features everything you need for modern living! Original refinished hardwood floors throughout, fresh neutral paint, updated lighting, and updated hardware. Gorgeous kitchen features stainless steel appliances, Quartz countertops, subway tile backsplash, and under cabinet lighting. Two updated full bathrooms. New HVAC and windows throughout. Oversized, usable two car garage. Deck off of primary bedroom steps down to flat yard space with concrete patio. Schedule your private showing today!
Last Agent to Sell the Property
Huff Realty - Florence License #219603 Listed on: 05/07/2024
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Home Details
Home Type
- Single Family
Lot Details
- 3,590 Sq Ft Lot
- Chain Link Fence
- Historic Home
Parking
- 2 Car Detached Garage
- Garage Door Opener
- On-Street Parking
- Off-Street Parking
Home Design
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,320 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Pocket Doors
- Panel Doors
- Entrance Foyer
- Living Room
- Formal Dining Room
- Unfinished Basement
- Walk-Out Basement
- Laundry on lower level
Kitchen
- Stainless Steel Appliances
- Stone Countertops
Flooring
- Wood
- Concrete
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Ductless Heating Or Cooling System
- Forced Air Heating System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-32-05-014.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2024
Closed on
Jul 10, 2024
Sold by
Bought by
Seller's Agent
Robbie Hedger
Huff Realty - Florence
Buyer's Agent
Adrean Henson
KW Seven Hills Realty
List Price
$325,000
Sold Price
$295,000
Premium/Discount to List
-$30,000
-9.23%
Views
64
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,284
Avg. Annual Appreciation
3.42%
Original Mortgage
$280,250
Outstanding Balance
$274,645
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$41,639
Purchase Details
Closed on
Mar 4, 2024
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludlow, KY
-
Cara Chitwood
-
Brandon Stamper
Brandon Stamper
Plum Tree Realty
(859) 888-1472
127 Total Sales
3 in Ludlow
$147K - $196K Price Range
-
Lena Keith
Lena Keith
Responds QuicklyPivot Realty Group
(859) 279-4304
108 Total Sales
2 in Ludlow
$94K - $150K Price Range
-
Nicole Rankin
Nicole Rankin
Coldwell Banker Realty FM
(859) 651-7170
206 Total Sales
6 in Ludlow
$112K - $315K Price Range
-
Sandra Wethington
Sandra Wethington
eXp Realty, LLC
(513) 586-2852
300 Total Sales
3 in Ludlow
$239K - $349K Price Range
-
Arthur Greenlee IV
Arthur Greenlee IV
eXp Realty
(866) 835-4716
108 Total Sales
1 in Ludlow
$210,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| $140,000 | None Listed On Document | ||
| $159,900 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $280,250 | ||
| Previous Owner | $30,000 | ||
| Previous Owner | $15,000 | ||
| Previous Owner | $66,000 | ||
| Previous Owner | $15,000 | ||
| Previous Owner | $55,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/10/2024 07/10/24 | Sold | $295,000 | -1.7% | $223 / Sq Ft |
| 06/04/2024 06/04/24 | Pending | -- | -- | -- |
| 05/21/2024 05/21/24 | Price Changed | $300,000 | -3.2% | $227 / Sq Ft |
| 05/14/2024 05/14/24 | Price Changed | $310,000 | -4.6% | $235 / Sq Ft |
| 05/07/2024 05/07/24 | For Sale | $325,000 | -- | $246 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,853 | $295,000 | $10,000 | $285,000 |
| 2024 | $1,625 | $125,000 | $10,000 | $115,000 |
| 2023 | $1,012 | $125,000 | $10,000 | $115,000 |
| 2022 | $1,132 | $125,000 | $10,000 | $115,000 |
| 2021 | $694 | $85,000 | $10,000 | $75,000 |
| 2020 | $709 | $85,000 | $10,000 | $75,000 |
| 2019 | $705 | $85,000 | $10,000 | $75,000 |
| 2018 | $724 | $85,000 | $10,000 | $75,000 |
| 2017 | $715 | $85,000 | $10,000 | $75,000 |
| 2015 | $684 | $85,000 | $10,000 | $75,000 |
| 2014 | $670 | $85,000 | $10,000 | $75,000 |
Source: Public Records
Agents Affiliated with this Home
-
Robbie Hedger
Seller's Agent in 2024
Robbie Hedger
Huff Realty - Florence
(859) 445-4477
85 Total Sales
-
Adrean Henson
Buyer's Agent in 2024
Adrean Henson
KW Seven Hills Realty
(859) 444-8159
102 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 622577
APN: 026-32-05-014.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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