NOT LISTED FOR SALE

540 SW Salerno Rd Stuart, FL 34997

South Stuart Neighborhood

Estimated Value: $940,000 - $1,458,000

6 Beds
5 Baths
3,066 Sq Ft
$383/Sq Ft Est. Value

Sale Details

Date Sold: December 22, 2021

Last sale price $800,000 $261 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $8,057 / mo

158 Days on Market

Highlights

  • 525 Feet of Waterfront
  • Boat Ramp
  • River View
  • Martin County High School Rated A-
  • Property has ocean access
  • 0.58 Acre Lot

About This Home

As of December 2021

ONE OF A KIND! A FIND!! Exclusive point property! Over 1/2 acre with amazing waterfront. Huge majestic oak trees and expansive river views. Dock your boat on the 40 foot dock and head out to the ocean! There is plenty of room and privacy in this expansive home. a total of 6 bedrooms, 5 full bathrooms and two master suites. The unique design has a full separate living wing which was built in the early 2000's and is divided by two separate attached garages. One is an over sized two car with super high ceilings. The community also provides an area to store your boat, trailer or camper. This is a very convenient location being just minutes to I-95 and down the street from grocery, shops and more. All sizes and measurements approximate. actual water frontage feet is an estimate & may be less.

Last Agent to Sell the Property

Alan Jaffe

Coldwell Banker Realty License #0628580 Listed on: 06/14/2021

Coldwell Banker Realty

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,385

Year Built

  • Built in 1969

Lot Details

  • 25,351 Sq Ft Lot
  • 525 Feet of Waterfront
  • Home fronts navigable water
  • Waterfront Tip Lot
  • Property fronts a private road
  • North Facing Home
  • Property is zoned R-2

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Property Views

  • River
  • Canal

Home Design

  • Split Level Home
  • Flat Roof Shape
  • Tile Roof

Interior Spaces

  • 3,066 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Florida or Dining Combination
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Oven
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Split Bedroom Floorplan
  • Stacked Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 5 Full Bathrooms
  • Dual Sinks
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Property has ocean access
  • Seawall
  • Patio
  • Outdoor Living Area

Schools

  • Crystal Lake Elementary School
  • Dr. David L. Anderson Middle School
  • Martin County High School

Utilities

  • Central Heating and Cooling System
  • Water Softener

Listing and Financial Details

  • Assessor Parcel Number 553841012000000807

Community Details

Overview

  • Association fees include common areas
  • St Lucie Settlement Unrec Subdivision

Recreation

  • Boat Ramp
  • Boating

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,385

Year Built

Built in 1969

Lot Details

0.58 Acres

HOA Fees

$100 per month

Parking

3

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Salerno Rd west to fork in the road and then take a left to the end.
  • Year Built: 1969
  • Architectural Style: Ranch, Split Level
  • Unit Levels: Multi/Split
  • Building Stories: 1
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Attic, Breakfast Bar, Bathtub, Central Vacuum, Dual Sinks, Family/Dining Room, Multiple En Suite Bathrooms, Other, Pantry, Pull Down Attic Stairs, Split Bedrooms, Soaking Tub, Separate Shower, Stacked Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dryer, Dishwasher, Oven, Refrigerator, Water Softener, Washer
  • Full Bathrooms: 5
  • Total Bedrooms: 6
  • Flooring: Carpet, Tile
  • Living Area: 3066.0
  • Window Features: Skylight(s)

Exterior Features

  • Exterior Features: Outdoor Living Area, Porch
  • View: Canal, River
  • Road Frontage Type: Waterfront
  • Pool Private: No
  • Road Frontage Type: Private Road
  • View: Yes
  • Waterfront Features: Navigable Water, Ocean Access, Point Lot, Seawall
  • Waterfront: Yes
  • Disclosures: Covenants/Restrictions Disclosure, Flood Plain Disclosure
  • Construction Type: Block, Other
  • Direction Faces: North
  • Patio And Porch Features: Patio, Porch, Screened
  • Roof: Flat, Tile

Garage/Parking

  • Covered Parking Spaces: 3.0
  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage Yn: Yes
  • Parking Features: Attached, Covered, Driveway, Garage

Utilities

  • Other Equipment: Other
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100.0
  • Community Features: Home Owners Association, Boat Facilities
  • Senior Community: No
  • Amenities: Boating
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas

Schools

  • Elementary School: Crystal Lake (Martin)
  • High School: Martin County
  • Middle Or Junior School: Dr. David L. Anderson

Lot Info

  • Parcel #: 553841012000000807
  • Lot Size Acres: 0.58
  • Mobile Dim Units: Feet
  • Zoning: R-2

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 7385.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2021
Closed on
Dec 22, 2021
Sold by
Gembala Kenneth F and Gembaia Brigitte
Bought by
Seller's Agent
Alan Jaffe
Coldwell Banker Realty
List Price
$1,195,000
Sold Price
$800,000
Premium/Discount to List
-$395,000
-33.05%
Current Estimated Value
$1,173,315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$373,315
Avg. Annual Appreciation
8.43%
Original Mortgage
$560,000
Outstanding Balance
$504,350
Interest Rate
2.98%
Mortgage Type
New Conventional
Estimated Equity
$668,965

Purchase Details

Closed on
Jun 4, 2014
Sold by
Gembala Kenneth Francis Tr
Bought by
Gembala Brigitte Franziska Tr

Purchase Details

Closed on
Dec 24, 2013
Sold by
Gembala Kenneth P and Gembala Brigitte F
Bought by
Gembala Kenneth Francis and Gembala Brigitte Franziska

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$938,250
Interest Rate
2.36%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Closed on
Jun 15, 2012
Sold by
Gembala Kenneth F and Gembala Brigitte F
Bought by
Gembala Kenneth Francis
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in South Stuart, FL

  • Irena Zerba Real Estate Agent - Weichert Realtors-Sunshine Properties

    Irena Zerba

    Weichert Realtors-Sunshine Properties

    (772) 247-0620

    41 Total Sales

    8 in South Stuart

    $325K - $629K Price Range

    Irena Zerba
     Section Image
  • Robyn O'Heron Real Estate Agent - Echo Fine Properties

    Robyn O'Heron

    Echo Fine Properties

    (772) 291-5251

    16 Total Sales

    3 in South Stuart

    $80K - $135K Price Range

    Robyn O'Heron
     Section Image
  • Marjorie Mendez PA Real Estate Agent - Keller Williams Realty - Wellington

    Marjorie Mendez PA

    Responds Quickly

    Keller Williams Realty - Wellington

    (561) 468-3865

    42 Total Sales

    1 in South Stuart

    $310,000 Price

    Marjorie Mendez PA
     Section Image
  • James Viscome Real Estate Agent - Guaranteed Home Sales

    James Viscome

    Guaranteed Home Sales

    (561) 486-9587

    54 Total Sales

    1 in South Stuart

    $215,000 Price

    James Viscome
     Section Image
  • Stephanie Hays Real Estate Agent - Keller Williams Realty - Wellington

    Stephanie Hays

    Keller Williams Realty - Wellington

    (561) 725-8924

    80 Total Sales

    1 in South Stuart

    $348,000 Price

    Stephanie Hays
     Section Image
  • Megan Dwyer Real Estate Agent - Compass Florida LLC

    Megan Dwyer

    Compass Florida LLC

    (561) 934-3243

    67 Total Sales

    1 in South Stuart

    $490,000 Price

    Megan Dwyer
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$800,000 Counselors Title
Gembala Brigitte Franziska Tr $100 --
Gembala Kenneth Francis -- Attorney
Gembala Kenneth Francis -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $560,000
Previous Owner Gembala Kenneth Francis $938,250
Previous Owner Gembala Kenneth F $193,600
Previous Owner Gembala Kenneth F $183,623
Previous Owner Gembala Kenneth F $60,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/22/2021 12/22/21 Sold $800,000 -33.1% $261 / Sq Ft
11/19/2021 11/19/21 Pending -- -- --
06/14/2021 06/14/21 For Sale $1,195,000 -- $390 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,419 $1,062,217
2024 $15,961 $965,652
2023 $15,961 $877,866 $0 $0
2022 $13,684 $798,060 $497,350 $300,710
2021 $15,802 $888,530 $648,000 $240,530
2020 $7,385 $445,397 $0 $0
2019 $7,299 $435,382 $0 $0
2018 $7,077 $427,263 $0 $0
2017 $6,352 $418,475 $0 $0
2016 $6,585 $409,868 $0 $0
2015 $6,291 $407,019 $0 $0
2014 $6,291 $405,269 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Alan Jaffe Real Estate Agent - Coldwell Banker Realty

    Seller's Agent in 2021

    Alan Jaffe

    Coldwell Banker Realty

    (772) 708-8104

    5 in this area

    67 Total Sales

    Alan Jaffe
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  • TU

    Buyer's Agent in 2021

    TEMP USER

    MIAMI ASSOCIATION OF REALTORS®

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Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: A11055127

BeachesMLS (Greater Fort Lauderdale)

APN: 55-38-41-012-000-00080-7

Florida Martin County Stuart 34997 South Stuart

540 SW Salerno Rd, Stuart, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS (Greater Fort Lauderdale) All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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