$405,000
SOLD MAY 27, 2025

540 Thunderbird Dr Lusby, MD 20657

3 Beds
2 Baths
2,200 Sq Ft
0.68 Acres

Recently Sold

$184 Per Sq Ft

2% Above List Price

3 Days on Market

Highlights

  • Beach
  • Private Beach
  • Open Floorplan
  • Home fronts navigable water
  • Water Access
  • Lake Privileges

About This Home

As of May 2025

Welcome to this beautifully maintained 3-bedroom, 2- full bath Cape Cod nestled in Chesapeake Ranch Estates, offering a total of 2,200 finished square feet of comfort and charm. This home has been very gently cared for, and the seller has gone above and beyond to prepare it for new homeowners-fresh paint, updated lighting, landscaping improvements, re-stained fencing and deck, and a very recently remodeled shower. Inside, you'll find stylish new waterproof LVP flooring on the main and upper levels. The main level includes a conveniently located bedroom, a full bath, a living room, separate dining room, a roomy eat-in kitchen and a covered sun deck. The kitchen is a standout, with warm cherry cabinets, stainless steel appliances, granite countertops, a gas stove, and center island. Most appliances were replaced in 2012. Additional highlights include newer windows (5–6 years old), water softeners throughout, updated roof stacks, and a roof that was recently inspected and found to be in excellent condition. The spacious finished basement is complemented with cozy carpet and features a versatile layout including a utility area, utility sink, laundry with a newly installed wash machine, and ample storage and living space. Outdoors, you'll enjoy a spacious double lot—mostly fenced and extending just beyond the current fence line. The flat backyard has been newly seeded this spring and includes a storage shed. This home is perfect for the car enthusiast or outdoor hobbyist with an attached one car garage measuring 12.5’ x 19’ and a 14' x 24' detached garage offering plenty of space for vehicles or a workshop. The oversized paved driveway allows for even more parking. Other features include , shades on all windows, and a west-facing front that captures beautiful evening light. Community amenities include private beaches, an airport, a community garden, trails, an airport, a clubhouse and the home is a short walk to a private community lake. This home truly offers the perfect blend of privacy, updates, neighborhood amenities and classic charm.

Last Agent to Sell the Property

Debbie Friedrich

(301) 717-3074 debbie.friedrich@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #0648195 Listed on: 05/02/2025

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Karen Reisdorf

(301) 848-4902 karen.reisdorf@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,338

Year Built

  • Built in 1992

Lot Details

  • 0.68 Acre Lot
  • Home fronts navigable water
  • Private Beach
  • Picket Fence
  • Partially Fenced Property
  • Decorative Fence

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 2 Garage Spaces | 1 Attached and 1 Detached
  • Side Facing Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Permanent Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Screens
  • Dining Area
  • Wood Flooring
  • Finished Basement
  • Side Basement Entry
  • Storm Doors
  • Dryer

Kitchen

  • Eat-In Kitchen
  • Stove
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Bathroom

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Water Access
  • Property near a bay
  • Lake Privileges
  • Deck
  • Screened Patio
  • Shed
  • Porch

Utilities

  • Central Air
  • Cooling System Utilizes Bottled Gas
  • Heat Pump System
  • Vented Exhaust Fan
  • Bottled Gas Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 11R
  • Assessor Parcel Number 0501112627

Community Details

Overview

  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center

Recreation

  • Beach
  • Golf Course Membership Available
  • Community Playground
  • Horse Trails
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,338

Year Built

Built in 1992

Lot Details

0

HOA Fees

$49 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Year Built: 1992
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Refrigerator, Stove
  • Interior Amenities: Kitchen - Island, Dining Area, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Crown Moldings, Entry Level Bedroom, Upgraded Countertops, Wood Floors, Floor Plan - Open, Ceiling Fan(s)
  • Window Features: Screens
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished, Side Entrance
  • Total Sq Ft: 2340
  • Living Area Sq Ft: 2200
  • Price Per Sq Ft: 284.19
  • Above Grade Finished Sq Ft: 1404
  • Below Grade Finished Sq Ft: 796
  • Below Grade Sq Ft: 140
  • Total Below Grade Sq Ft: 936
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed, Garage(s)
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY & LAKE LARIAT
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Side Entry
  • Attached Garage Spaces: 1
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage, Detached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Bottled Gas, Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 585.08
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Bike Trail, Club House, Common Grounds, Community Center, Golf Course Membership Available, Horse Trails, Jog/Walk Path, Lake, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Decorative, Partially, Picket
  • Lot Size Acres: 0.68
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 29621.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Zoning: R-1
  • In City Limits: No

Green Features

  • Green Water Conservation: Low-Flow Fixtures

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3338.00
  • Assessor Parcel Number: 0501112627
  • Tax Lot: 11R
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
May 27, 2025
Sold by
Allison Glenn
Bought by
Niehues Joshua Christian and Gazmer Suk Maya
Seller's Agent
Debbie Friedrich
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Karen Reisdorf
Berkshire Hathaway HomeServices PenFed Realty
List Price
$399,000
Sold Price
$405,000
Premium/Discount to List
$6,000
1.5%
Views
19
Current Estimated Value
$401,505

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,495
Avg. Annual Appreciation
-1.75%
Original Mortgage
$324,000
Outstanding Balance
$323,168
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$78,337

Purchase Details

Listed on
Sep 14, 2012
Closed on
Nov 6, 2012
Sold by
Riverside One Llc
Bought by
Allison Glenn
Seller's Agent
Dawn Riley
RE/MAX One
Buyer's Agent
Veronica Kolterjahn
CENTURY 21 New Millennium
List Price
$259,000
Sold Price
$249,900
Premium/Discount to List
-$9,100
-3.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.92%
Original Mortgage
$237,405
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 7, 2012
Closed on
Aug 3, 2012
Sold by
Fannie Mae
Bought by
Riverside One Llc
Seller's Agent
Phyllis Minik
Western Shore Realty, LLC
Buyer's Agent
Dawn Riley
RE/MAX One
List Price
$151,500
Sold Price
$140,000
Premium/Discount to List
-$11,500
-7.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
755.05%

Purchase Details

Listed on
Jun 7, 2012
Closed on
Jul 18, 2012
Sold by
Macfadyen Kenneth J
Bought by
Fannie Mae and Federal National Mortgage Association
Seller's Agent
Phyllis Minik
Western Shore Realty, LLC
Buyer's Agent
Dawn Riley
RE/MAX One
List Price
$151,500
Sold Price
$140,000
Premium/Discount to List
-$11,500
-7.59%

Purchase Details

Closed on
Nov 22, 2006
Sold by
Leonard Douglas K and Leonard Shannon R
Bought by
Tomlinson Julie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$310,000
Interest Rate
6.36%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 15, 2006
Sold by
Leonard Douglas K and Leonard Shannon R
Bought by
Tomlinson Julie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$310,000
Interest Rate
6.36%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 30, 2002
Sold by
Doster David L and Doster Julie D
Bought by
Leonard Douglas K and Leonard Shannon R

Purchase Details

Closed on
Dec 4, 1997
Sold by
Mccullum Gerald Edwin
Bought by
Doster David L and Doster Julie D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $405,000 Capitol Title
Special Warranty Deed $405,000 Capitol Title
Deed $249,900 Bay County Title & Escrow Ll
Deed $140,000 First American Title Ins Co
Deed $234,515 Titlemax Llc
Deed $310,000 --
Deed $310,000 --
Deed $142,900 --
Deed $129,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,000 New Conventional
Closed $324,000 New Conventional
Previous Owner $237,405 New Conventional
Previous Owner $310,000 Purchase Money Mortgage
Previous Owner $310,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/27/2025 05/27/25 Sold $405,000 +1.5% $184 / Sq Ft
05/02/2025 05/02/25 For Sale $399,000 +59.7% $181 / Sq Ft
11/09/2012 11/09/12 Sold $249,900 0.0% $178 / Sq Ft View Prior Sale
09/28/2012 09/28/12 Pending -- -- --
09/19/2012 09/19/12 Price Changed $249,900 -3.5% $178 / Sq Ft
09/14/2012 09/14/12 For Sale $259,000 +85.0% $184 / Sq Ft
08/03/2012 08/03/12 Sold $140,000 -7.6% $100 / Sq Ft View Prior Sale
07/06/2012 07/06/12 Pending -- -- --
06/07/2012 06/07/12 For Sale $151,500 -- $108 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,360 $299,667 $0 $0
2024 $3,360 $271,333 $0 $0
2023 $2,679 $243,000 $55,200 $187,800
2022 $2,452 $235,967 $0 $0
2021 $2,878 $228,933 $0 $0
2020 $2,737 $221,900 $55,200 $166,700
2019 $2,278 $217,200 $0 $0
2018 $2,229 $212,500 $0 $0
2017 $2,584 $207,800 $0 $0
2016 -- $207,800 $0 $0
2015 $3,092 $207,800 $0 $0
2014 $3,092 $210,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2020942

Bright MLS

APN: 01-112627