$849,000

540 W Summit St Harbor Springs, MI 49740

Estimated payment $5,309/month

Total Views 13,835
4 Beds
3.5 Baths
2,652 Sq Ft
$320 Price per Sq Ft

Highlights

  • Radiant Floor
  • 2 Car Attached Garage
  • Living Room
  • Lower Floor Utility Room
  • Patio
  • Forced Air Heating and Cooling System

About This Home

Beautiful 4 bedroom home located on a large corner lot, walking distance to downtown Harbor Springs shops, restaurants and beaches! You're literally just steps away from the popular "Tunnel of Trees" on M-119! Set in a very quiet neighborhood, this is the perfect place to call home. This well-maintained property has had extensive updates to the house & yard including new front and back porch/patios and a new retaining wall. A new furnace & hot water tank were installed in 2023. The garage has been insulated and heat installed as well as a whole house generator hookup. The interior of the home is very comfortable. Sit an enjoy a glass of wine in front of the wood burning fireplace in the living room. The custom kitchen is perfect for preparing meals for family & friends. The sunroom off of the dining room is a great extra space to read a good book or relax and take a nap. Downstairs is a large bonus room which is great for watching a movie or playing games. The primary suite includes a huge walk in closet and a custom bathroom with in floor heat. This home is perfect for a year round residence or summer getaway. Call today for more information!

Listing Agent

Craig Wilson

Coldwell Banker Fairbairn Realty Listed on: 07/10/2025

Coldwell Banker Fairbairn Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,192

Parking

  • 2 Car Attached Garage

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,652 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Lower Floor Utility Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Radiant Floor

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic System
  • Cable TV Available

Additional Features

  • Patio
  • 0.36 Acre Lot

Listing and Financial Details

  • Assessor Parcel Number 51-15-14-200-042

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,192

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 07/10/2025
  • Section: 14
  • Second Address Number: 540
  • Directions: From Lake Street going west, Turn Left on Peffer St, Go to Summit St. Left on Summit, 1st house on the left.
  • Price per Sq Ft: 320.14
  • OFFICELIST_STATE: MI
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Built In Microwave, Cable, Ceiling Fans, Central Air, Dishwasher, Dryer, Patio, Range, Refrigerator, Washer, Wood Fireplace, Wood Floors, Paved Road
  • Total Finished Sq Ft: 2652
  • Master Bedroom: Dimensions: 11.1x15.2, On Level: Upper
  • Bedroom 2: Dimensions: 14.8x11.9, On Level: Upper
  • Bedroom 3: Dimensions: 10.7x11.9, On Level: Upper
  • Bedroom 4: Dimensions: 22.5x9, On Level: Lower
  • Total Rooms: 11
  • Basement: Full, Finished
  • Dining Room: Dimensions: 10.11x11.4, On Level: Main
  • Kitchen: Dimensions: 14.5x11.4, On Level: Main
  • Family Room: Dimensions: 25.2x17, On Level: Lower
  • Living Room: Dimensions: 18.5X13.6, On Level: Main
  • Above Grade Finished Sq Ft: 1796
  • Bathroom 1: Dimensions: 7.6x8.8, On Level: Upper
  • Bathroom 2: Dimensions: 7.5x5.1, On Level: Upper
  • Number Of Bedrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Rooms 1: Dimensions: 10.6x7.8, On Level: Main
  • Rooms 2: Dimensions: 11.6x15.9, On Level: Main

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Two and Half

Utilities

  • Heat Type: Natural Gas, Forced Air, In Floor Heating
  • Sewer: Septic
  • Water: City

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Estimated Lot Dimensions: 153 X 100 +/-
  • Estimated Number of Acres: 0.36
  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 51-15-14-200-042

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,192 $375,000 $375,000 $0
2024 $8,192 $345,700 $345,700 $0
2023 $2,656 $262,900 $262,900 $0
2022 $2,656 $216,300 $216,300 $0
2021 $2,561 $198,700 $198,700 $0
2020 $2,533 $176,000 $176,000 $0
2019 $3,415 $128,300 $128,300 $0
2018 -- $94,700 $94,700 $0
2017 -- $93,100 $93,100 $0
2016 -- $93,500 $93,500 $0
2015 -- $92,000 $0 $0
2014 $2,077 $84,400 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 Price Changed $849,000 -5.4% $320 / Sq Ft
07/10/2025 07/10/25 For Sale $897,000 +21.2% $338 / Sq Ft
09/26/2022 09/26/22 Sold $739,900 -1.3% $296 / Sq Ft
08/26/2022 08/26/22 For Sale $749,900 -- $300 / Sq Ft
Source: Northern Michigan MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $739,900 Talon Title Agency
Quit Claim Deed -- None Available
Warranty Deed -- --
Warranty Deed $240,000 --
Warranty Deed -- --
Warranty Deed $75,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $554,925 New Conventional
Previous Owner $1,200,000 No Value Available
Previous Owner $223,000 New Conventional
Previous Owner $136,000 New Conventional
Previous Owner $30,000 New Conventional
Previous Owner $51,000 Unknown
Previous Owner $15,000 Credit Line Revolving
Previous Owner $165,000 New Conventional
Previous Owner $152,192 FHA
Source: Public Records

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Source: Northern Michigan MLS

MLS Number: 477108

Northern Michigan MLS

APN: 51-15-14-200-042